Table of Contents
- IRS E-File Schedule for Tax Refunds via Check or Direct Deposits
- 2021 Tax Refund Schedule (2022 Tax Season)
- When Can I File My Taxes – And When is My Tax Return Due?
- What is the first day you can file your 2021 taxes?
- Filing Tax Returns Early
- When is My 2021 Tax Return Due?
- Important Tax Return Dates
- What happens if you don’t file your taxes on time?
- IRS E-File – When Will I Get My Tax Refund?
- How long does it take to process a tax return?
- How long does it take to get a tax refund?
- Are there any known tax refund delays?
- When will my refund be in my bank account?
- What day of the week does the IRS deposit refunds?
- What day of the week does the IRS mail paper checks?
- Electronic Tax Returns and Payments Are Fastest
- Where is My Tax Refund Check?
- Want a Bigger Tax Refund?
- 2020 Tax Refund Schedule (2021 Tax Season)
- 2019 Tax Refund Schedule (2020 Tax Season)
The first day to file your 2021 taxes is January 24, 2022. It would be a good idea to file your tax return early this year. As of December, 2021, the IRS had a backlog of over 6 million tax returns from the 2020 tax season they were working on. This is six times the norm of around 1 million tax returns being processed. The IRS recommends everyone file their tax return electronically this year and file early if possible.
The IRS is hopeful that processing times will return to more normal lengths. For example, the IRS reports that 9 out of 10 taxpayers who filed electronically in 2019 received their tax refunds within 21 days. Some taxpayers receive their refund in as little as 8 days, and most receive it within 10-14 days.
While the IRS no longer publishes an official tax refund calendar, they continue to issue guidance stating most taxpayers will receive their refund within 21 days. So we have used IRS guidelines, statements, and historic tax return data to create an IRS refund schedule, which we have published on this page.
We have also included additional tax return information, such as a list of important dates and Frequently Asked Questions regarding IRS refund dates. It’s important to note the calendar is an estimate and represents when the majority of tax returns should be processed.
IRS E-File Schedule for Tax Refunds via Check or Direct Deposits
As alluded to above, the IRS previously released an annual schedule to help taxpayers better plan around tax season so tax-filers will know when they can expect to receive their refund check. They stopped this practice in 2013 (2012 tax year) after there were delays in the refund process due to new anti-fraud measures.
The table below shows an approximation of when your federal tax refund should be direct-deposited into your bank account or the date your check will be mailed. This table is based on previous tax return charts. Remember, this is only an estimation and not a guarantee.
How to use this tax refund chart: This schedule only applies to tax returns filed electronically. The left column represents the date your tax refund was accepted by the IRS. This chart does not apply to tax refunds filed by mail because it takes the IRS much longer to manually process returns. There is no tax refund schedule for paper returns because it is difficult to know when the IRS will physically process your return.
2021 Tax Refund Schedule (2022 Tax Season)
|Tax Return |
Accepted By IRS
Approved by IRS
|Direct Deposit |
|Jan 24, 2022||Jan 30, 2022||Feb 11, 2022||Feb 18, 2022|
|Jan 31, 2022||Feb 6, 2022||Feb 18, 2022||Feb 25, 2022|
|Feb 7, 2022||Feb 13, 2022||Feb 25, 2022||Mar 4, 2022|
|Feb 14, 2022||Feb 20, 2022||Mar 4, 2022||Mar 11, 2022|
|Feb 21, 2022||Feb 27, 2022||Mar 11, 2022||Mar 18, 2022|
|Feb 28, 2022||Mar 76 2022||Mar 18, 2022||Mar 25, 2022|
|Mar 7, 2022||Mar 13, 2022||Mar 25, 2022||Apr 1, 2022|
|Mar 14, 2022||Mar 20, 2022||Apr 1, 2022||Apr 8, 2022|
|Mar 21, 2022||Mar 27, 2022||Apr 8, 2022||Apr 15, 2022|
|Mar 28, 2022||Apr 3, 2022||Apr 15, 2022||Apr 22, 2022|
|Apr 4, 2022||Apr 10, 2022||Apr 22, 2022||Apr 29, 2022|
|Apr 11, 2022||Apr 17, 2022||Apr 29, 2022||May 6, 2022|
|Apr 18, 2022||Apr 24, 2022||May 6, 2022||May 13, 2022|
|Apr 25, 2022||May 1, 2022||May 13, 2022||May 20, 2022|
|May 2, 2022||May 8, 2022||May 20, 2022||May 27, 2022|
|May 9, 2022||May 15, 2022||May 27, 2022||Jun 3, 2022|
|May 16, 2022||May 22, 2022||Jun 3, 2022||Jun 10, 2022|
|May 23, 2022||May 29, 2022||Jun 10, 2022||Jun 19, 2022|
|May 30, 2022||Jun 5, 2022||Jun 17, 2022||Jun 24, 2022|
|Jun 6, 2022||Jun 12, 2022||Jun 24, 2022||Jul 1, 2022|
|Jun 13, 2022||Jun 19, 2022||Jul 1, 2022||Jul 8, 2022|
|Jun 20, 2022||Jun 26, 2022||Jul 8, 2022||Jul 15, 2022|
|Jun 27, 2022||Jul 3, 2022||Jul 15, 2022||Jul 22, 2022|
|Jul 4, 2022||Jul 110 2022||Jul 22, 2022||Jul 29, 2022|
|Jul 11, 2022||Jul 17, 2022||Jul 29, 2022||Aug 5, 2022|
|Jul 18, 2022||Jul 24, 2022||Aug 5, 2022||Aug 12, 2022|
|Jul 25, 2022||Jul 31, 2022||Aug 12, 2022||Aug 19, 2022|
|Aug 1, 2022||Aug 7, 2022||Aug 19, 2022||Aug 26, 2022|
|Aug 8, 2022||Aug 14, 2022||Aug 26, 2022||Sep 2, 2022|
|Aug 15, 2022||Aug 21, 2022||Sep 2, 2022||Sep 9, 2022|
|Aug 22, 2022||Aug 28, 2022||Sep 9, 2022||Sep 16, 2022|
|Aug 29, 2022||Sep 4, 2022||Sep 16, 2022||Sep 23, 2022|
|Sep 5, 2022||Sep 11, 2022||Sep 23, 2022||Sep 30, 2022|
|Sep 12, 2022||Sep 18, 2022||Sep 30, 2022||Oct 7, 2022|
|Sep 19, 2022||Sep 25, 2022||Oct 7, 2022||Oct 14, 2022|
|Sep 26, 2022||Oct 2, 2022||Oct 14, 2022||Oct 21, 2022|
|Oct 3, 2022||Oct 9, 2022||Oct 21, 2022||Oct 28, 2022|
|Oct 10, 2022||Oct 16, 2022||Oct 28, 2022||Nov 4, 2022|
|Oct 17, 2022||Oct 25, 2022||Nov 4, 2022||Nov 11, 2022|
|Oct 24, 2022||Oct 30, 2022||Nov 11, 2022||Nov 18, 2022|
|Oct 31, 2022||Nov 6, 2022||Nov 18, 2022||Nov 25, 2022|
|Nov 7, 2022||Nov 13, 2022||Nov 25, 2022||Dec 2, 2022|
|Nov 14, 2022||Nov 20, 2022||Dec 2, 2022||Dec 9, 2022|
|Nov 21, 2022||Nov 27, 2022||Dec 9, 2022||Dec 16, 2022|
|Nov 28, 2022||Dec 4, 2022||Dec 16, 2022||Dec 23, 2022|
|Dec 5, 2022||Dec 11, 2022||Dec 23, 2022||Dec 30, 2022|
Some important notes about this tax refund schedule: This is only good when you E-File your taxes because the IRS will notify you of the date of acceptance – generally within 72 hours of receipt. Tax returns sent on paper forms must be manually entered into the IRS computers and there is no way to track the date of acceptance. So this chart won’t work for estimating which day your tax return will be sent.
The other important thing to note is that IRS refund checks are processed fairly quickly, usually within 1-2 weeks. This is just one more reason to say no to refund anticipation loans.
When Can I File My Taxes – And When is My Tax Return Due?
What is the first day you can file your 2021 taxes?
January 24, 2022, is the first day you can officially file your 2021 tax return. That said, you can always complete your return as soon as you have your paperwork ready. Many software programs will allow you to submit your return through their system and they will automatically file the return for you on the day the IRS begins accepting returns. This will get your return in the queue faster, and hopefully, get your refund processed more quickly.
Filing Tax Returns Early
The first official day to file taxes is January 24, 2022, according to the IRS. Last year, some people reported they were able to submit their tax return around January 14, as part of IRS FreeFile program. Some tax software companies will also begin accepting tax returns on that date. However, the tax returns will be held until January 24th, when they will be transmitted to the IRS.
While there are benefits to submitting early, only a limited number of tax preparation companies are able to process these early returns, and only in limited numbers. Expect your tax return to be processed on the first day of tax return filing unless your tax professional or software company has informed you your return will be included in this program.
When is My 2021 Tax Return Due?
Tax returns are normally due on April 15 each year, unless the 15th falls on a weekend or holiday. If that is the case, the tax return is due on the following business day.
This year, for example, taxes are due on April 18, 2022, because April 16th is Emancipation Day, an observed holiday in Washington, DC. So it’s a good idea to double-check each year!
Taxpayers in Maine or Massachusetts have until April 19, 2022, to file their returns due to the Patriots’ Day holiday in those states.
You can file your return as late as Monday, Oct. 17, 2022, if you file an extension on your taxes.
Important Tax Return Dates
Here are important tax dates:
- January 14: IRS Free File opens. Taxpayers can begin filing returns through IRS Free File partners; tax returns will be transmitted to the IRS starting January 24. Tax software companies also are accepting tax filings in advance.
- January 18: Due date for tax year 2021 fourth quarter estimated tax payment.
- January 24: IRS begins 2022 tax season. Individual 2021 tax returns begin being accepted and processing begins
- January 28: Earned Income Tax Credit Awareness Day to raise awareness of valuable tax credits available to many people – including the option to use prior-year income to qualify.
- April 18: Due date to file 2021 tax return or request extension and pay tax owed due to Emancipation Day holiday in Washington, D.C., even for those who live outside the area.
- April 19: Due date to file 2021 tax return or request extension and pay tax owed for those who live in MA or ME due to Patriots’ Day holiday
- October 17: Due date to file for those requesting an extension on their 2021 tax returns
What happens if you don’t file your taxes on time?
Don’t do it! Instead, try to file a tax extension. Filing a tax extension is free, and you can do it at any time. Just be aware that you need to pay any money due by the tax deadline, or you may owe penalties or fees. So get an estimated tax payment in the mail if you need to, then figure out your books. The deadline to file your tax return if you filed an extension is October 15th.
IRS E-File – When Will I Get My Tax Refund?
How long does it take to process a tax return?
The most important factors for tax return processing time are whether you efile or file a paper return. As you might have guessed, e-filing results in much faster turnaround time. Paper returns have to be manually entered into the system and can remain in the queue for several days (or longer) before they can be processed. Of course, the complexity of your return also affects how long it takes to process your return.
How long does it take to get a tax refund?
The IRS has a goal of getting tax refunds to taxpayers within 21 days. They reach this goal about 90% of the time. In fact, some people receive their federal tax refund in as few as 8 days, and most people receive their refunds in about 10-14 days.
In previous years, the IRS created an official IRS tax refund schedule for when they will send out federal tax refunds via direct deposit or by check. They now issue general guidance. The general rule of thumb is that direct deposits will be sent out a few days before paper checks are sent out (the delay for a paper check can actually take up to one week, depending on how many refunds the IRS has to process).
Are there any known tax refund delays?
Yes. A law requires the IRS to withhold tax refunds when the taxpayer claims either the Earned Income Tax Credits (EITC) and Additional Child Tax Credits (ACTC). Refunds must be withheld until Feb. 15, 2022, regardless of when you filed your tax return. Tax refunds that claim these credits after that date are processed as they come in. The IRS has also created new anti-fraud measures to combat tax refund theft. So some returns may be delayed for additional review.
When will my refund be in my bank account?
Direct deposits are faster than paper checks. However, keep in mind it may take a few days for your financial institution to make your deposit available to you. Some banks make direct deposits available the day they hit, while other banks may hold the funds for a couple of business days. Check with your bank for more information. Paper checks also have a delay for fund availability: it may take several days for the check to arrive in the mail, then another few days after you deposit the check before the funds are available (many banks place a hold on checks).
What day of the week does the IRS deposit refunds?
The IRS process ACH transactions on any normal business day. (The IRS used to process electronic refunds once or twice a week, now they are processed on each business day).
What day of the week does the IRS mail paper checks?
Electronic Tax Returns and Payments Are Fastest
If you file your taxes with the IRS EFile, or with a tax software program that files your taxes online for you, then you are in luck. You will generally receive your tax refund much more quickly than if you file your taxes by mail. The IRS can process electronic tax returns faster and easier than paper returns. This makes it faster for them to clear the books on your tax return and send you a refund—via either an ACH transaction or by check.
ACH transactions (bank to bank electronic transfers) are much faster and safer than receiving a paper check. So if you want to receive your refund faster, electronic is the way to go! While you are waiting on your tax return, here is a great way to make a fast $250 free money just for opening up a Chase Bank Checking account and savings as a new customer!
Top Tax Filing Services
If you have a little more complicated than using the simple form, then you might want to consider filing with one of the top tax services. Not only can you get your return faster, but you can also take advantage of deductions you may otherwise miss, and get audit protection.
The top services include:
Where is My Tax Refund Check?
You can check the status of your federal tax refund as soon as 72 hours after the IRS acknowledges receipt of your e-filed return. Please note the IRS only updates the status of your refund once a week, on Wednesdays. So checking back several times a day throughout the week won’t normally give you any new information. The quickest and easiest way to get this information is to go to the Where’s My Refund page. Or, call 1-800-829-1954 or 1-800-829-4477.
Want a Bigger Tax Refund?
If the idea of a larger tax refund sounds appealing to you, then you may wish to take advantage of tax-advantaged accounts, such as opening a Traditional IRA. This will not only help you save money for retirement, but it can also help you receive a larger tax refund, as up to $6,000 worth of contributions are tax-deductible ($7,000 if you are over 50 years of age).
Reducing your taxable income by several thousand dollars is worth a nice chunk of change in your tax return next year. If you want to learn more, then here are some top IRA companies, where you can open an IRA. You can also adjust your income tax withholdings in your paycheck.
2020 Tax Refund Schedule (2021 Tax Season)
|Tax Return |
Accepted By IRS
Approved by IRS
|Direct Deposit |
|Feb 8, 2021||Feb 14, 2021||Feb 26, 2021||Mar 5, 2021|
|Feb 15, 2021||Feb 21, 2021||Mar 5, 2021||Mar 12, 2021|
|Feb 22, 2021||Feb 28, 2021||Mar 12, 2021||Mar 19, 2021|
|Mar 1, 2021||Mar 7, 2021||Mar 19, 2021||Mar 26, 2021|
|Mar 8, 2021||Mar 14, 2021||Mar 26, 2021||Apr 2, 2021|
|Mar 15, 2021||Mar 21, 2021||Apr 2, 2021||Apr 9, 2021|
|Mar 22, 2021||Mar 28, 2021||Apr 9, 2021||Apr 16, 2021|
|Mar 29, 2021||Apr 4, 2021||Apr 16, 2021||Apr 23, 2021|
|Apr 5, 2021||Apr 11, 2021||Apr 23, 2021||Apr 30, 2021|
|Apr 12, 2021||Apr 18, 2021||Apr 30, 2021||May 7, 2021|
|Apr 19, 2021||Apr 25, 2021||May 7, 2021||May 14, 2021|
|Apr 26, 2021||May 2, 2021||May 14, 2021||May 21, 2021|
|May 3, 2021||May 9, 2021||May 21, 2021||May 28, 2021|
|May 10, 2021||May 16, 2021||May 28, 2021||Jun 4, 2021|
|May 17, 2021||May 23, 2021||Jun 4, 2021||Jun 11, 2021|
|May 24, 2021||May 30, 2021||Jun 11, 2021||Jun 18, 2021|
|May 31, 2021||Jun 6, 2021||Jun 18, 2021||Jun 25, 2021|
|Jun 7, 2021||Jun 13, 2021||Jun 25, 2021||Jul 2, 2021|
|Jun 14, 2021||Jun 20, 2021||Jul 2, 2021||Jul 9, 2021|
|Jun 21, 2021||Jun 27, 2021||Jul 9, 2021||Jul 16, 2021|
|Jun 28, 2021||Jul 4, 2021||Jul 16, 2021||Jul 23, 2021|
|Jul 5, 2021||Jul 11, 2021||Jul 23, 2021||Jul 30, 2021|
|Jul 12, 2021||Jul 18, 2021||Jul 30, 2021||Aug 6, 2021|
|Jul 19, 2021||Jul 25, 2021||Aug 6, 2021||Aug 13, 2021|
|Jul 26, 2021||Aug 1, 2021||Aug 13, 2021||Aug 20, 2021|
|Aug 2, 2021||Aug 8, 2021||Aug 20, 2021||Aug 27, 2021|
|Aug 9, 2021||Aug 15, 2021||Aug 27, 2021||Sep 3, 2021|
|Aug 16, 2021||Aug 22, 2021||Sep 3, 2021||Sep 10, 2021|
|Aug 23, 2021||Aug 29, 2021||Sep 10, 2021||Sep 17, 2021|
|Aug 30, 2021||Sep 5, 2021||Sep 17, 2021||Sep 24, 2021|
|Sep 6, 2021||Sep 12, 2021||Sep 24, 2021||Oct 1, 2021|
|Sep 13, 2021||Sep 19, 2021||Oct 1, 2021||Oct 8, 2021|
|Sep 20, 2021||Sep 26, 2021||Oct 8, 2021||Oct 15, 2021|
|Sep 27, 2021||Oct 3, 2021||Oct 15, 2021||Oct 22, 2021|
|Oct 4, 2021||Oct 10, 2021||Oct 22, 2021||Oct 29, 2021|
|Oct 11, 2021||Oct 17, 2021||Oct 29, 2021||Nov 5, 2021|
|Oct 18, 2021||Oct 24, 2021||Nov 5, 2021||Nov 12, 2021|
|Oct 25, 2021||Oct 31, 2021||Nov 12, 2021||Nov 19, 2021|
|Nov 1, 2021||Nov 7, 2021||Nov 19, 2021||Nov 26, 2021|
|Nov 8, 2021||Nov 14, 2021||Nov 26, 2021||Dec 3, 2021|
|Nov 15, 2021||Nov 21, 2021||Dec 3, 2021||Dec 10, 2021|
|Nov 22, 2021||Nov 28, 2021||Dec 10, 2021||Dec 17, 2021|
|Nov 29, 2021||Dec 5, 2021||Dec 17, 2021||Dec 24, 2021|
|Dec 6, 2021||Dec 12, 2021||Dec 24, 2021||Dec 31, 2021|
2019 Tax Refund Schedule (2020 Tax Season)
|Tax Return Accepted By IRS before 11:00 am between...||Direct Deposit Sent*||Paper Check Mailed*|
|Jan 27 and Feb 02, 2020||10-Feb-20||14-Feb-20|
|Feb 03 and Feb 09, 2020||17-Feb-20||21-Feb-20|
|Feb 10 and Feb 16, 2020||24-Feb-20||28-Feb-20|
|Feb 17 and Feb 23, 2020||2-Mar-20||6-Mar-20|
|Feb 24 and Mar 01, 2020||19-Mar-20||13-Mar-20|
|Mar 02 and Mar 08, 2020||16-Mar-20||20-Mar-20|
|Mar 19 and Mar 15, 2020||23-Mar-20||27-Mar-20|
|Mar 16 and Mar 22, 2020||30-Mar-20||3-Apr-20|
|Mar 23 and Mar 29, 2020||6-Apr-20||10-Apr-20|
|Mar 30 and Apr 05, 2020||13-Apr-20||17-Apr-20|
|Apr 06 and Apr 12, 2020||20-Apr-20||24-Apr-20|
|Apr 13 and Apr 19, 2020||27-Apr-20||1-May-20|
|Apr 20 and Apr 26, 2020||4-May-20||8-May-20|
|Apr 27 and May 03, 2020||11-May-20||15-May-20|
|May 04 and May 10, 2020||18-May-20||22-May-20|
|May 11 and May 17, 2020||25-May-20||29-May-20|
|May 18 and May 24, 2020||1-Jun-20||5-Jun-20|
|May 25 and May 31, 2020||8-Jun-20||12-Jun-20|
|Jun 01 and Jun 07, 2020||15-Jun-20||19-Jun-20|
|Jun 08 and Jun 14, 2020||22-Jun-20||26-Jun-20|
|Jun 15 and Jun 21, 2020||29-Jun-20||3-Jul-20|
|Jun 22 and Jun 28, 2020||6-Jul-20||10-Jul-20|
|Jun 29 and Jul 05, 2020||13-Jul-20||17-Jul-20|
|Jul 06 and Jul 12, 2020||20-Jul-20||24-Jul-20|
|Jul 13 and Jul 19, 2020||27-Jul-20||31-Jul-20|
|Jul 20 and Jul 26, 2020||3-Aug-20||7-Aug-20|
|Jul 27 and Aug 02, 2020||10-Aug-20||14-Aug-20|
|Aug 03 and Aug 09, 2020||17-Aug-20||21-Aug-20|
|Aug 10 and Aug 16, 2020||24-Aug-20||28-Aug-20|
|Aug 17 and Aug 23, 2020||31-Aug-20||4-Sep-20|
|Aug 24 and Aug 30, 2020||7-Sep-20||11-Sep-20|
|Aug 31 and Sep 06, 2020||14-Sep-20||18-Sep-20|
|Sep 07 and Sep 13, 2020||21-Sep-20||25-Sep-20|
|Sep 14 and Sep 20, 2020||28-Sep-20||2-Oct-20|
|Sep 20 and Sep 27, 2020||5-Oct-20||9-Oct-20|
|Sep 28 and Oct 04, 2020||12-Oct-20||16-Oct-20|
|Oct 05 and Oct 11, 2020||19-Oct-20||23-Oct-20|
|Oct 12 and Oct 18, 2020||26-Oct-20||30-Oct-20|