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Taking a Second Look at Long-Term Care Insurance

by Kevin Mercadante March 25, 2013

In recent years, long-term care insurance has become increasingly popular. This has largely come about because people are living longer and as they do, they face a greater likelihood of needing non-medical care in their last years. It may also be happening as a result of the fact that since few people have defined-benefit pensions, [...]

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Getting Maternity Care Coverage While Self-Employed

by March 21, 2013

Being self-employed can be amazing. It can also be amazingly difficult at times. You run the ship, which means you may not have access to the support staff you had when you worked for a larger company. You also don’t have access to some of the benefits many larger companies offer, such as health insurance. [...]

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Do You Really Need to Be Productive ALL the Time?

by Miranda Marquit March 20, 2013

One of the more profound things I heard recently, while watching an interview of Luke Landes from Consumerism Commentary, was this: You don’t have to be productive 100% of your life. Too often, we think have to be doing “useful” all the time. But will your dreams of wealth collapse if you aren’t always being [...]

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Should Retirement Plan Contributions Be Mandatory?

by March 19, 2013

On average, Americans are behind on their retirement savings, and many are not financially prepared to enter retirement. There are many reasons for this: people are living longer than a couple generations ago, pension plans, which were once commonplace, are now few and far between, it’s tough to balance current needs with future needs, many [...]

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Low Expense Ratios – More Important for Your Investment Returns Than You Think

by Kevin Mercadante March 18, 2013

When looking for maximum investment returns from funds, most investors look for the best performing funds, and this is as it should be. But the second most important consideration is low expense ratios. The reason is simple – whatever you make in investment returns, you’ll give back through expenses, at least partially. The secret to [...]

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Which Type of Investor Are You?

by March 15, 2013

There are dozens of ways to invest, and thousands of types of investments. But once you get past the stocks and bonds, mutual funds, and other investment options, you realize that many investors have similar tendencies regarding how they invest. You can usually boil down types of investors to three main investor types: active investors, [...]

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End of Life Planning: Does Your Family Know Your Wishes?

by Miranda Marquit March 14, 2013

No matter your age, it’s important to put some thought into end of life planning. While few of us like to think of something as unpleasant as death, you need to have a way for your wishes to be carried out, whether they are financial wishes or other wishes related to your end of life. [...]

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