CitiBank has been working hard to unify their ThankYou Points program across many of their programs and financial products, and it’s never been a better time to take advantage of this program. It’s now possible to earn ThankYou Points from a variety of products at Citi, including their credit cards, the Citi checking account, other Citi financial products, and even their online shopping portal. This makes it very easy for Citi customers to earn and redeem additional ThankYou Points.
The Citi ThankYou® Card is one of the Citi products which features the ThankYou Points rewards program, among a list of other great features. If you are searching for a new rewards credit card, planning on transferring a credit card balance, or will be making any large purchases in the near future, then the Citi ThankYou® Card may be a great option for you. Here are some of the premium features:
Earn rewards. The Citi ThankYou® Card is a points rewards credit card, which pays 1 ThankYou Point for every $1 you spend on all purchases, with opportunities to earn additional points on purchases, and an anniversary bonus, as we’ll see in a few moments. There is no limit to the number of points you can earn, your points never expire, and there is no annual fee for this card or the ThankYou Points program.
0% intro on purchases and transfers. If you currently have any credit card debt or are planning any large purchases, this may be a good card for you, as it offers a 0% APR for 15 months on both purchases and balance transfers. After the introductory period, the APR will be 12.99% – 22.99%, variable, which is attractive if you fall in the lower end of the scale, and irrelevant if you pay your balance in full each month.
Earn bonus ThankYou Points for shopping with Citi. Citi has a ThankYou bonus center where members can earn additional points when they shop with their card through this portal. There are currently over 600+ retailers which feature a variety of bonus points.
The Price Protection Program. This program is one of the more unique programs around, as it can help you save a ton of money if you find a lower price on an item after you make a purchase. If you see a lower price on a printed advertisement for the same item within 60 days after making your purchase, Citi will refund you up to $250 per item (up to $1,000 per cardmember year). This does not apply to internet purchases and there are some additional exclusions, so be sure to read the program details for more info.
Citi ThankYou® Card Anniversary Bonus: Each year you use this card, you will receive an anniversary bonus as a percentage of the ThankYou Points you earned within that year. This gives you the opportunities to be rewarded for your regular spending. The percentages of bonus points are:
- 0-1 year – 1% bonus
- 1-2 years – 2% bonus
- 2 – and after – 3% bonus
Here is a recap of all the benefits and features of the Citi ThankYou® Card:
- Enjoy 0% Intro APR on Balance Transfers and Purchases for 15 months. After that, the variable APR will be 12.99% – 22.99% based upon your creditworthiness*
- Earn 1 ThankYou Point for every $1 you spend on purchases.
- Earn an anniversary bonus on points earned from purchases every year*
- Enjoy no limit on the number of points you can earn
- Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
- No annual fee*
To learn more, or to apply for a card, visit the Citi ThankYou® Card page.
See related Citi cards:
- Citi ThankYou® Preferred Card Review – $250 in Gift Cards.
- Citi ThankYou® Premier Card – $300 Gift Card Bonus or $400 in travel.
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It’s a shame that Citibank shut down in Canada. I had a Citibank petro points credit card… but it was replaced with CIBC.