When my wife and I purchased a home a few months ago, we decided to use a VA Loan, which is a benefit available to US military veterans. VA Loans make it easier for military veterans to purchase a ... Read More about VA Home Loans – an Overview
With a housing market recovery barely a blip on the distant horizon, and with mortgage rates near historic lows, many feel that now is the perfect time to buy. You can get a great deal on a home right ... Read More about Don’t Make These 3 Common Mortgage Mistakes
My wife and I recently bought a new home and it was more of an adventure than I anticipated it would be. And when I say adventure, I really mean hassle. Part of the reason is that my income comes from ... Read More about Getting a Mortgage with Self-Employment Income
Mortgage rates are currently hovering around historic lows, making this an attractive time to refinance your mortgage. Even if mortgage rates rise slightly in the coming months, they should remain ... Read More about What Credit Score Do You Need to Refinance a Mortgage?
My wife and I recently moved to another state to be closer to her family. We decided to rent before buying, and we are currently assessing our wants and needs for the next house we buy. We have one ... Read More about How Much House Can You Afford?
Anyone who has tried to buy a home in the last two years knows that credit requirements have tightened quite a bit. Even people with decent credit are having a hard time getting approved for mortgage ... Read More about FICO 8 Mortgage Score Could Make it Harder to Get Approved
To make, or not to make biweekly mortgage payments: that is the question facing many conflicted homeowners today. With alluring ads asserting the plan takes years off your mortgage and saves on ... Read More about Should You Make Biweekly Mortgage Payments?
One of the most debated topics in personal finance is whether it makes more sense to pay your mortgage off early or invest extra cash. There are advantages and disadvantages to both options, and at ... Read More about Should You Pay Off Your Mortgage Early or Invest?
Part of the home loan process involves making difficult financial decisions that you may not fully understand. A common topic of confusion is mortgage points and how they can affect mortgage rates. ... Read More about Should You Pay Points on a Mortgage?
My wife and I are placing our home on the market soon and that means we will need to start looking for a new home. House hunting is only half the battle, though. Once we decide upon the house we want, ... Read More about Mortgage Prequalification vs. Preapproval