Investing
Best Places to Open a Roth IRA Account
I think everyone who is eligible to open a Roth IRA should consider it. The long term tax advantages usually make the Roth IRA a great way to invest for your ... Read More about Best Places to Open a Roth IRA Account
2018 Traditional and Roth IRA Contribution Limits
Updated for 2018: One of the best ways to save for retirement is with an Individual Retirement Arrangement, or IRA. Because of the great tax advantages, the IRS ... Read More about 2018 Traditional and Roth IRA Contribution Limits
What is Investing?
Investing is one of the most often misused financial terms. The word "investing" is often used correctly in the broad sense of the term, but it is often used ... Read More about What is Investing?
How to Invest a Thousand Dollars Today
My brother recently contacted me to ask how to invest a thousand dollars. He was thinking about opening a Roth IRA, but he wanted to know if that was the best ... Read More about How to Invest a Thousand Dollars Today
Money Management
Personal Capital vs. Mint – Which is the Best Financial Software?
Personal Capital and Mint are two of the most prominent financial services platforms. They both offer a free service that offers users powerful money management ... Read More about Personal Capital vs. Mint – Which is the Best Financial Software?
Social Security Retirement Benefits Guide & Frequently Asked Retirement Questions
Social Security is one of the cornerstones of many retirement plans. In fact, it can provide up to 50% or more of retirement income for many Americans. Social ... Read More about Social Security Retirement Benefits Guide & Frequently Asked Retirement Questions
How to Become A Millionaire – 5 Steps to Becoming Wealthy
My wife reads my site and often sends me links to stories and other ideas. One day she sent me a link to an article called 8 Ways to Make a Million bucks. The ... Read More about How to Become A Millionaire – 5 Steps to Becoming Wealthy
10 Unusual Ways to Get Money Fast
We could all use a little extra cash. But between working your full-time job, family time, and all your other commitments, who has time to work a traditional ... Read More about 10 Unusual Ways to Get Money Fast
Latest Posts
How Many Bank Accounts Do You Need? – Should You Simplify, or Optimize?
Chase Business Checking Account Review – and $200 Sign Up Bonus!
Common Tax Credits and Tax Deductions – How to Qualify for and Claim Your Eligible Tax Deductions
How to Write an Investment Policy Statement – A Guide to Help Keep Your Investments on Track
Banking
Credit Unions vs Banks – How they Differ and What It Means to You
Savvy consumers know they shouldn't pay too much for banking services (after all, that is how banks make money). That's why a record number of Americans are ... Read More about Credit Unions vs Banks – How they Differ and What It Means to You
Ally Bank Review – Best in Class Savings and Interest Checking
Several years ago, the banking division of GMAC Financial rebranded under the name Ally Bank. So what has changed at Ally Bank? Besides changing their logo, ... Read More about Ally Bank Review – Best in Class Savings and Interest Checking
FNBO Direct Bank Review – High Yield Savings and Interest Bearing Checking Accounts
FNBO Direct Bank is the trade name for First National Bank of Omaha, a multistate bank that’s been in operation for a century and a half. It is the largest ... Read More about FNBO Direct Bank Review – High Yield Savings and Interest Bearing Checking Accounts
Best Online Savings Accounts with High Yield Returns
My local bank offers a basic savings account with a 0.01% interest rate with the opportunity for a lot of fees. If you are a high roller and have a minimum of ... Read More about Best Online Savings Accounts with High Yield Returns
Credit Cards
Citi Price Rewind – Save Money AFTER Making a Purchase
I love it when credit card companies get competitive with each other. For all the bad press credit cards get, there is a lot of good to be had, if you use ... Read More about Citi Price Rewind – Save Money AFTER Making a Purchase
Featured Gas Rewards Credit Cards
Rising gas prices are affecting everyone across the country. Even if you don't drive very often, high fuel costs are causing price increases for food and other ... Read More about Featured Gas Rewards Credit Cards
Balance Transfer Credit Card Guide – and Featured 0% Balance Transfer Credit Card Offers
Would you believe me if I told you one of the easiest ways to eliminate your credit card debt is to open a new credit card account? It sounds a little crazy, ... Read More about Balance Transfer Credit Card Guide – and Featured 0% Balance Transfer Credit Card Offers
Debit Card Versus Credit Card – Which Is Better?
There is an age-old debate in the financial community - whether debit cards are better than credit cards. There are some people who love credit cards, and some ... Read More about Debit Card Versus Credit Card – Which Is Better?
Career & Education
When Was the Last Time You Asked for a Raise? Are You Underpaid?
We have a cultural taboo against talking about salary. Along with that, many of us are uncomfortable with asking for more money. When it comes to your career, ... Read More about When Was the Last Time You Asked for a Raise? Are You Underpaid?
How to Overcome Job Burnout – Tips to Inject Purpose Back Into Your Career
Sooner or later every job reaches that point where it starts to get stale. It may be that the job is no longer working for you, or even that you are no longer ... Read More about How to Overcome Job Burnout – Tips to Inject Purpose Back Into Your Career
Career Skills that can Create Financial Independence
It's sometimes thought that financial independence is about reaching the point of not having to work again for the rest of your life, and being free to do ... Read More about Career Skills that can Create Financial Independence
How to Remove a Cosigner from Your Student Loans – Step By Step Guide
If you took student loans to pay for college, there's an excellent chance that you did so with the help of cosigner. After all, as a student, you probably had ... Read More about How to Remove a Cosigner from Your Student Loans – Step By Step Guide
Save Money
Do You Leave Your Christmas Lights On All Night? How You Can Save Money on Your Christmas Light Display
Several year ago I was leaving for work in the morning and noticed I had left my ... Read More about Do You Leave Your Christmas Lights On All Night? How You Can Save Money on Your Christmas Light Display
Shop Responsibly on Black Friday – How to Score Deals without the Stress
Black Friday is right around the corner, which means lots of crowds and big ... Read More about Shop Responsibly on Black Friday – How to Score Deals without the Stress
2017 Veterans Day Free Meals, Discounts, & Events
Veterans Day is a day to remember and thank military members for their service ... Read More about 2017 Veterans Day Free Meals, Discounts, & Events
Decluttr Review – Sell Your Electronics, CDs, DVDs & Games Online
My wife and I are in the process of decluttering over a decade worth of Stuff. ... Read More about Decluttr Review – Sell Your Electronics, CDs, DVDs & Games Online
Why You Might Want to Buy Your Next Car From a Car Rental Company
If you want to buy a used car, you generally have two choices: either buy from ... Read More about Why You Might Want to Buy Your Next Car From a Car Rental Company
Taxes
Common Tax Credits and Tax Deductions – How to Qualify for and Claim Your Eligible Tax Deductions
Thank you H&R Block for sponsoring this post. While this was a sponsored ... Read More about Common Tax Credits and Tax Deductions – How to Qualify for and Claim Your Eligible Tax Deductions
TaxAct Review 2017 – A Powerful Tax Software Solution to Fill Most Needs
TaxAct is one of the leading tax preparation software packages available. The ... Read More about TaxAct Review 2017 – A Powerful Tax Software Solution to Fill Most Needs
When Will I Get My Tax Refund? 2017 Tax Year Refund Schedule (2018 Tax Season)
The first day to file your 2017 taxes is January 29, 2018. The IRS reports that ... Read More about When Will I Get My Tax Refund? 2017 Tax Year Refund Schedule (2018 Tax Season)
H&R Block Review – The Tax Code is Complicated, But H&R Block Simplifies the Tax Return Process
I frequently go on record saying, "I don’t mind paying taxes—I just wish they ... Read More about H&R Block Review – The Tax Code is Complicated, But H&R Block Simplifies the Tax Return Process
How Getting Married Affects Your Taxes – And How You Can Take the Pain Out of Filing Your Tax Return
Thank you H&R Block for sponsoring this post. While this was a sponsored ... Read More about How Getting Married Affects Your Taxes – And How You Can Take the Pain Out of Filing Your Tax Return
Credit Scores
How to Get Out of Debt, Fast! A Step-by-Step Guide
If you know the basics of personal finance, you may already know the most ... Read More about How to Get Out of Debt, Fast! A Step-by-Step Guide
10 Reasons Credit Cards Are Good
Credit cards are good. Seriously. I think just about everyone should have at ... Read More about 10 Reasons Credit Cards Are Good
Credit Karma – Free Credit Score, No Credit Card Required
My wife and I bought a home a few years ago and I was curious about how buying a ... Read More about Credit Karma – Free Credit Score, No Credit Card Required
MyFICO Discounts and Promo Codes – Save Money on Your Credit Score
Do you know if you have a good credit score? Chances are, it matters a lot more ... Read More about MyFICO Discounts and Promo Codes – Save Money on Your Credit Score
How Closing a Credit Card May Affect Your Credit Score
If you close you a credit card account, your credit score should increase, ... Read More about How Closing a Credit Card May Affect Your Credit Score
Insurance
Waiver of Premium Rider
Life insurance can provide peace of mind in knowing that loved ones and ... Read More about Waiver of Premium Rider
Accelerated Death Benefit Rider
Having life insurance means that those you love and care about may not have to ... Read More about Accelerated Death Benefit Rider
Return of Premium Rider
If you have people in your life that you care about, then you are likely a good ... Read More about Return of Premium Rider
Life Insurance Living Benefits Rider
Having life insurance in place can allow you the peace of mind in knowing that ... Read More about Life Insurance Living Benefits Rider
Estate Planning with Life Insurance
Although most people don't like to think about what might happen to their loved ... Read More about Estate Planning with Life Insurance
Family & Home
How to File A FEMA Claim
When a natural disaster strikes, it can to get back to a normal way of life. For ... Read More about How to File A FEMA Claim
How to Lower Your Mortgage Payments
I was surprised the first time I saw our mortgage payment increase - after all, ... Read More about How to Lower Your Mortgage Payments
Reverse Mortgages – The Good and the Bad
Reverse mortgages are gaining in popularity, as many senior citizens stretch for ... Read More about Reverse Mortgages – The Good and the Bad
How to Keep Divorce from Destroying Your Finances & Other Tips to Get You Through
Last year, my husband asked for a divorce. Four months later, it was a done deal ... Read More about How to Keep Divorce from Destroying Your Finances & Other Tips to Get You Through
Four Ways to Pay Off Your Mortgage Early That You’ll Hardly Notice
If you’re a homeowner, and you have a long-term financial plan, you should ... Read More about Four Ways to Pay Off Your Mortgage Early That You’ll Hardly Notice
Small Biz
Capital One Spark® Business Savings – Small Business Savings Account Review
Shortly after starting my business, I formed an LLC. There are several reasons ... Read More about Capital One Spark® Business Savings – Small Business Savings Account Review
QuickBooks Online Review – The Easy Way to Manage Your Business Online
This post is brought to you by CJ Affiliate’s VIP Content Service. While this ... Read More about QuickBooks Online Review – The Easy Way to Manage Your Business Online
Xero Review – Cloud Based Accounting Software for Small Business Owners
There’s a fine line that you walk as a small business owner or entrepreneur. ... Read More about Xero Review – Cloud Based Accounting Software for Small Business Owners
FreshBooks – Smart Accounting for Small Businesses & Freelancers
As a home business owner, it helps to have an invoicing tool that you can rely ... Read More about FreshBooks – Smart Accounting for Small Businesses & Freelancers
Why So Many New Businesses Fail – and How Not to Be One of Them
There’s a reason why so many people prefer to be on someone else’s payroll, ... Read More about Why So Many New Businesses Fail – and How Not to Be One of Them