The best Roth IRA investments are those that take advantage of the Roth IRA's unique tax advantages. Asset allocation receives a lot of attention, and rightly so. A strong mix of diversified ... Read More about Best Roth IRA Investments – How You Invest Makes a Big Difference in Your Retirement Portfolio
One of the challenges investors face is calculating inflation into your retirement portfolio. The amount of money that you support your lifestyle today is probably vastly less than what you will ... Read More about Is Your Retirement Portfolio Taking Inflation into Account?
How many retirement accounts can you have? Earlier this week a reader asked me this same question, and I promised a response. The specific question regarded owning both Traditional and Roth IRAs, ... Read More about How Many Retirement Accounts Can You Have?
One of the most important things my father taught me about managing money is investing for retirement. Based on his advice, I opened an IRA at age 19 and have been investing ever since. When I ... Read More about Where Should You Invest First – 401(k) vs IRA?
A lot of people would like nothing better than to be able to retire early. But early retirement presents special challenges. When preparing for early retirement it’s important to do some contingency ... Read More about 4 Threats to Your Early Retirement Plans – And What To Do About Them
One of the most important factors when it comes to retirement is where you decide to live. Cost of living is a big deal when it comes to retirement, since you are often on a fixed income, and you ... Read More about Looking for a Place to Retire? Consider these 10 States
We all know having no retirement savings is a bad situation. But what if it’s not you, but your parents, who have no retirement savings – what’s your responsibility? On first thought, it might be ... Read More about Your Parents Have NO Retirement Savings – What’s Your Responsibility?
Of all of the various employee benefits, 401(k) plans are right up there with health insurance as the most important. But what do you do if you’re unhappy with your 401(k) plan? You may think that ... Read More about What To Do If You’re Unhappy With Your 401(k) Plan Options
While people consider the task of preparing for retirement – mostly saving and properly investing for it – they may overlook an important consideration. Retirement planning needs to include tax ... Read More about Why Your Retirement Needs Tax Diversification
When it comes to making contributions for retirement, many people won’t fund an IRA if the contribution isn’t tax-deductible. That raises an interesting question: is the primary purpose of a ... Read More about Why an IRA Makes Sense Even If It Isn’t Tax Deductible