Are Commodities Really an Inflation Hedge?

by Kevin Mercadante October 5, 2015

It’s generally thought that commodities are the best hedge against inflation, but is that really true? It actually depends on the kind of inflation we’re dealing with. Sometimes commodities can fill that role, other times they can’t. Two types of inflation to be concerned with One of the most basic problems in trying to deal […]

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Why Do You Have Life Insurance?

by Ryan Guina September 23, 2015

This is a sponsored post that contains affiliate links. It’s easy to complain about life insurance premiums. After all, we have to pay them each month, but rarely see the benefits. In fact, this reluctance to make a monthly premium payment for something you won’t see the benefit might be one reason that you’re underinsured. […]

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How Closing a Credit Card May Affect Your Credit Score

by Ryan Guina September 19, 2015

If you close you a credit card account, your credit score should increase, right? After all, you’ll no longer be able to rack up debt on a closed account. One less method of getting into debt should count for something, right? Unfortunately, it’s not that simple. Your credit score appears to be a simple number. […]

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Republic Wireless – An Inexpensive, No-Contract Alternative to the Big Cell Phone Companies (and Their Outrageous Contracts!)

by Ryan Guina August 28, 2015

I’ve been a loyal Sprint customer for about 7 years or 8 years now. I’m grandfathered into a pretty sweet plan, so I haven’t had any incentive to look elsewhere for my cell phone service. But I recently found out about Republic Wireless, which intrigued me. Republic Wireless offers incredibly low monthly rates for unlimited […]

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Six Lifestyle Choices You’ll Need to Make to Retire Early

by Kevin Mercadante August 13, 2015

It sometimes seems as if everyone wants to retire early. In fact, if you spend enough time on personal finance blogs, you may even come to think that retiring early in the rule, rather than the exception. The reality however is that relatively few people will retire much before age 62 or 65. They may want […]

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Radius Bank Hybrid Checking Account – The New Standard in Banking?

by John Schroeder July 9, 2015

Every few years, a bank releases a new product or service that changes what consumers expect from their banks. ATM machines are a great example. Giving people access to cash, regardless of the time of day, and in many cases, location, was a game changer. So was online banking, which made it easy to pay […]

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10 Cheap Date Ideas – Save Money without Sacrificing Romance

by Ryan Guina May 22, 2015

I went to California this past week My wife and I are both frugal by nature. We just don’t spend a lot of money unless there it is planned or we have good reason. But that doesn’t mean we don’t like to have fun. All you need is a little creativity to have a good […]

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