Yesterday, Debt Kid wrote about what he carries in his wallet, and he tagged several other personal finance bloggers to do the same. Debt Kid went so far as to clean out his wallet and include before and after pictures of everything he carries. I can’t deal with a thick wallet, so I always keep mine cleaned out.
It bothers me to sit on anything, so I prefer to carry a thin card holder in my front pocket, which also makes it easier to avoid pickpockets in crowds. I also carry a money clip for cash.
My wallet contains my driver’s license, health insurance card, library card, Speedy Rewards card (gas station rewards membership), and a keychain-size Kroger discount card on one side, and the other side has my Chase Freedom® Visa (Chase Freedom® Visa review), my ATM/Debit card, and a Kroger gift card that I purchased at a 10% discount for the free groceries promotion.
My money clip has $73, which is about average for me. I usually grab more cash when I drop below $40. I don’t know why though, because I use my rewards credit card for most purchases. I guess carrying a little extra cash makes me feel more secure.
That’s it! Every once and awhile I keep a receipt in there and I also carry one of my business credit cards if I know I will need to purchase something related to my business. I currently have the The AmEx Gold Card and a Discover Business Card (see best business credit cards for more great options). Otherwise I keep my business cards filed away at home.
Interested in more about how I manage my money? Check out these resources!
- How We Manage Our Money.
- How We Manage Our Small Business Finances.
- Money Management Tools, Programs, and Services We Use.
What’s in Your Wallet?