It's true that the fastest way to build credit is to use a credit card. However, many people prefer not to use credit cards. Even if you don't want to use credit cards, though, your Fico credit score ... Read More about Improve Your Credit Score without Using Credit Cards
Consumers understand that the difference between being approved or denied for credit is often based on the magic three numbers that make up their credit score. What some consumers may not know is the ... Read More about VantageScore Credit Score
A common question I get from Money Girl podcast listeners is about managing credit. Lately, it seems like many people are ready to pull the trigger on buying a home, but they’re getting rejected for a ... Read More about Can Authorized Users on Credit Cards Build Credit?
Lately, the subject of staying safe from financial fraud has come up several times in my conversations with friends and coaching clients. When you combine an unscrupulous business person with a ... Read More about 6 Ways to Steer Clear of Financial Fraud
You have seen the commercials and heard the radio jingles, so by now you know that a good credit score is important. But what is a good credit score? Generally, anything above 700 is considered a good ... Read More about What Is a Good Credit Score – Understanding Credit Score Ranges and Why They Are Important
Your credit score is important - it's the first thing a lender is going to look at when you apply for a loan and it directly affects the interest rate you pay. A good credit score can save you ... Read More about How to Get A Free Credit Score Online
Mortgage rates are currently hovering around historic lows, making this an attractive time to refinance your mortgage. Even if mortgage rates rise slightly in the coming months, they should remain ... Read More about What Credit Score Do You Need to Refinance a Mortgage?
We're always being told about the importance of your credit report, and how what's in there can affect your credit score. Since your payment history is one of the most important factors that go into ... Read More about What Should You Do If You Miss a Credit Card Payment?
I've been using Mint.com to manage my money for over a year now. It's free, it's easy to use, and it gives me a quick bird's eye view of my finances, without having to do too much work on my end. And ... Read More about Mint.com Alerted Me to Credit Card Fraud
Anyone who has tried to buy a home in the last two years knows that credit requirements have tightened quite a bit. Even people with decent credit are having a hard time getting approved for mortgage ... Read More about FICO 8 Mortgage Score Could Make it Harder to Get Approved