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About Kevin Mercadante

Kevin Mercadante is professional personal finance blogger, and the owner of his own personal finance blog, OutOfYourRut.com. He has backgrounds in both accounting and the mortgage industry. He lives in Atlanta with his wife and two teenage kids and can be followed on Twitter at @OutOfYourRut.

Should You Invest in a Bull Market? What to Do When the Market Is High

Posted by Last updated on   |   Investing  
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"Buy low, sell high" is one of the most time-honored investing strategies. But what happens when the entire stock market is at a bull market, like it is now? Is it a bad time to invest? That's one ... Read More about Should You Invest in a Bull Market? What to Do When the Market Is High



How to Keep Your Financial Information Secure

Posted by Last updated on   |   Identity Theft  
Advertiser Disclosure: Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any other entity. This site may be compensated through the advertiser Affiliate Program. For more information, please see our Advertising Policy.

What are you doing to keep your financial information secure? The Information Age has streamlined much of modern life. But it’s also exposed us all to the risk of security breaches. It's not just ... Read More about How to Keep Your Financial Information Secure

When Should You Rebalance Your Investment Portfolio?

Posted by Last updated on   |   Investing  
Advertiser Disclosure: Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any other entity. This site may be compensated through the advertiser Affiliate Program. For more information, please see our Advertising Policy.

Investment portfolios are like vegetable gardens. You have to "prune" them periodically in order to keep them healthy. You do that by rebalancing your investment portfolio. If you use an investment ... Read More about When Should You Rebalance Your Investment Portfolio?



The Safe Withdrawal Rate – Does the 4% Rule Still Apply?

Posted by Last updated on   |   Investing  
Advertiser Disclosure: Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any other entity. This site may be compensated through the advertiser Affiliate Program. For more information, please see our Advertising Policy.

The safe withdrawal rate was first calculated to answer a major concern when it comes to retirement: Will I outlive my money? Given the fact that people are living longer than ever, outliving your ... Read More about The Safe Withdrawal Rate – Does the 4% Rule Still Apply?



How to Keep Your Investment Fees Low – And Why It’s So Important to Your Bottom Line

Posted by Last updated on   |   Investing, Mutual Funds  
Advertiser Disclosure: Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any other entity. This site may be compensated through the advertiser Affiliate Program. For more information, please see our Advertising Policy.

When it comes to investing, most folks concentrate mainly on the overall rate of return on their portfolio. Investment fees fall somewhere further down on the priority list. But let's say you pay ... Read More about How to Keep Your Investment Fees Low – And Why It’s So Important to Your Bottom Line



Motif – Adding Creativity to the Investment Universe

Posted by Last updated on   |   Brokerages, Robo Advisors  
Advertiser Disclosure: Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any other entity. This site may be compensated through the advertiser Affiliate Program. For more information, please see our Advertising Policy.

Robo advisors are a different kind of investment platform from what you typically find in the investment universe. But Motif is a different kind of robo advisor. It’s an online investment platform ... Read More about Motif – Adding Creativity to the Investment Universe

2018 TurboTax Review – Is TurboTax the Best DIY Tax Software?

Posted by Last updated on   |   DIY, Reviews, Software  
Advertiser Disclosure: Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any other entity. This site may be compensated through the advertiser Affiliate Program. For more information, please see our Advertising Policy.

TurboTax is the most popular tax preparation software on the market. I use this software myself and recommend it highly. The service is easy to use, even if you’ve never used tax preparation software ... Read More about 2018 TurboTax Review – Is TurboTax the Best DIY Tax Software?

TaxAct Review 2019 – A Powerful Tax Software Solution to Fill Most Needs

Posted by Last updated on   |   Reviews, Software  
Advertiser Disclosure: Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any other entity. This site may be compensated through the advertiser Affiliate Program. For more information, please see our Advertising Policy.

TaxAct is one of the leading tax preparation software packages available. The service was founded in 1998, and it enables you to prepare all types of returns, regardless of the degree of ... Read More about TaxAct Review 2019 – A Powerful Tax Software Solution to Fill Most Needs

Personal Capital vs. Mint – Which is the Best Financial Software?

Posted by Last updated on   |   Apps/Software  
Advertiser Disclosure: Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any other entity. This site may be compensated through the advertiser Affiliate Program. For more information, please see our Advertising Policy.

Personal Capital and Mint are two of the most prominent financial services platforms. They both offer a free service that offers users powerful money management or investment tools to help manage ... Read More about Personal Capital vs. Mint – Which is the Best Financial Software?

FNBO Direct Bank Review – High Yield Savings and Interest Bearing Checking Accounts

Posted by Last updated on   |   Bank Reviews  
Advertiser Disclosure: Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any other entity. This site may be compensated through the advertiser Affiliate Program. For more information, please see our Advertising Policy.

FNBO Direct Bank is the trade name for First National Bank of Omaha, a multi-state bank that’s been in operation for a century and a half. It is the largest privately owned bank holding company in ... Read More about FNBO Direct Bank Review – High Yield Savings and Interest Bearing Checking Accounts

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