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Table of Contents
- Chase Checking and Savings Account Sign up Bonuses
- Chase Total Checking® — $225 Sign Up Bonus
- Chase Secure BankingSM — $100 Sign Up Bonus
- Chase College Checking
- What You Need to Know About Sign Up Bonus Offers
- More About these Chase Accounts
- Chase Bank Awards & Security
- Chase Banking Advantages – Brick & Mortar Locations, Online Banking, and Mobile Apps
- Online and Mobile Banking
- Alerts & Notifications
- Check Your Bank Balance via SMS
- Mobile Deposits
- Chase Bank Business Bank Accounts:
- Additional Benefits from Chase Bank
- Final Thoughts
Chase Bank is one of the most well-known banks in the US. But I haven’t always had a Chase checking and savings account. That changed when I opened a Chase Freedom® card several years ago that featured a $100 sign up bonus. The Chase Freedom card has been in heavy rotation as one of my main credit cards for the last few years.
Shortly after I was approved for my Chase Freedom card, Chase started sending me Chase Checking Coupon Codes offering a signup bonus if I opened a new Chase Checking Account or Savings Account with direct deposit. While I do most of my banking online, it is nice to have access to a local bank when I need to deposit a large check, make a cash withdrawal larger than I can get from an ATM, or when I need to do other banking needs, like get change for a garage sale.
The Chase coupons were enough to convince me to open both a new savings and checking account from Chase Bank and I couldn’t be happier. I have now been a Chase Bank customer for over six years.
Now Chase is offering these same sign up bonuses to everyone! Read below for full offer details.
Chase Checking and Savings Account Sign up Bonuses
Chase frequently runs bank bonus offers and other promotions to attract new customers. They also sometimes run promotions for the Chase Private Client service, which is only available to current Chase customers.
Each of these accounts has certain requirements for earning the sign up bonus. These offers may only be available in certain states. See the information below for more details.
Chase Total Checking® — $225 Sign Up Bonus
New Chase customers enjoy a $225 bonus when they open a Chase Total Checking® account and set up direct deposit. The $12 monthly fee can be waived by setting up qualifying direct deposits or maintaining a sufficient daily or average monthly balance in your account.
- New Chase checking customers enjoy a $225 bonus when you open a Chase Total Checking® account and set up direct deposit
- Access to 16,000 Chase ATMs and more than 4,700 branches
- Chase Mobile® app – Manage your accounts, deposit checks, transfer money and more — all from your device.
- Open your account online now
- Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
- Overdraft Services – no fee if you’re overdrawn by $50 or less at the end of the business day*
- *We charge a $34 Insufficient Funds Fee per item during our nightly processing beginning with the first item that overdraws your account balance by more than $50 (maximum of 3 fees per business day, up to $102).
Chase Secure BankingSM — $100 Sign Up Bonus
The Chase Secure BankingSM account offers a simple checking account with no paper checks, no overdraft fees and no minimum balance to open. There are no fees on most everyday transactions, including no overdraft fees, no fees to cash checks, no fees to pay online bills with Chase Online Bill Pay, no fees on money orders or cashier’s checks, and no fees at Chase ATMs.
However, there is a $4.95 monthly fee that cannot be waived. This makes the Chase Total Checking account a better option for those who meet the criteria to have the monthly fee waived.
- New Chase checking customers enjoy $100 when you open a Chase Secure BankingSM account with qualifying activities.
- No minimum deposit to open, no fees for Chase OnlineSM Bill Pay, money orders, cashier’s checks or to send money
- No paper checks to track
- Just a simple $4.95 monthly service fee
- Use the Chase debit card to help you spend only the money you have available, without worrying about overdraft fees.
- Bank with the Chase Mobile® app and Chase OnlineSM
- Get helpful account alerts so you can monitor your balance and more.
- No need to worry about unauthorized card transactions when reported promptly with Zero Liability Protection.
Visit the Chase website to open a Chase Secure BankingSM Account
Chase College Checking
The Chase College CheckingSM account offers customers online access and a wide national footprint. This makes it easy to find a brick and mortar location or access one of the thousands of fee-free Chase ATMs. Chase Bank features more than 4,700 branches and 16,000 ATM locations.
College students should also look for an account that has a low minimum balance requirement and low fees (or no fees). There is no minimum balance requirement to open this account. And the $6 monthly fee is waived for up to five years for students ages 17 through 24 at the time of account opening.
Visit the Chase bank website for additional fees and account features.
What You Need to Know About Sign Up Bonus Offers
Before you use one of the bonus Chase coupons to open up a checking account, there are a couple more things you should know. For example, as with most sign up bonus offers, there is often a minimum required deposit or balance required to receive a bonus offer. There may also be some associated monthly service fees, which you may be able to have waived if you meet certain minimum balance requirements. Each account has different requirements to get the fees waived. We recommend you familiarize yourself with the full terms when opening your account. It’s generally very easy to avoid fees once you know the requirements.
You should also know that sign up bonuses are usually considered interest and will be reported to the IRS via IRS Form 1099-INT. I received my bonus in about a week or two. Your mileage may vary.
There you go – you can earn anywhere from $150 – $350 for about ten minutes of work – not bad!
More About these Chase Accounts
I’ve been a happy Chase customer. It is quick and easy to link your Chase credit cards to your new banking accounts (if you have any) and easy to link external banks, such as online savings accounts, investment accounts, etc. Other features include:
- Chase Debit Card
- Online Banking and Online Bill Pay
- Chase Mobile® Banking
- Account Alerts
- Access to over 16,000 Chase ATMs and more than 4,700 branches
Because of how many different financial services Chase offers, you can have just about all your accounts in one place. They have several different savings accounts to support customers at different levels, Certificates of Deposit, checking accounts, and credit cards. They also offer a variety of loans, mortgages, and investment products. If you’re looking to hold all of your financial accounts with one company, then Chase might be the perfect choice for you.
Chase Bank Awards & Security
Chase has a longstanding history. In fact, Chase was created through several different mergers, but it’s original predecessor dates back to 1799. After over 200 years in the financial world, we think they know what they’re doing! Aside from receiving excellent customer reviews, Chase has also been listed as one of the top 10 best banks according to US News. MyBankTracker has given them a Best Bank award. To top it off, your deposits are insured by the FDIC up to the maximum limits. All of this means that you don’t have to worry about the security of your money with Chase.
Chase Banking Advantages – Brick & Mortar Locations, Online Banking, and Mobile Apps
Chase has more than 4,700 physical locations, which makes it convenient to visit a brick-and-mortar location if you need to handle a transaction in person. I’m a huge fan of online and mobile banking, but I opened my Chase account for those times I need to handle a transaction in person. I’ve been able to make a large cash deposit or withdrawal upon request, and the customer service has been helpful in setting up credit cards and learning more about their investment and wealth management services. But Chase also shines with its digital services.
Online and Mobile Banking
With a Chase checking or savings account, you’ll get access to tons of useful features on their website or mobile app. Thanks to their strong online services, you’ll be able to see your balance and recent purchases, as well as deposit checks remotely. You can also pay your bills online, and also sign up for text alerts. One of the unique features is their Chase QuickPaySM, which allows you to quickly and easily send money it just about anyone.
If you haven’t used a bank’s mobile app before, it completely changes the way that you will look at banking, and the Chase app is no different. They are constantly working to improve their app, and they even made it compatible with an Apple Watch app, checking your bank account could be as easy as looking at your wrist.
Alerts & Notifications
If you’re looking for fancy financial tools, Chase won’t disappoint. Not only is their app on the cutting edge of technology, but they also offer plenty of online and mobile tools to help you keep your finances in tip-top shape.
You can sign up for several different alerts that can be sent to your phone. You can have a low balance alert, an account overdrawn alert, an account summary, or even a transaction alert which will send you a notification if a transaction is made over a determined limit.
These are only a few of the different alter types that you can have sent to your phone. These alerts will not only help you keep track of your money, but will also protect against fraud or stolen debit card.
Check Your Bank Balance via SMS
These alerts aren’t the only cool thing you can do with a Chase banking or checking account. If you’re on the go but need to see your account balance, don’t worry. You can get your account information sent to you via text!
Maybe you’re standing in line to buy a new pair of shoes, and you can’t remember if you deposited that check, you’re worried that your card is going to be declined, but you don’t have enough time to log onto the app. Don’t worry, just send a simple “bal” text to the Chase number and they will send you a text with your available balance. Easy as that!
You can get your balance of any account sent to you through text. All you have to do is include the nickname of the account you want the balance on. You can even have your purchase history sent to you through text, just text “hist” and the account nickname.
You can also use the Chase App to remotely deposit checks. Simply log in to your Chase Bank app, select the Mobile Deposit feature, take a picture of the front of your check, sign the back, then take a picture of the back of the check. Click deposit and you’re done. It’s fast and easy.
Chase Bank Business Bank Accounts:
Chase Bank offers a full suite of business banking services, including Chase Bank business checking and savings accounts, business credit cards, payment processing services, payroll, and other features for the small business owner.
Need more detailed banking information for opening a business checking out? Check out our post on How to Open a Business Checking or Savings Account for more information!
Additional Benefits from Chase Bank
Chase also offers some different benefits that most other banks don’t have. One of the most interesting advantages to Chase is its customer service. Sure, you can contact customer service through traditional methods like phone or email, but you can also talk to a representative through Twitter. The Chase Twitter account can answer just about any question you have, but they usually do it in a professional and efficient way. Each representative initials tweets just in case you ever need to follow up on the information.
Because of all its benefits and advantages, it might sound like Chase is the perfect bank for everyone. But it does have some shortcomings. Like many popular banks, the interest rates on the savings accounts aren’t the highest you can find. The mobile deposit limit may also be too low for some people, though you can usually contact customer service to learn more about their remote deposit limits.
Overall, Chase is an excellent banking option if you are looking for a full-service bank with a lot of features, excellent peripheral products, such as credit cards, loans, investment products, and other services.
If you’re looking to take advantage of the Chase coupon codes or bonus offers, not only will you get a couple of hundred dollars for signing up, but you’ll also get an excellent bank with great services. Using these Chase coupons can give you some free money for doing something that you would do anyway, open up a checking and savings account. If you’re going to be using a bank account, you might as well get paid to do it.
Best savings account interest rates: Here is a list of current interest rates if you are looking for the best interest rates. Visit any of the banks below for more information.