“Bad credit? No credit? You can still drive a car off the lot today!” This is the sort of slogan you might hear from your local car dealership every day. But the truth is a little trickier. It’s ... Read More about Buying a Car with Not-So-Great Credit
When we think of what hurts our credit scores, we often focus on missed payments and large amounts of debt. But you might be surprised to discover what else might be weighing on your credit. Remember ... Read More about Are These 6 Things Dragging on Your Credit Score?
My wife and I bought a house last April, and while we were going through the house buying process, I was curious about the role my credit score would play in getting the mortgage and how it would be ... Read More about How Much Does a New Mortgage Affect Your Credit Score?
It's true that the fastest way to build credit is to use a credit card. However, many people prefer not to use credit cards. Even if you don't want to use credit cards, though, your Fico credit score ... Read More about Improve Your Credit Score without Using Credit Cards
Consumers understand that the difference between being approved or denied for credit is often based on the magic three numbers that make up their credit score. What some consumers may not know is the ... Read More about VantageScore Credit Score
A common question I get from Money Girl podcast listeners is about managing credit. Lately, it seems like many people are ready to pull the trigger on buying a home, but they’re getting rejected for a ... Read More about Can Authorized Users on Credit Cards Build Credit?
Lately, the subject of staying safe from financial fraud has come up several times in my conversations with friends and coaching clients. When you combine an unscrupulous business person with a ... Read More about 6 Ways to Steer Clear of Financial Fraud
You have seen the commercials and heard the radio jingles, so by now you know that a good credit score is important. But what is a good credit score? Generally, anything above 700 is considered a good ... Read More about What Is a Good Credit Score – Understanding Credit Score Ranges and Why They Are Important
Your credit score is important - it's the first thing a lender is going to look at when you apply for a loan and it directly affects the interest rate you pay. A good credit score can save you ... Read More about How to Get A Free Credit Score Online
Mortgage rates are currently hovering around historic lows, making this an attractive time to refinance your mortgage. Even if mortgage rates rise slightly in the coming months, they should remain ... Read More about What Credit Score Do You Need to Refinance a Mortgage?