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	<title>Comments on: How to Find a Reputable Debt Relief Company</title>
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	<link>http://cashmoneylife.com/how-to-find-a-reputable-debt-relief-company/</link>
	<description>Money Management, Small Business, Career</description>
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		<title>By: Ryan</title>
		<link>http://cashmoneylife.com/how-to-find-a-reputable-debt-relief-company/#comment-21728</link>
		<dc:creator>Ryan</dc:creator>
		<pubDate>Wed, 10 Feb 2010 13:36:36 +0000</pubDate>
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		<description>Dollars Not Debt, Not all debt relief companies have the same effect on your credit. Please read this article for more information: &lt;a href=&quot;http://cashmoneylife.com/comparing-debt-consolidation-debt-management-and-debt-settlement/&quot; rel=&quot;nofollow&quot;&gt;Comparing Debt Consolidation, Debt Management and Debt Settlement&lt;/a&gt;. 

Debt consolidation companies are considered &quot;debt relief.&quot; However, they help you manage your debt by helping you take out a debt consolidation loan and managing your payback schedule. People can&lt;a href=&quot;http://cashmoneylife.com/diy-debt-consolidation-options/&quot; rel=&quot;nofollow&quot;&gt;create their own debt consolidation plan&lt;/a&gt;, but many people simply don&#039;t know how.

Other forms of debt relief can have a negative impact on your credit score, it pays to research your options before acting.</description>
		<content:encoded><![CDATA[<p>Dollars Not Debt, Not all debt relief companies have the same effect on your credit. Please read this article for more information: <a href="http://cashmoneylife.com/comparing-debt-consolidation-debt-management-and-debt-settlement/" rel="nofollow">Comparing Debt Consolidation, Debt Management and Debt Settlement</a>. </p>
<p>Debt consolidation companies are considered &#8220;debt relief.&#8221; However, they help you manage your debt by helping you take out a debt consolidation loan and managing your payback schedule. People can<a href="http://cashmoneylife.com/diy-debt-consolidation-options/" rel="nofollow">create their own debt consolidation plan</a>, but many people simply don&#8217;t know how.</p>
<p>Other forms of debt relief can have a negative impact on your credit score, it pays to research your options before acting.</p>
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	<item>
		<title>By: Dollars Not Debt</title>
		<link>http://cashmoneylife.com/how-to-find-a-reputable-debt-relief-company/#comment-21717</link>
		<dc:creator>Dollars Not Debt</dc:creator>
		<pubDate>Wed, 10 Feb 2010 05:31:21 +0000</pubDate>
		<guid isPermaLink="false">http://cashmoneylife.com/?p=2110#comment-21717</guid>
		<description>Do NOT go to a credit relief company.  That will actually be worse than filing for bankruptcy.  No, never, not, null, etc...  Bad idea for a lot of reasons.  Pull yourself up by the boot straps and get weird.  Get gazelle intense and follow the DR plan.  In my blog about PF, I discuss my path to debt freedom.  

Dollars Not Debt</description>
		<content:encoded><![CDATA[<p>Do NOT go to a credit relief company.  That will actually be worse than filing for bankruptcy.  No, never, not, null, etc&#8230;  Bad idea for a lot of reasons.  Pull yourself up by the boot straps and get weird.  Get gazelle intense and follow the DR plan.  In my blog about PF, I discuss my path to debt freedom.  </p>
<p>Dollars Not Debt</p>
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	<item>
		<title>By: ParisGirl111</title>
		<link>http://cashmoneylife.com/how-to-find-a-reputable-debt-relief-company/#comment-21711</link>
		<dc:creator>ParisGirl111</dc:creator>
		<pubDate>Tue, 09 Feb 2010 19:40:30 +0000</pubDate>
		<guid isPermaLink="false">http://cashmoneylife.com/?p=2110#comment-21711</guid>
		<description>The National Foundation of Credit Counseling is the best place to start to find an accredited agency in your area.  Many of these companies are FOR profit and will attempt to sign you up for their programs immediately.  Always research before you sign up, and always make sure you get everything in writing!  Read the fine print before making any decisions.  I joined one of these two years ago and it really worked great for me.  Two of my cards interest rates were lowered by 10%.  I now work for that company. :)</description>
		<content:encoded><![CDATA[<p>The National Foundation of Credit Counseling is the best place to start to find an accredited agency in your area.  Many of these companies are FOR profit and will attempt to sign you up for their programs immediately.  Always research before you sign up, and always make sure you get everything in writing!  Read the fine print before making any decisions.  I joined one of these two years ago and it really worked great for me.  Two of my cards interest rates were lowered by 10%.  I now work for that company. <img src='http://cashmoneylife.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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