Does Financial Fitness = Physical Fitness?

by Miranda Marquit December 9, 2015

No matter the time of year, it’s never a bad time to set new goals and work toward a better you. Two of the areas that most of us like to improve are finances and health. If you are considering setting goals to help you improve your health, though, it might make sense to start with […]

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Five Reasons to NOT Pay off Your Mortgage

by Kevin Mercadante November 30, 2015

The conventional wisdom is that you should pay off your mortgage as soon as you are able. In most cases, that makes abundant sense. But not everyone’s situation – or preference – is conventional. If that describes you, then here are five reasons to not pay off your mortgage. Looking for mortgage protection insurance? We can […]

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Are You Investing in Assets – or in Stuff?

by Kevin Mercadante November 25, 2015

Have you ever seen those commercials on TV that tell you how much money you will “save” if you buy their product or service? It’s been said that only in America can a person save money by spending it. That’s the power of consumerism. You must buy, and the only way to save, is by […]

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Why Eliminating Cable TV Doesn’t Always Save Money

by Kevin Mercadante November 23, 2015

Talk about the need to cut living expenses, and the conversation will inevitably go toward eliminating cable TV. It’s a solid suggestion, but the problem is that it doesn’t always save money. Sure, you save money as far as the monthly bill to pay for your cable service. But you may find that you more than make […]

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Five Reasons to Sell Your House If You Are Facing a Money Crisis

by Kevin Mercadante November 20, 2015

People often defend their homes with every fiber of their being. No matter what’s happening, or how bad it gets, the homestead must be protected at all costs. I kind of understand that conviction. But at the same time I also wonder if homeownership can become an unsustainable burden when you’re facing a career crisis […]

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Why I Reconcile My Accounts Each Month – And You Should Too

by Miranda Marquit November 18, 2015

When I talk to my younger siblings, and to my younger cousins, as well as to fellow personal finance bloggers in their 20s, I notice something interesting: Most of the people I know don’t reconcile their accounts each month. My first checking account was a joint account I opened with my mother when I was […]

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4 Threats to Your Early Retirement Plans – And What To Do About Them

by Kevin Mercadante November 16, 2015

A lot of people would like nothing better than to be able to retire early. But early retirement presents special challenges. When preparing for early retirement it’s important to do some contingency planning. There are at least four threats to your early retirement plans – but more important – is knowing what to do about […]

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