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Citibank recently launched a new line of cards and other financial products, including the Citi Checking Account, which are designed to attract consumers interested in earning rewards. It’s no secret that many consumers have wised up over the last few years to the debt that credit cards can rack up, but when used responsibly, a credit card is a valuable tool that can flat out save you money – especially for airline points or travel rewards. The Citi ThankYou® Premier Card aims to do just that.
Citi ThankYou® Premier Card
Kicking off things, the Citi ThankYou® Premier Card offers new cardholders the opportunity to earn 40,000 bonus points after $3,000 in purchases within the first 3 months of account opening. To put that in perspective, 40,000 points can be redeemed for $400 in gift cards, $500 for airfare, or other great rewards.
Redeem your rewards points for anything. Your ThankYou Points never expire, and you can earn unlimited points which can be redeemed for virtually anything, including gift cards, travel rewards, cash rewards, electronics, and more.
Extra value when Points are redeemed for travel. Did you notice that your points are worth more when redeemed for travel? ThankYou® Points are worth 25% more when redeemed for airfare, hotels, cruises and car rentals through the ThankYou® Travel Center at thankyou.com, as compared to gift cards.
Transfer Points: Citi also makes it easy to transfer your points to a variety of travel loyalty programs from airlines to hotels. Terms and conditions may apply.
As mentioned earlier, your points never expire, and you can earn unlimited points at the following values:
- Earn 3X ThankYou Points on Travel including Gas,
- 2X ThankYou Points on Dining Out and Entertainment, and
- 1X ThankYou Points on Other Purchases
Flexible Card for Travel
This card is an excellent credit card for frequent travelers, especially those who travel overseas. In addition to the bonus points for travel related purchases, there is additional security, and a lack of foreign transaction fees, which can save you a lot of money if you make purchases in foreign currencies.
- No foreign transaction fees on purchases
- Equipped with EMV Chip Technology
- Additional travel protections and benefits. See application page for more details.
This card offers solid rewards, especially for frequent travelers. International travelers do not pay foreign transaction fees on purchases. The only downside is an annual fee of $95. However, the fee is waved for the first year.
The Citi Thank You Premier Card isn’t for everyone and should only be considered by consumers who use their credit cards often enough to take advantage of the rewards program. The ability to earn reward points in a variety of categories, plus the travel benefits, make this a solid card for many frequent travelers. For more information, visit the secure application page of the Citi ThankYou® Premier Card using any link found in this post.