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Citi ThankYou® Preferred Card Review – Earn ThankYou Points Rewards

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CitiBank has been working hard to unify their ThankYou® Points program across many of their programs and financial products, and it’s never been a better time to take advantage of this program. It’s now possible to earn ThankYou Points from a variety of products at Citi, including their credit cards, the Citi checking account, other Citi financial products, and even their online shopping portal. This makes it very easy for Citi customers to earn and redeem additional ThankYou Points.

Citi ThankYou® CardThe Citi ThankYou® Preferred Card – Low Intro APRs is one of the Citi products which features the ThankYou Points rewards program, among a list of other great features. If you are searching for a new rewards credit card, planning on transferring a credit card balance, or will be making any large purchases in the near future, then the Citi ThankYou® Card may be a great option for you. Here are some of the premium features:

Earn rewards. The Citi ThankYou® Preferred Card – Low Intro APRs is a points rewards credit card which pays 2x Points on purchases for dining and entertainment, and 1 ThankYou Point for every $1 you spend on all other purchases, with opportunities to earn additional points on purchases. There is no limit to the number of points you can earn, your points never expire, and there is no annual fee for this card or the ThankYou Points program. Rewards can be redeemed for merchandise, travel rewards, gift cards, cash, and more.

0% intro on purchases and transfers. If you currently have any credit card debt or are planning any large purchases, this may be a good card for you, as it offers a 0% Intro APR for 15 months on both purchases and balance transfers. After the introductory period, the variable APR will be 12.99% – 22.99%, which will be based on your creditworthiness. This is an attractive rate if you fall in the lower end of the scale, and irrelevant if you pay your balance in full each month.

Here is a recap of all the benefits and features of the Citi ThankYou® Preferred Card – Low Intro APRs:

  • Enjoy 0% Intro APR on Balance Transfers and Purchases for 15 months. After that, the variable APR will be 12.99% – 22.99% based upon your creditworthiness*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater*
  • NEW: 2x Points on purchases for dining and entertainment
  • 1 ThankYou Point on other purchases.
  • Points do not expire and earn unlimited Thank You Points
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • Travel with ease and enjoy global acceptance with Chip Technology
  • No annual fee*

To learn more, or to apply for a card, visit the Citi ThankYou® Preferred Card – Low Intro APRs page.


Published or updated August 29, 2014.
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{ 1 comment… read it below or add one }

1 Julie @ Freedom 48

It’s a shame that Citibank shut down in Canada. I had a Citibank petro points credit card… but it was replaced with CIBC.

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