FDIC (Federal Deposit Insurance Corporation) insurance might not be the sexiest personal finance topic, but it’s an important one. Many people know that banks have federal insurance, but they may not ... Read More about 5 Common Misconceptions About FDIC Insurance

If you know anything about Dave Ramsey, you should know this: He hates debt, and he hates credit cards. And with good reason. He made some poor financial decisions in his younger days and lost a ... Read More about Dave Ramsey Recommends PerkStreet Financial Rewards Debit Card

If you're looking for a checking account, an auto loan or another banking service, don't forget to include credit unions in your search. Credit unions are similar to banks, and they offer many of the ... Read More about Credit Unions vs Banks – How they Differ and What It Means to You

USAA recently flew me and several other military bloggers down to their headquarters in San Antonio to get a sneak peak at two of their new iPhone applications, the USAA Auto Circle and USAA Home ... Read More about USAA Auto Circle and Home Circle

Have you ever wondered how banks can offer higher than average interest rates on savings or checking accounts? Banks are in the business of making money, even if that means taking a loss sometimes. ... Read More about How Do Banks Make Money by Offering High Interest Rates?

Have you ever wondered how banks make money? Banks are in the business of making money, that much isn't a secret. But how do they do it? And how can some banks offer much higher interest rates on ... Read More about How Banks Make Money

When you mention the term Sallie Mae, the first thing that comes to mind is probably student loans. While student loans are a large part of their business model, they also have a solid online savings ... Read More about Sallie Mae Bank Online Savings Account Review

SmartyPig is one of the most unique online banks, and I mean that in a good way. What is SmartyPig? In their words, "SmartyPig is a free online piggy bank for people saving for specific financial ... Read More about SmartyPig Review – SmartyPig is Smart Banking

July 1, 2010 marked the beginning of new overdraft rules for financial institutions. Starting on July 1, you will have to opt in for overdraft "protection" when you open a new account. For existing ... Read More about How New Overdraft Rules will Affect You

Update: PerkStreet Financial is no longer accepting new customers. Here is a list of the best free online checking accounts. PerkStreet FinancialSM offers what is quite possibly the best nationally ... Read More about PerkStreet Financial Review – Debit Rewards Card