The process of closing a mortgage can be daunting, especially for first time home buyers. Mr. Cooper is an online home lender and home loan servicer that has redefined the mortgage ... Read More about Mr. Cooper Review – Home Mortgages Done Different
Unison HomeOwner: A Different Way to Access Equity
A second mortgage can free you from a variety of financial snares. You can use the loan to pay off debt, renovate your kitchen, or even pay tuition. But a second mortgage also comes with costs -- ... Read More about Unison HomeOwner: A Different Way to Access Equity
Unison HomeBuyer: Strengthening Your Down Payment
Anyone who thinks home loans all work the same way hasn’t checked out Unison. This San Francisco start-up has grown quickly over the past few years precisely because it offers a different approach ... Read More about Unison HomeBuyer: Strengthening Your Down Payment
Types of Home Mortgage Loans
Are you thinking of buying a house? With pending home sales on the rise and new single-family purchases expected to increase over 18% through the end of 2019, you’re not the only one. However, the ... Read More about Types of Home Mortgage Loans
Home Mortgage Loans
Gearing up to purchase a home is an exciting time in anyone’s life, although the process can also be stressful. From picking the right lender to underwriting and closing costs, getting a loan to buy a ... Read More about Home Mortgage Loans
How to Lower Your Mortgage Payments
I was surprised the first time I saw our mortgage payment increase - after all, we had a fixed rate mortgage. And fixed-rate mortgages should always have a fixed mortgage payment, right? Well, they ... Read More about How to Lower Your Mortgage Payments
Reverse Mortgages – The Good and the Bad
Reverse mortgages are gaining in popularity, as many senior citizens stretch for creative ways to maintain their living standards in an era of near zero interest rates on savings instruments. There’s ... Read More about Reverse Mortgages – The Good and the Bad
Five Reasons to NOT Pay off Your Mortgage
The conventional wisdom is that you should pay off your mortgage as soon as you are able. In most cases, that makes abundant sense. But not everyone's situation – or preference – is conventional. If ... Read More about Five Reasons to NOT Pay off Your Mortgage
Four Ways to Pay Off Your Mortgage Early That You’ll Hardly Notice
If you’re a homeowner, and you have a long-term financial plan, you should include a strategy to pay your mortgage off early. If you can, you’ll have more money each month to pay off non-housing debt, ... Read More about Four Ways to Pay Off Your Mortgage Early That You’ll Hardly Notice
Say “No” to the 40 Year Mortgage
As a way to increase mortgage affordability, mortgage lenders are beginning to resurrect the 40 year mortgage. Not that it was ever that popular during the housing boom of the early 2000’s, but it is ... Read More about Say “No” to the 40 Year Mortgage
