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Chase Bank is one of the most well-known banks in the US. But I haven’t always had a Chase checking and savings account. That changed when I opened a Chase Freedom® card several years ago that featured a $100 sign up bonus. The Chase Freedom card has been in heavy rotation as one of my main credit cards for the last few years.
Shortly after I was approved for my Chase Freedom card, Chase started sending me Chase Checking Coupon Codes offering a signup bonus if I opened a new Chase Checking Account or Savings Account with direct deposit. While I do most of my banking online, it is nice to have access to a local bank when I need to deposit a large check, make a cash withdrawal larger than I can get from an ATM, or when I need to do other banking needs, like get change for a garage sale.
The Chase coupons were enough to convince me to open both a new savings and checking account from Chase Bank and I couldn’t be happier. I have now been a Chase Bank customer for over five years.
Now Chase is offering these same sign up bonuses to everyone! Read below for full offer details.
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Chase Checking and Savings Account Sign up Bonuses
Chase frequently runs bank bonus offers and other promotions to attract new customers. They also sometimes run promotions for the Chase Private Client service, which is only available to current Chase customers.
Each of these accounts has certain requirements for earning the sign up bonus. These offers are only available in certain states. See the information below for more details.
Chase SavingsSM — $150 Sign Up Bonus
There is a $150 sign up bonus for new customers who open a Chase Savings account and meet deposit and balance requirements. Fees for this account can be waived by meeting minimum balance, direct deposit requirements, or by linking select accounts.
Visit the Chase website to open a Chase SavingsSM Account
Chase College Checking
The Chase College CheckingSM account offers customers online access and a wide national footprint. This makes it easy to find a brick and mortar location or access one of the thousands of fee-free Chase ATMs. Chase Bank features more than 4,700 branches and 16,000 ATM locations.
College students should also look for an account that has a low minimum balance requirement and low fees (or no fees). There is no minimum balance requirement to open this account. And the $6 monthly fee is waived for up to five years for students ages 17 through 24 at the time of account opening.
Visit the Chase bank website for additional fees and account features.
What You Need to Know About Sign Up Bonus Offers
Before you use one of the bonus Chase coupons to open up a checking account, there are a couple more things you should know. For example, as with most sign up bonus offers, there is often a minimum required deposit or balance required to receive a bonus offer. There may also be some associated monthly service fees, which you may be able to have waived if you meet certain minimum balance requirements. Each account has different requirements to get the fees waived. We recommend you familiarize yourself with the full terms when opening your account. It’s generally very easy to avoid fees once you know the requirements.
You should also know that sign up bonuses are usually considered interest and will be reported to the IRS via IRS Form 1099-INT. I received my bonus in about a week or two. Your mileage may vary.
There you go – you can earn anywhere from $150 – $350 for about ten minutes of work – not bad!
More About these Chase Accounts
I’ve been a happy Chase customer. It is quick and easy to link your Chase credit cards to your new banking accounts (if you have any) and easy to link external banks, such as online savings accounts, investment accounts, etc. Other features include:
- Chase Debit Card
- Online Banking and Online Bill Pay
- Chase Mobile® Banking
- Account Alerts
- Access to over 16,000 Chase ATMs and more than 4,700 branches
Because of how many different financial services Chase offers, you can have just about all your accounts in one place. They have several different savings accounts to support customers at different levels, Certificates of Deposit, checking accounts, and credit cards. They also offer a variety of loans, mortgages, and investment products. If you’re looking to hold all of your financial accounts with one company, then Chase might be the perfect choice for you.
Chase Bank Awards & Security
Chase has a longstanding history. In fact, Chase was created through several different mergers, but it’s original predecessor dates back to 1799. After over 200 years in the financial world, we think they know what they’re doing! Aside from receiving excellent customer reviews, Chase has also been listed as one of the top 10 best banks according to US News. MyBankTracker has given them a Best Bank award. To top it off, your deposits are insured by the FDIC up to the maximum limits. All of this means that you don’t have to worry about the security of your money with Chase.
Chase Banking Advantages – Brick & Mortar Locations, Online Banking, and Mobile Apps
Chase has more than 4,700 physical locations, which makes it convenient to visit a brick-and-mortar location if you need to handle a transaction in person. I’m a huge fan of online and mobile banking, but I opened my Chase account for those times I need to handle a transaction in person. I’ve been able to make a large cash deposit or withdrawal upon request, and the customer service has been helpful in setting up credit cards and learning more about their investment and wealth management services. But Chase also shines with its digital services.
Online and Mobile Banking
With a Chase checking or savings account, you’ll get access to tons of useful features on their website or mobile app. Thanks to their strong online services, you’ll be able to see your balance and recent purchases, as well as deposit checks remotely. You can also pay your bills online, and also sign up for text alerts. One of the unique features is their Chase QuickPaySM, which allows you to quickly and easily send money it just about anyone.
If you haven’t used a bank’s mobile app before, it completely changes the way that you will look at banking, and the Chase app is no different. They are constantly working to improve their app, and they even made it compatible with an Apple Watch app, checking your bank account could be as easy as looking at your wrist.
Alerts & Notifications
If you’re looking for fancy financial tools, Chase won’t disappoint. Not only is their app on the cutting edge of technology, but they also offer plenty of online and mobile tools to help you keep your finances in tip-top shape.
You can sign up for several different alerts that can be sent to your phone. You can have a low balance alert, an account overdrawn alert, an account summary, or even a transaction alert which will send you a notification if a transaction is made over a determined limit.
These are only a few of the different alter types that you can have sent to your phone. These alerts will not only help you keep track of your money, but will also protect against fraud or stolen debit card.
Check Your Bank Balance via SMS
These alerts aren’t the only cool thing you can do with a Chase banking or checking account. If you’re on the go but need to see your account balance, don’t worry. You can get your account information sent to you via text!
Maybe you’re standing in line to buy a new pair of shoes, and you can’t remember if you deposited that check, you’re worried that your card is going to be declined, but you don’t have enough time to log onto the app. Don’t worry, just send a simple “bal” text to the Chase number and they will send you a text with your available balance. Easy as that!
You can get your balance of any account sent to you through text. All you have to do is include the nickname of the account you want the balance on. You can even have your purchase history sent to you through text, just text “hist” and the account nickname.
Mobile Deposits
You can also use the Chase App to remotely deposit checks. Simply log in to your Chase Bank app, select the Mobile Deposit feature, take a picture of the front of your check, sign the back, then take a picture of the back of the check. Click deposit and you’re done. It’s fast and easy.
Chase Bank Business Bank Accounts:
Chase Bank offers a full suite of business banking services, including Chase Bank business checking and savings accounts, business credit cards, payment processing services, payroll, and other features for the small business owner.
Need more detailed banking information for opening a business checking out? Check out our post on How to Open a Business Checking or Savings Account for more information!
Additional Benefits from Chase Bank
Chase also offers some different benefits that most other banks don’t have. One of the most interesting advantages to Chase is its customer service. Sure, you can contact customer service through traditional methods like phone or email, but you can also talk to a representative through Twitter. The Chase Twitter account can answer just about any question you have, but they usually do it in a professional and efficient way. Each representative initials tweets just in case you ever need to follow up on the information.
Final Thoughts
Because of all its benefits and advantages, it might sound like Chase is the perfect bank for everyone. But it does have some shortcomings. Like many popular banks, the interest rates on the savings accounts aren’t the highest you can find. The mobile deposit limit may also be too low for some people, though you can usually contact customer service to learn more about their remote deposit limits.
Overall, Chase is an excellent banking option if you are looking for a full-service bank with a lot of features, excellent peripheral products, such as credit cards, loans, investment products, and other services.
If you’re looking to take advantage of the Chase coupon codes or bonus offers, not only will you get a couple of hundred dollars for signing up, but you’ll also get an excellent bank with great services. Using these Chase coupons can give you some free money for doing something that you would do anyway, open up a checking and savings account. If you’re going to be using a bank account, you might as well get paid to do it.
Best savings account interest rates: Here is a list of current interest rates if you are looking for the best interest rates. Visit any of the banks below for more information.
miry says
This is the best deal going! Can you get both bonuses if you open the accounts at different times, or do you have to open both accounts at the same time? I want to make sure I can get both.
Ryan Guina says
Miry, I’m not certain. I would try to open both Chase accounts at the same time to guarantee you get both bonuses. You could also ask their customer service if it’s possible. But personally, I try to remove all doubt and do everything at once. Best of luck!
mary says
can it be used also to open a highschool checking account?
Ash says
No, I was at the branch today, it can’t be used for high school checking.
lily says
I just used one of the available promo code to open a new account with Chase yesterday. Got the $200 incentive offer for opening a checking account. Also got $150 offer for opening new saving account. Thanks for sharing!
Bob says
Thanks!
Leo Carter says
Thanks!!!!
Axes says
Chase $200 Coupon with direct deposit for checking account. Awesome!
Ajay says
$150 for opening a new checking account at Chase. Thanks!
Dan says
1. I called the customer service agents today, and they said they do a “hard” pull on your credit (hard inquiry) which affects your credit score. Another website said they do a soft pull for this checking account.
Do you have any information to confirm it either way?
2. Do you have to have a direct deposit to redeem the $200? Can you circumvent the direct deposit by another method, such as a minimum balance?
Thanks so much!
Ryan Guina says
Hi Dan, I’m not sure about the hard credit pull. I didn’t check my credit report when I opened my Chase account. As for direct deposit, you will need to read the terms on your account. The bonus I signed up for did not require a direct deposit, but they sometimes do. It all depends on the offer at the time you sign up. The good news is it is clearly stated on the paperwork when you sign up.
Joana says
I just opened a new checking account in september, can I use on of this codes or other bonuses?
thanks
Maria Dilone says
I opened a new checking account at Chase ($200.00 Bonus). Thanks!
Eric Bowlin says
I think a lot of the time people are required to have their wages direct deposited into that bank…required at least 2 a month. Unfortunately for the financially independent like us, we don’t work normal jobs and usually don’t qualify for those little perks.
Ryan Guina says
Hi Eric, I didn’t have a direct deposit requirement when I opened this account and received the bonus. I haven’t read the fine print lately, but it was required at the time I opened it. Also, direct deposit doesn’t necessarily have to come from a payroll. You may be able to do it from a business account or other outside account. This is where reading the fine print is important.
Travis says
That’s a really large bonus just for a checking account. I got the Freedom card too and love it. So much better than discover as VISA can be used anywhere.
jess says
Would the offer be valid for a joint account ?
Ryan Guina says
Hello Jess, yes, you can use this offer for a joint account. Or, you could open two individual accounts and each get the bonus. Either way works, so long as you meet the criteria to open the account and earn the bonus.
Hannah says
Hi, I tried using all the codes you gave, but since I am an existing Chase customer, none of them work! I came into the Chase branch with NEW money to open accounts, and I could not get a single bonus you mentioned. Do you have any bonus offers that work if I bring NEW money, and I am an OLD Chase customer? I would appreciate your help on this.
Ryan Guina says
Hannah, most of these offers only work for new customers. It’s generally included in the fine print. There is often an exclusion stating a time frame one must have not been a customer. For example, not within the last 12 months, or not within the last 18 months. I always recommend reading the full terms and conditions before applying, so you know if you qualify, and what to expect.
Avi says
I opened saving checking at chase with sign up bonus and I want to open the same for my wife, can I add her name to my account as well at the same time I open the accounts or will that mess with the sign up bonus?
Ryan Guina says
Avi, I would open separate accounts before adding your wife to your account if you both want to receive the sign up bonus. I don’t believe you can get the bonus if you already have a current Chase checking or savings account.
Penina says
How long does it take for the bonus to come in?
Karen S Burton says
I took advantage of this same type of offer a year or so ago and received a savings account bonus. The offer stated you had to do direct deposit, but I just opened the account with a much larger minimum balance than what was required. This offer, to me, is a little confusing as far as the requirements. The way I read it you can open the account and do direct deposit, or keep a balance at the beginning of each day of $1.500 or more in the checking account or, keep an average beginning day balance of $5,000 or more in any combination of this account and linked qualifying accounts. Does this just apply to insure no monthly service charges will be charged or does keeping a much larger daily balance negate the requirement of direct deposit?
Thank you.
Ryan Guina says
Karen, banks usually require direct deposit to meet sign up bonus requirements as a way to know you will actually use the account. Otherwise some people would open accounts, make the minimum deposit, receive the bonus, then pull out the cash and the bonus and close the account. I recommend setting up direct deposit to your new account if you decide to open one. This will ensure that you meet the bonus requirements, and give you an idea of how well the bank account will meet your needs.
I’ve had a Chase savings and checking account for several years now, and it’s been a great account. The location is also convenient to my home, which is great when i need to access a brick and mortar bank. I also have an online savings account where I keep my emergency fund. The online account pays a higher interest rate, and not having it in my regular savings keeps it available in an emergency, but not accessible for regular spending. That’s just what works for me. I’m sure you can find a system that works for you.
Kenneth Pratt says
This info definitely helped me make a better choice. Chase is a win! And a bonus