When Will I Get My Tax Refund? 2014 Tax Year Refund Schedule

by Ryan Guina

If you file your taxes with the IRS EFile, or with an tax software program that files your taxes online for you, then you are in luck – you will generally receive your tax refund much more quickly than if you file your taxes by mail. The reason is that electronic tax returns are easier for the IRS to process, making it faster for them to clear the books on your tax return and send you a refund—via either an ACH transaction or by check.

IRS E-File – When Will I Get My Tax Refund?

How long does it take to get your tax refund? In past years, the IRS created a schedule for when they will send out federal tax refunds via direct deposit or by check. The general rule of thumb is that direct deposits will be sent out a few days before paper checks are sent out (the delay for a paper check can actually take up to one week, depending on how many refunds the IRS has to process).

When will funds be available? Direct deposits are faster than paper checks. However, keep in mind it may take a few days for your financial institution to make your deposit available to you. Paper checks also have a delay for fund availability: it may take several days for the check to arrive in the mail, then another few days after you deposit he check before the funds are available.

IRS E-File Schedule for Tax Refunds via Check or Direct Deposits

As alluded to above, the IRS previously released an annual schedule to help tax payers better plan around tax season so tax-filers will know when they can expect to receive their refund check. They stopped this practice in 2013 after there were delays in the refund process due to new anti-fraud measures.

The table below shows an approximation of when your federal tax refund should be direct deposited into your bank account, or the date your check will be mailed. This table is based on previous tax return charts. Remember, this is only an estimation, and not a guarantee.

How to use this tax refund chart: This schedule only applies to tax returns filed electronically. The left column represents the date your tax refund was accepted by the IRS.

IRS accepts your return (by 11:00 am) between… Direct Deposit Sent Paper Check Mailed
Jan 20 and Jan 30, 2015 Feb 11, 2015 Feb 13, 2015
Feb 07 and Feb 13, 2015 Feb 18, 2015 Feb 20, 2015
Feb 14 and Feb 20, 2015 Feb 25, 2015 Feb 27, 2015
Feb 21 and Feb 27, 2015 Mar 4, 2015 Mar 6, 2015
Feb 28 and Mar 06, 2015 Mar 11, 2015 Mar 13, 2015
Mar 07 and Mar 13, 2015 Mar 18, 2015 Mar 20, 2015
Mar 14 and Mar 20, 2015 Mar 25, 2015 Mar 27, 2015
Mar 21 and Mar 27, 2015 Apr 1, 2015 Apr 3, 2015
Mar 28 and Apr 03, 2015 Apr 8, 2015 Apr 10, 2015
Apr 04 and Apr 10, 2015 Apr 15, 2015 Apr 17, 2015
Apr 11 and Apr 17, 2015 Apr 22, 2015 Apr 24, 2015
Apr 18 and Apr 24, 2015 Apr 29, 2015 May 1, 2015
Apr 25 and May 01, 2015 May 6, 2015 May 8, 2015
May 02 and May 08, 2015 May 13, 2015 May 15, 2015
May 09 and May 15, 2015 May 20, 2015 May 22, 2015
May 16 and May 22, 2015 May 27, 2015 May 29, 2015
May 23 and May 29, 2015 Jun 3, 2015 Jun 5, 2015
May 31 and Jun 05, 2015 Jun 10, 2015 Jun 12, 2015
Jun 06 and Jun 12, 2015 Jun 17, 2015 Jun 19, 2015
Jun 13 and Jun 19, 2015 Jun 24, 2015 Jun 26, 2015
Jun 20 and Jun 26, 2015 Jul 1, 2015 Jul 3, 2015
Jun 27 and Jul 03, 2015 Jul 8, 2015 Jul 10, 2015
Jul 04 and Jul 10, 2015 Jul 15, 2015 Jul 17, 2015
Jul 11 and Jul 17, 2015 Jul 22, 2015 Jul 24, 2015
Jul 18 and Jul 24, 2015 Jul 29, 2015 Jul 31, 2015
Jul 25 and Jul 31, 2015 Aug 5, 2015 Aug 7, 2015
Aug 01 and Aug 07, 2015 Aug 12, 2015 Aug 14, 2015
Aug 08 and Aug 14, 2015 Aug 19, 2015 Aug 21, 2015
Aug 15 and Aug 21, 2015 Aug 26, 2015 Aug 28, 2015
Aug 22 and Aug 28, 2015 Sep 2, 2015 Sep 4, 2015
Aug 29 and Sep 04, 2015 Sep 9, 2015 Sep 11, 2015
Sep 05 and Sep 11, 2015 Sep 16, 2015 Sep 18, 2015
Sep 12 and Sep 18, 2015 Sep 23, 2015 Sep 25, 2015
Sep 19 and Sep 25, 2015 Sep 30, 2015 Oct 2, 2015
Sep 26 and Oct 02, 2015 Oct 7, 2015 Oct 9, 2015
Oct 03 and Oct 09, 2015 Oct 14, 2015 Oct 17, 2015
Oct 10 and Oct 16, 2015 Oct 21, 2015 Oct 23, 2015

This table cuts off after the final tax filing deadline for extensions, which is October 15th this year. Here is the full IRS EFile Tax Refund Schedule.

Some important notes about this tax refund schedule: This is only good when you E-File your taxes because the IRS will notify you of the date of acceptance – generally within 72 hours of receipt. Tax returns sent on paper forms must be manually entered into the IRS computers and there is no way to track the date of acceptance, so this chart won’t work for estimating which day your tax return will be sent.

The other important thing to note is that IRS refund checks are processed fairly quickly, usually within 1-2 weeks. This is just one more reason to say no to refund anticipation loans.

Where is My IRS Refund Check?

You can check the status of your federal tax refund as soon as 72 hours after the IRS acknowledges receipt of your e-filed return. Please note the IRS only updates the status of your refund once a week, on Wednesdays. So checking back several times a day throughout the week won’t normally give you any new information. The quickest and easiest way to get this information is to go to the Where’s My Refund page. Or, call 1-800-829-1954 or 1-800-829-4477.

Want a Bigger Tax Refund?

If the idea of a larger tax refund sounds appealing to you, then you may wish to open a Traditional IRA, which can not only help you save money for retirement, but it can also help you receive a larger tax refund, as up to $5,000 worth of contributions are tax deductible ($6k if you are over 50 years of age). Reducing your taxable income by several thousand dollars is worth a nice chunk of change in your tax return next year. If you want to learn more, then here are some top IRA companies, where you can open an IRA.


Published or updated February 12, 2015.
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{ 39 comments… read them below or add one }

1 Shilpan

I always use Turbo tax and choose to file online. For the past five years, I’ve received my refund within few weeks. This year, I am making sure that I don’t lend IRS money interest free. :)

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2 Tyler S.

I’ve always been a TurboTax fan as well, and their program has been reliable every time. I usually get my returns pretty fast too, possibly a bonus from filing early.

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3 jacob

I have tried to be patient. I am still waiting and I feel like I am getting the run around.

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4 Donny Gamble

As an entrepreneur I try to wait as long as possible to file because I always fear how much money I will owe from all of my gains over the course of the year. I have hired a CPA that knows how to find taxable deductions for entrepreneurs so hopefully it will pan out to be a wise investment.

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5 Ryan Guina

You may want to look into paying estimated taxes if you think you may owe each year. It’s usually not a problem if you don’t owe the government much money. But if you owe too much, or if you consistently underpay due to business income, then you may be subject to penalties or fees. Something took into, especially if your company continues to grow!

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6 Bryce @ Save and Conquer

It doesn’t seem like we really need a table to tell us that refunds are sent out roughly a week after our efile has been accepted by the IRS.

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7 kenneth mcneely

I have been waiting 2weeks for my refund.I filed 2/15/14 and now its 3/1/14.I look at wheres my refund and its still on the first bar we received it.my expect check date is the 8 of march does this means im approved to get my fund wth

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8 JENNIFER

I filed my taxes April 11th 2014 the IRS received and started processing my return on April 16th 2014 its been 8 days since it been processing does that mean something is wrong because my status hasn’t. Changes yet. An someone help me understand this my first time e filing my taxes with turbo tax

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9 Mia galloway

I filed. 2/16/14 all it says is we can not provide any information at this time I recieved my state on 4/18/14 still waiting on federal can’t understand why it has not arrived already

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10 Raquel Murrietta

I filed my taxes online in the beginning of January and the IRS accepted my federal return on January 14, 2015, Is there anyway that I can get inestimated date on when I will receive my refund? I efiled my tax return. Thank you

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11 Lattay

I filed January 20th refund approved
January 28th deposit date set for
Jan 30 :-)

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12 Kat butler

I filed thru hrblock.come on 2/16 and the irs accepted it as of 2/21. Add of today 2/30 it still hasn’t been approved. Can anyone help? This has never happened before

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13 sylvia

May i ask who on line did you efile with, and did you file 1-20-15? Because i thought the IRS wasnt accepting returns til 1-22-15.

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14 Kat Butler

I used hr block online. I thought the irs was accepting on the 20th. I got my email on the 21st

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15 Felicia Mcguire

My paper check was mailed yesterday February 3 2015 does anyone know how long it will take to get it?

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16 Genevie Joco

I have filed my tax return on feb 5, 2015 and I mailed it in. Do you know how long it will take till I can get the check for my federal?

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17 amanda

i filed with taxslayer.com,my refund for direct deposit says to be sent and recieved 2/11/2015,latest 2/16/2015

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18 Sal

Felicia, how did it take for you to receive your check?

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19 shay

I filed my taxes through express 1040 on Jan 25 2015 and I’m still waiting on a date I’m still on the first bar

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20 kel

did you file for any additional credits or was it just a simple return

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21 Mr. Curious

On the above table, there is no info for those whose return was accepted between Jan 31 and Feb. 6. From the info provided, it seems like the direct deposit for that week should then go out Feb. 12. Dies that seem correct, or am I missing something? My return was accepted on Feb. 4, today is Feb. 11, and it doesn’t look like I’ll be getting my direct deposit refund tomorrow (the 12th.) Anyone else in the same or similar situation? Thanks.

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22 Laura

Call 1-800-829-0582 Ext 352 to speak to a live agent. I was unable to get through on the other lines and found out needed information.

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23 Francisco

I did mine with liberty tax and the irs site has been on the first step since the tenth which is the very day I got them done. Does anyone know how long it takes them to process it and that I can trust the amount I was told even though they haven’t said approved yet?

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24 betty

My refund status says it was mailed on February 13 how long does it take for my paper check to come throught the mail

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25 joy

I filed my taxes on January 23 and it still have not received them.

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26 LINDA

I filed my taxes on the 31st of January and it was accepted on February 6 and the tool bar wheres my refund hasn’t changed at all I been checking every day. my other friend already got hers and I haven’t is there something wrong?

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27 Trevor

i filed mine on jan 25th, they were accepted the same day but didn’t see a change after that in the wheres my refund tool till my 3 weeks was up-the bar disappeared and it said it was still processing, would give a date when available (no other message). So sense it’d been 21 days i called the irs and though it took a minute i got ahold of someone and he looked up what was going on and told me that there were some minor issues on my return but nothing serious & this year they have an internal team that can correct those, and that my return should be in at the latest one more week from the 15th (my original 21 days) so the 22nd, and sure enough yesterday the 20th the wheres my refund tool updated with the date saying it should be in my bank by the 25th- a little later than expected but i am now relieved that it is going to be on its way soon- if your 21 days are up they are allowed to look up your return so just wait until then and you’ll get answers :]

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28 veronica walker

I been waiting for my refund for 1 month already

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29 yolanda

Betty
Mine said mailed on feb 12 it is the 22nd and I still have not received it yet

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30 Jennafer Uribe

I filed a joint married with my 2 kids tax return on Jan 27th. I still waiting, all it says on IRS web is(we have received your taxes and they are still processing your refund. Its Feb 24th already!?!?!?!? What’s going on!!?

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31 Miyah Miller

If it say that your going to receive your direct deposit the 25th on the IRS were is my refund websites..Can you go by that date?? If so what time will it be processed into my account?

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32 Randi

Hi! (02/26/2015) – I filed and it was accepted on 01/28. My DD date was 2/18. On 2/14 it was changed to processing and a date would be given.. I contacted the IRS on the number given above (1-800-829-0582 Ext 352 ) because I was unable to get through on the number Turbo Tax supplies. The lady said they encountered a problem and it could take 6-8 weeks until the problem is resolved. I asked what the system was for reviewing the files, is there a date that something pops back up, is it placed in a pile and waiting for someone to review it, etc.. She said that it is sent to a different department and they will review it. There was no indication that a letter was sent out to us to explain and she is not sure if they will even send out a letter. She got my telephone number and put it on file so maybe they will call me about any issues. I guess we will see :/

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33 Randi

I just wanted to update because I RARELY see updates on sites. So on Wednesday March 18th our status changed to “Your refund has been received and it is being processed.” Then Sunday, March 23, the IRS website gave us a deposit date of March 25th. Sure enough our deposit was in on March 25th. Granted we filed on January 28th but hey… its FINALLY here. Just wanted to show people how long our took. Good Luck!

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34 Kassandra

I filed on February 20th I received a confirmation that my check was being mailed on March 3 does anyone know how long it will take for it to come through my mail?

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35 victoria

I filed my taxes with liberty tax on or about 3/07 I recently received a direct deposit
Date 3/18 now I have had my share of issues with the IRS and had to wait
6 months for my $$$ so I really don’t trust my DDD last year it went all the way thru
And right at the last min they stop my deposit and hit me with some codes refund issued
Issued , refund canceled etc….

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36 jess nelson

I filed my taxes the beginning of feb which was excepted and sent out on feb 25 I still have not received my check yet how much longer should it be before I should get my check …… can anyone help? it’s been 21 days since they sent my check shouldn’t I have gotten it by now?

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37 Tammy

I filed my taxes via Turbo Tax on February 28, 2015. Where’s my refund just says that the IRS is still processing my return and it has been 21 days. I’m not sure if I should call or just give it a few more days.

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38 Shannon

I e filed with my CPA, (Married filing jointly) as I have every year for last 12yrs. My CPA called to inform that my SSN was rejected and to call IRS. IRS rep informed that my SSN has been used by someone else…Said I was listed as a dependent spouse on another females return and because of the new same sex marriage rules, it wasn’t even questioned. I was told that no refund had been issued to the other person. Was then instructed to file a paper return with an identity theft affidavit. Has anyone encountered this situation and how long before I get my return?

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39 Kate

Shannon –
I had the same issue. I was told it would be 180 days to be resolved. DO NOT LISTEN TO THAT! Go to your local IRS office with your SS card, ID, birth certificate, etc…everything. Tell the the situation and have them manually verify your identity through their system. This will keep you from having to send that information via post mail. They should issue a letter to your home asking you to call and verify or go online. CALL THE NUMBER. Tell them what is going on and ask what address you need to file to (its not the same as the standard return address). Gather your paper return, attached a copy of the verification letter, and mail it off PRIORITY. I did these steps 2 weeks ago – IRS site now says they are received it and it’s processing. I was told I should expect me return no later than 6 weeks after my identity has been verified.
Hope that helps!
Good luck

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