Health Savings Accounts, or HSAs, are growing in popularity among people who need insurance and employers looking to save on costs. What exactly is a health savings account, and what are the HSA ... Read More about 2017 Maximum HSA Contribution Limits
A couple years ago my wife and I decided to drop my employer sponsored health care plan and buy our own individual health care plan. The cost was very similar, but we had a better choice of doctors, ... Read More about Where to Open a Health Savings Account
When it comes to protecting your assets, you probably know that you need insurance. There are different insurance policies available, designed to protect your assets in a number of situations. Most ... Read More about Do You Need Umbrella Insurance?
The numbers are staggering. According to the Council for Disability Awareness (CDA) “over one in four of today’s 20-year-olds will become disabled before they retire.” The average length of disability ... Read More about Introduction to Disability Insurance – You Need it More Than You Think You Do
With all of the paperwork you end up filling out on your first day on the job, finding out the exact details of your insurance benefits can slip your mind. However, it is important that you know ... Read More about What to Ask Your HR Department About Life, Health, and Disability Insurance
Nothing stirs up the emotions like the thought of something happening to your child(ren). My wife and I recently had our second child, and I know the first few weeks were filled with a range of ... Read More about Should You Buy Life Insurance on Your Kids?
In one of my favorite episodes of the television show Family Guy, a slick door-to-door salesman convinces the bumbling Peter to purchase volcano insurance. When Peter first suggests that they’d never ... Read More about Insurance Policies You Don’t Need
Car insurance is a requirement - and not just to protect yourself and others in the event of an accident - but a legal requirement. If you drive a car, you need insurance. Fortunately (and ... Read More about How To Find Affordable Auto Insurance Rates
Most financial experts recommend having an emergency fund - enough money to prevent a small emergency from becoming a major emergency. While most experts recommend you have an emergency fund, not all ... Read More about Can You Survive a Financial Catastrophe?
As the date of your retirement nears, it’s likely that your term life insurance policy is also coming close to the end of its term. Now what? Do you renew your life insurance, even though you will ... Read More about Do You Need Life Insurance During Retirement?