If you took student loans to pay for college, there's an excellent chance that you did so with the help of cosigner. After all, as a student, you probably had limited income and even less credit ... Read More about How to Remove a Cosigner from Your Student Loans – Step By Step Guide
If you want to buy a used car, you generally have two choices: either buy from an individual, or subject yourself to the pressure tactics of a used car dealership. Either way, it can be tough to know ... Read More about Why You Might Want to Buy Your Next Car From a Car Rental Company
The conventional wisdom is that you should pay off your mortgage as soon as you are able. In most cases, that makes abundant sense. But not everyone's situation – or preference – is conventional. If ... Read More about Five Reasons to NOT Pay off Your Mortgage
If you’re a homeowner, and you have a long-term financial plan, you should include a strategy to pay your mortgage off early. If you can, you’ll have more money each month to pay off non-housing debt, ... Read More about Four Ways to Pay Off Your Mortgage Early That You’ll Hardly Notice
For an entire generation, student loan debt has become a crippling fact of life. Part of the problem is the sheer size of student loan debt. For the Class of 2016, average student loan debt is ... Read More about How to Pay Off Your Student Loans So You Can Get On With Your Life
I think we can generally agree that for most people, owning a home is better than renting, especially from a financial standpoint. But are there times when renting makes more sense than owning a home? ... Read More about Five Situations Where Renting Makes More Sense Than Owning a Home
As a way to increase mortgage affordability, mortgage lenders are beginning to resurrect the 40 year mortgage. Not that it was ever that popular during the housing boom of the early 2000’s, but it is ... Read More about Say “No” to the 40 Year Mortgage
No small number of parents buy a brand-new car for their teenager. It may be done as a first car, or even as a graduation present. But while it can seem like a benevolent act, it could also be a form ... Read More about Why Buying a Brand New Car for a Teenager is a Form of Insanity
Recent statistics indicate that about one out of every six car loans now run 73 months or longer – all the way up to 97 months. The shift is part of a collective effort by car companies to keep ... Read More about Would You Take a 97-Month Car Loan?
The lead up to the Great Recession was fueled by cheap credit, improper lending practices, and the unrealistic belief that housing prices could only go up. While some communities have seen housing ... Read More about How Will A Short Sale Affect My Credit Score?