We're always being told about the importance of your credit report, and how what's in there can affect your credit score. Since your payment history is one of the most important factors that go into ... Read More about What Should You Do If You Miss a Credit Card Payment?
I've been using Mint.com to manage my money for over a year now. It's free, it's easy to use, and it gives me a quick bird's eye view of my finances, without having to do too much work on my end. And ... Read More about Mint.com Alerted Me to Credit Card Fraud
Anyone who has tried to buy a home in the last two years knows that credit requirements have tightened quite a bit. Even people with decent credit are having a hard time getting approved for mortgage ... Read More about FICO 8 Mortgage Score Could Make it Harder to Get Approved
The first step in improving your credit score is understanding that your credit score is a direct reflection of your credit report and the credit history it contains. Your credit history will not ... Read More about How To Make Corrections On Your Credit Report
Do you know how to prevent identity theft? Most people have heard of identity theft - a crime where a thief steals your credit cards or Social Security number and uses them for fraudulent purposes. ... Read More about How To Detect and Prevent Medical Identity Theft
Sometimes people don't think about an adverse situation until they see the actual statistics. Cold. Hard. Facts. Identity theft and other forms of theft are uncomfortable to think about, but they are ... Read More about Identity Theft By the Numbers – Facts and Trivia
Get a free credit score and protect yourself from identity theft with IDENTITY GUARD® EXTRA CAUTION®. Have you ever been exposed to identity theft? You probably have, even if you don't realize it. ... Read More about IDENTITY GUARD® – Identity Theft Protection and Free Credit Score
Debt can be a wonderful tool when used properly. For example, not many people can afford to buy a house with cash, or pay for college with cash while they are attending classes. Loans make it easier ... Read More about Fair Debt Collection Practices Act
The first thing a lender does when you apply for credit is pull a copy of your credit report. The information contained on your credit report will give lenders a basic overview of how you have ... Read More about What is a Credit Freeze?
Paying off multiple debts at once is a daunting task, one that can overwhelm you if you let it. Visible progress is often slow, leading borrowers to feel defeated when they see minimal results from ... Read More about The Debt Snowball Method for Reducing Debt