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Citi recently updated the Citi ThankYou® Preferred Card. The Citi ThankYou® Preferred Card is one of their more popular rewards credit cards, and a solid option if you need a credit card for everyday spending.
The Citi ThankYou® Preferred Card is a great all around rewards card which offers 2 ThankYou® Points on purchases for dining and entertainment, and 1 ThankYou® Points for every $1 you spend on all purchases. It also features a low interest rate, and no limit to the points you can earn or expiration on those points. To top it off, there are no annual fees! Let’s take a deeper look at some of the other benefits.
Here are the major Citi ThankYou® Preferred Card benefits:
Great For: Travel, Rewards, Balance Transfers
Annual Fee: No annual fee*
- 0% Intro APR on Purchases and Balance Transfers for 15 months. After that, the variable APR will be 13.24%-23.24% based upon your creditworthiness*
- There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.*
- 2 ThankYou Points per dollar spent on dining at restaurants and entertainment
- 1 ThankYou Point on other purchases
- Points do not expire and earn unlimited Thank You Points
- Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
- Travel with ease and enjoy global acceptance with Chip Technology
- No annual fee*
Citi ThankYou Points program: Citi ThankYou Points are earned at a rate of 2 ThankYou Points per dollar spent on dining at restaurants and entertainment and 1 ThankYou Point for every $1 you spend on all other purchases. You can also earn ThankYou Points for everyday purchases, by linking qualified Citi accounts such as the Citi Checking account, and more. You can also earn bonus ThankYou Points for shopping at one of over 600 partner stores and when you make purchases through Citi’s online shopping portal, ThankYou.com. There is no limit to the number of ThankYou Points you can earn, and your ThankYou Points never expire. Your ThankYou Points can be redeemed for cash, gift cards, discounts, travel vouchers, and other rewards.
0% Intro APR Offer: The Citi ThankYou® Preferred Card now features a 0% Intro APR on Purchases and Balance Transfers for 15 months. After that, the variable APR will be 13.24%-23.24% based upon your creditworthiness* Please note there is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.* This is an excellent feature if you wish to transfer a balance to pay it off more quickly, or if you want the flexibility of making a large purchase and extending your payments out for several months without having to worry about the interest. Even with the transfer fee this is one of the best balance transfer credit cards in the current market.
Chip Technology. This card features chip technology to help you use your card more easily overseas. If you are planning a trip overseas, then you will most likely need a credit card with the smart chip technology commonly found throughout Europe, Asia, and other locations. In fact, many stores and restaurants in those locations no longer accept credit cards that only have a magnetic strip.
Who is this card good for? If you are looking for a solid credit card that offers great rewards program, cash bonus, and no hassles, then you can’t go wrong by choosing the Citi ThankYou® Preferred Card. The rewards program is on par with similar rewards credit cards, and the ThankYou Points program is a great way to redeem rewards, particularly if you are already a Citibank customer since you can combine your ThankYou Points and redeem your rewards more quickly. Visit the Citi ThankYou® Preferred Card to learn more or apply to open an account.