Despite your best intentions you just couldn't make all the payments work. The creditors wouldn't work with you and you had to declare bankruptcy. Bankruptcy is an emotional process and a stressful ... Read More about How to Repair Your Credit After Bankruptcy
It's true that the fastest way to build credit is to use a credit card. However, many people prefer not to use credit cards. Even if you don't want to use credit cards, though, your Fico credit score ... Read More about Improve Your Credit Score without Using Credit Cards
We're always being told about the importance of your credit report, and how what's in there can affect your credit score. Since your payment history is one of the most important factors that go into ... Read More about What Should You Do If You Miss a Credit Card Payment?
The first step in improving your credit score is understanding that your credit score is a direct reflection of your credit report and the credit history it contains. Your credit history will not ... Read More about How To Make Corrections On Your Credit Report
Debt can be a wonderful tool when used properly. For example, not many people can afford to buy a house with cash, or pay for college with cash while they are attending classes. Loans make it easier ... Read More about Fair Debt Collection Practices Act
Building your credit history and improving your credit score can be difficult if lenders aren't willing to extend you a line of credit. It can be even more difficult to rebuild your credit score if ... Read More about Using Credit Cards to Rebuild Your Credit Score
Credit card companies are not making it easy on customers these days. Some credit card companies are freezing customer accounts or even closing them outright with little to no advance warning. Other ... Read More about How Do You Improve Your Credit Score When Credit Companies Close Your Account?
Having a strong credit score is one of the most important things you can do to help control your finances. Your credit score is used every time you apply for a loan, to help determine interest and ... Read More about How to Improve Your Credit Score – 7 Easy Steps to a Better Credit Score