Many credit card companies offer great sign-up bonuses that almost anyone can use to their advantage. Even some of the best rewards credit cards come with a sign up bonus. Here are a few offers that can put money in your pocket. Just be sure to pay your card off every month to avoid fees!
Look for additional credit card offers. Part of your criteria for credit card offers should be more than just the sign up bonus. Be sure to look for a balance transfer credit card, 0% interest credit card, or a cash rewards credit card to ensure this will be a credit card worth using long after you get your sign up bonus.
Anyone can sign up! Some of these cards are business cards, but anyone can open a business credit card by signing up as a sole proprietorship without filling out any additional forms. Just use your social security number as your business ID.
Best Credit Card Sign Up Bonuses
American Express® Premier Rewards Gold Card – Current Offer: Earn More: earn 25K Membership Rewards® points after you spend $2K during your first three months of Card membership; earn 15K points after you spend $30,000 within one calendar year. Earn Fast: 3X points for flights booked with airlines, 2X points at US gas stations and US supermarkets, 1X points on other purchases. Terms and limitations apply. Use points for gift cards for dining, entertainment, and to shop over 300 of some of your favorite brands. For more information, visit the American Express® Premier Rewards Gold Card website.
Notes about the best credit card sign up bonuses:
Avoid Annual Fees! You’ll notice that several of these cards state the first year’s fees are waived. You can take advantage of these referral bonuses by signing up, making a purchase to get your reward, and canceling the card before you pay any fees! (generally there are no fees for the first year; just don’t forget to cancel!)
Earn additional bonus points. This works for American Express, but it may not work for all credit card companies. You can have all your bonus points directed to one account. I have an American Express Business Gold Rewards Card. The only other American Express card I have is my corporate card from my day job. Your mileage may vary, but when I contacted American Express, the CSR offered to direct any points earned from that card to my American Express business card, free of charge! Sign me up! (no word on whether or not my company has a problem with that… Hmmm, I better ask!).
My personal experiences with these cards: I currently use the Chase Freedom® Visa – $100 Bonus Cash Back for my personal needs, because it offers great cash back benefits (Chase Freedom® review). For my small business I have an American Express Business Gold Rewards Card and a Discover Business Card, both of which meet my needs perfectly.
Note: These offers were current at the time of publication, and they are updated frequently. However, many of these are limited time offers and are subject to change. So act quickly!
Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author’s alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.