Comments on: Who is Dave Ramsey? http://cashmoneylife.com/who-is-dave-ramsey/ Money Management, Small Business, Career Wed, 23 May 2012 21:16:10 +0000 hourly 1 http://wordpress.org/?v=3.3.2 By: Credit Card Chaser http://cashmoneylife.com/who-is-dave-ramsey/#comment-21109 Credit Card Chaser Tue, 05 Jan 2010 06:51:22 +0000 http://cashmoneylife.com/?p=1578#comment-21109 95% of what Dave Ramsey says is awesome but there are at least 2 areas where he is dead wrong and I can prove it: http://www.creditcardchaser.com/dave-ramsey-credit-cards-i-love-ya-dave-but-you-are-dead-wrong/ 95% of what Dave Ramsey says is awesome but there are at least 2 areas where he is dead wrong and I can prove it: http://www.creditcardchaser.com/dave-ramsey-credit-cards-i-love-ya-dave-but-you-are-dead-wrong/

]]> By: Rick Shafer http://cashmoneylife.com/who-is-dave-ramsey/#comment-20849 Rick Shafer Fri, 18 Dec 2009 23:46:33 +0000 http://cashmoneylife.com/?p=1578#comment-20849 Hey Dave I respect you for the way you live your life and your opinon on finances.So that said i have a question for you.What do you think about having to pay (SCHOOL and PROPERTY TAXES) on the value of property?Do you think it should be a flat tax just on income?Very frustrated!!!!Hope to hear from you . Hey Dave
I respect you for the way you live your life and your opinon on finances.So that said i have a question for you.What do you think about having to pay (SCHOOL and PROPERTY TAXES) on the value of property?Do you think it should be a flat tax just on income?Very frustrated!!!!Hope to hear from you .

]]> By: Roger http://cashmoneylife.com/who-is-dave-ramsey/#comment-20722 Roger Tue, 15 Dec 2009 02:34:00 +0000 http://cashmoneylife.com/?p=1578#comment-20722 A decent enough summary but to this I would add that Mr. Ramsey has conflicts of interest and gaps in his investment advice which are well summarized by Eric Tyson, author of Investing for Dummies: http://www.erictyson.com/articles/20090313 A decent enough summary but to this I would add that Mr. Ramsey has conflicts of interest and gaps in his investment advice which are well summarized by Eric Tyson, author of Investing for Dummies:

http://www.erictyson.com/articles/20090313

]]> By: Tina http://cashmoneylife.com/who-is-dave-ramsey/#comment-20356 Tina Thu, 12 Nov 2009 03:00:38 +0000 http://cashmoneylife.com/?p=1578#comment-20356 My family began DR's plan in February 2009. We weren't overwhelmed with debt, but we had the attitude that it was "just how it was". That there was no way we would ever be out of debt, so we just plugged along making our payments and buying things on credit cards and payment plans. Since starting Dave's plan we have paid off nearly $10,000 in debt. Our last debt will be paid off this month (November 2009) and I can't even begin to say how good that feels! We haven't suffered. Our daughters still do all the things they love. We live on a budget, but we still eat out and go to the movies, just not as often. There are several side benefits that I didn't anticipate: our marriage is better because we no longer argue about money. We are healthier because we don't "run through the drive-thru". Our family talks more and we spend more time together doing simpler things (playing board games, hiking and playing with the dog). The best thing is Dave's plan is not complicated. It's common sense and approachable financial advice for average people. My family began DR’s plan in February 2009. We weren’t overwhelmed with debt, but we had the attitude that it was “just how it was”. That there was no way we would ever be out of debt, so we just plugged along making our payments and buying things on credit cards and payment plans. Since starting Dave’s plan we have paid off nearly $10,000 in debt. Our last debt will be paid off this month (November 2009) and I can’t even begin to say how good that feels! We haven’t suffered. Our daughters still do all the things they love. We live on a budget, but we still eat out and go to the movies, just not as often. There are several side benefits that I didn’t anticipate: our marriage is better because we no longer argue about money. We are healthier because we don’t “run through the drive-thru”. Our family talks more and we spend more time together doing simpler things (playing board games, hiking and playing with the dog). The best thing is Dave’s plan is not complicated. It’s common sense and approachable financial advice for average people.

]]> By: Bryce http://cashmoneylife.com/who-is-dave-ramsey/#comment-20024 Bryce Mon, 12 Oct 2009 20:19:19 +0000 http://cashmoneylife.com/?p=1578#comment-20024 I disagree with you Ed, if you have the money then why would you not want to invest in Real Estate when it's low? According to your philosophy it sounds like everybody should invest in real estate when it's at it's high point? Dave encourages you to invest in Real Estate with cash. If you do this, you won't have to worry about horrible markets because you can wait it out till you can sell your real estate for a good profit. The same holds true for mutual funds. It's better to buy mutual funds with a good long track record in down markets because it's on sale. I'm glad i got such a good deal on my mutual funds last year. I disagree with you Ed, if you have the money then why would you not want to invest in Real Estate when it’s low? According to your philosophy it sounds like everybody should invest in real estate when it’s at it’s high point? Dave encourages you to invest in Real Estate with cash. If you do this, you won’t have to worry about horrible markets because you can wait it out till you can sell your real estate for a good profit.

The same holds true for mutual funds. It’s better to buy mutual funds with a good long track record in down markets because it’s on sale. I’m glad i got such a good deal on my mutual funds last year.

]]> By: Ed http://cashmoneylife.com/who-is-dave-ramsey/#comment-20003 Ed Sun, 11 Oct 2009 16:10:58 +0000 http://cashmoneylife.com/?p=1578#comment-20003 Dave is a shill for real estate. For the past 3 years he has been telling people to buy real estate. How's that working out for those of you that listened to him and bought a house in 2006 or 2007 or 2008? He's also a shill for stocks. It's always a good time to buy stocks and real estate according to him. Again, how did that work out for you who took his advice and bought stocks a year or two ago? He's right about debt. Getting into debt is stupid. But buying real estate in the middle of the biggest real estate crash ever is just as stupid. Dave is a shill for real estate. For the past 3 years he has been telling people to buy real estate. How’s that working out for those of you that listened to him and bought a house in 2006 or 2007 or 2008? He’s also a shill for stocks. It’s always a good time to buy stocks and real estate according to him. Again, how did that work out for you who took his advice and bought stocks a year or two ago?

He’s right about debt. Getting into debt is stupid. But buying real estate in the middle of the biggest real estate crash ever is just as stupid.

]]> By: Michelle http://cashmoneylife.com/who-is-dave-ramsey/#comment-18537 Michelle Sat, 13 Jun 2009 14:35:28 +0000 http://cashmoneylife.com/?p=1578#comment-18537 Exactly - personal finance is personal and in our case, following a modified-DR approach has disciplined our spending and debt reduction. My family is in a position I truly did not think we'd ever see: within 18 months of paying off all non-mortgage debt. Thanks again for the good post! Exactly – personal finance is personal and in our case, following a modified-DR approach has disciplined our spending and debt reduction. My family is in a position I truly did not think we’d ever see: within 18 months of paying off all non-mortgage debt. Thanks again for the good post!

]]> By: Ryan http://cashmoneylife.com/who-is-dave-ramsey/#comment-18535 Ryan Sat, 13 Jun 2009 14:11:28 +0000 http://cashmoneylife.com/?p=1578#comment-18535 Michelle, I don't understand the polarization either. DR and other personal finance gurus aren't like politicians in he sense that we vote them in and we are then forced to accept the laws and policies they pass. We are free to pick and choose the best of all worlds and find what works for our situation. Which is how it should be. Michelle, I don’t understand the polarization either. DR and other personal finance gurus aren’t like politicians in he sense that we vote them in and we are then forced to accept the laws and policies they pass. We are free to pick and choose the best of all worlds and find what works for our situation. Which is how it should be.

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