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15 Year Mortgage Test – Can You Afford It?

by February 20, 2012

If you are halfway good at math then you understand that, assuming all else equal, a 15 year mortgage will always beat a 30 year mortgage. This is a fact that many financial planners and talking heads latch onto when they tell you that a 15 year mortgage is better than a 30 year loan. [...]

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Refinancing a VA Loan with a Streamline Refinance

by February 19, 2012

My wife and I bought a home less than a year ago. We love the house, our neighborhood, and the general area where we live. Little did we know that less than a year later, we would refinance our home. But that’s OK. Since we relocated to a new area and were living in a [...]

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Consumer Behavior Reports: More than Just the Three Major Bureaus

by Miranda Marquit February 17, 2012

There is no doubt that your credit history is an important part of your financial life. It’s fairly common for consumers to understand that the three major credit bureaus — Equifax, TransUnion, and Experian — offer insight into how others view them. You can get a free credit report from each of these bureaus every [...]

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I Need My Tax Refund!

by February 15, 2012

Actually, I don’t need my tax refund, not right away anyhow. But I’ve been hearing this comment frequently since tax season started, and even more frequently since the IRS announced the tax refund schedule. It seems as though this year the IRS implemented new anti-fraud measures in their tax software, which is designed to prevent [...]

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When Should You Receive Social Security Benefits?

by Miranda Marquit February 13, 2012

One of the best ways to ensure that you have a good safety net during retirement is to maximize when you take Social Security benefits. The decision about when to take Social Security benefits depends on your financial situation, though. How much money you receive is based on how long you have been working (and [...]

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The 10% Rule for Investing – How to Invest Your Mad Money

by Guest Contributor February 10, 2012

The following is a guest post from Hank Coleman who writes about his personal finance blog, Money Q&A. Index funds are boring. Money market funds and certificates of deposit make me want to pull my hair out from boredom too. There is no denying that these investments are typically the bread and butter of your [...]

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10 Unusual Ways to Get Money Fast

by Emily Guy Birken February 6, 2012

We could all use a little extra cash. But between working your full-time job, family time, and all your other commitments, who has time to work a traditional part-time job? Luckily, there are plenty of off-the-wall ways to make money that you can fit into your schedule. Here are some of the weirdest ways to [...]

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