Credit cards are good. Seriously. I think just about everyone should have at least one credit card to help build credit, use for emergencies, fraud protection, and a host of other benefits. But I know ... Read More about 10 Reasons Credit Cards Are Good

My wife and I bought a home a few years ago and I was curious about how buying a home affected our credit score. In the course of researching my credit score, I was looking for a way to get a truly ... Read More about Credit Karma – Free Credit Score, No Credit Card Required

Do you know if you have a good credit score? Chances are, it matters a lot more than you think. If you are hoping to get a copy of your credit score, you have plenty of reason to do so. First, ... Read More about MyFICO Discounts and Promo Codes – Save Money on Your Credit Score

If you close you a credit card account, your credit score should increase, right? After all, you’ll no longer be able to rack up debt on a closed account. One less method of getting into debt should ... Read More about How Closing a Credit Card May Affect Your Credit Score

Ryan has done an excellent job explaining why you need the highest credit score possible and how to make that happen. I completely agree with Ryan. One of the things that many people do in order to ... Read More about Why You Need All Three of Your Credit Reports Right Now

One of the most difficult financial issues that many people have to deal with is debt. Not only can debt weigh you down when it comes to money, but it also causes stress in other ways. And once your ... Read More about Do You Know Your Rights When it Comes to Debt Collection?

There’s always plenty in the media warning us about the dangers of identity theft to ourselves. But one area where identity theft rarely seems to focus is on children. Since children are typically not ... Read More about Preventing Identity Theft for Your Children

Despite your best intentions you just couldn't make all the payments work. The creditors wouldn't work with you and you had to declare bankruptcy. Bankruptcy is an emotional process and a stressful ... Read More about How to Repair Your Credit After Bankruptcy

Your credit report and credit score should be a couple of your most prized financial assets. A solid credit history without any negative marks can save you hundreds of thousands of dollars in interest ... Read More about How Long Do Negative Items Stay on Credit Reports?