Have you checked your credit report recently? A mistake on your credit report can drastically affect your FICO credit score. And since your credit report is a major factor in your credit score, and ... Read More about Credit Report Errors Can Lower Your Credit Score
Good news for those of you who are tired of seeing ads for free credit reports that aren't really free. The Credit Card Act of 2009 included changes to the way companies are allowed to advertise free ... Read More about Tired of FreeCreditReport.com? FTC Changes Free Credit Report Advertising Rules
The most powerful force in the financial universe is compound interest, and if you are in debt, that force is working against you. Need proof? Grab a copy of all your bills and do this quick exercise ... Read More about How to Get Out of Debt Fast – a Step by Step Guide
In a previous post, I addressed the various types of debt relief that are available. Once you’ve chosen the best method to pay down your debt, the next step is to make sure you’re working with a ... Read More about How to Find a Reputable Debt Relief Company
Surely you’ve seen at least a couple of ads for debt relief services as you’ve been watching television. Some of the ads make promises that must sound pretty enticing to someone carrying an ... Read More about Comparing Debt Consolidation, Debt Management and Debt Settlement
Second mortgages are a lot more common now than they were just a few years ago. There are several reasons for this - many people took out a second mortgage to make home improvements, consolidate their ... Read More about Should You Pay Your Second Mortgage Early?
No doubt you have seen and heard hundreds of commercials about getting your free credit report - the television and radio are constantly bombarding you with the message that you need to know your ... Read More about How to Get a Free Credit Report From AnnualCreditReport.com
It seems like you can't turn on the television or the radio without hearing a catchy jingle about your credit score. And if you listen to some of the personal finance gurus like Dave Ramsey or Clark ... Read More about Difference Between Credit Score and Credit Report
If you have high interest credit card debt, balance transfers can be a great way to save some money and pay off your credit cards more quickly. Basically, a balance transfer is a way to consolidate ... Read More about How Much Money Can You Save by Transferring Your Credit Card Balance?
Are you ready to be shocked? Then gather your most recent statement for each loan you have and walk through a short exercise with me. Somewhere on the loan will be a breakdown of how much you ... Read More about Do You Know How Much Interest You Are Paying Each Month?