My wife and I bought a home a few years ago and I was curious about how buying a home affected our credit score. In the course of researching my credit score, I was looking for a way to get a truly ... Read More about Credit Karma – Free Credit Score, No Credit Card Required
Do you know if you have a good credit score? Chances are, it matters a lot more than you think. If you are hoping to get a copy of your credit score, you have plenty of reason to do so. First, ... Read More about MyFICO Discounts and Promo Codes – Save Money on Your Credit Score
If you close you a credit card account, your credit score should increase, right? After all, you’ll no longer be able to rack up debt on a closed account. One less method of getting into debt should ... Read More about How Closing a Credit Card May Affect Your Credit Score
Ryan has done an excellent job explaining why you need the highest credit score possible and how to make that happen. I completely agree with Ryan. One of the things that many people do in order to ... Read More about Why You Need All Three of Your Credit Reports Right Now
There’s always plenty in the media warning us about the dangers of identity theft to ourselves. But one area where identity theft rarely seems to focus is on children. Since children are typically not ... Read More about Preventing Identity Theft for Your Children
Despite your best intentions you just couldn't make all the payments work. The creditors wouldn't work with you and you had to declare bankruptcy. Bankruptcy is an emotional process and a stressful ... Read More about How to Repair Your Credit After Bankruptcy
The lead up to the Great Recession was fueled by cheap credit, improper lending practices, and the unrealistic belief that housing prices could only go up. While some communities have seen housing ... Read More about How Will A Short Sale Affect My Credit Score?
“Bad credit? No credit? You can still drive a car off the lot today!” This is the sort of slogan you might hear from your local car dealership every day. But the truth is a little trickier. It’s ... Read More about Buying a Car with Not-So-Great Credit
When we think of what hurts our credit scores, we often focus on missed payments and large amounts of debt. But you might be surprised to discover what else might be weighing on your credit. Remember ... Read More about Are These 6 Things Dragging on Your Credit Score?
My wife and I bought a house last April, and while we were going through the house buying process, I was curious about the role my credit score would play in getting the mortgage and how it would be ... Read More about How Much Does a New Mortgage Affect Your Credit Score?