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Free Credit Score From Equifax – Limited Time Only

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Update: The free Equifax credit score offer has expired. You can still get a free credit score through Credit Karma, Credit Sesame, or from a trial offer from many different credit monitoring services.

Ever wonder what your credit score is? Well you can find out you free credit score right now for a limited time. Earlier this week I received an e-mail from the Director of Public Relations at Equifax, one of the three main consumer reporting agencies in the US. These companies report credit scores to potential lenders, but Equifax is the only consumer reporting agency of the three nationwide Credit Reporting Agencies that provides the FICO credit score to consumers. In the e-mail, Equifax let me know about their current promotion which starts today.

Get your free FICO credit score from Equifax

Equifax Free FICO ScoreEquifax is doing a free marketing test which they are only promoting online via blogs. There will be no print, radio or TV promotional campaign to spread the word.

Starting today, Equifax is running a limited test campaign where consumers can get their FICO credit score free of charge — no obligation, no strings attached. Consumers don’t need to buy anything or even register a credit card!

This free trial is limited to the first 10,000 people.

How to get your free credit score

Equifax was kind enough to provide me the url to share with my readers, and they also told me I could try it out before the launch date, which I did. The process was extremely easy, didn’t cost me anything, and I had my credit score in about 5 minutes.

Click here to get your free credit score!

Once you hit the landing page, click the orange button in the middle, and fill out the required information. You will need to provide your personal information: name, address, Social Security Number, DOB, favorite color, etc. After you fill out your private information, you will need to click on the terms of agreement box and answer two security questions and your score pops up. It’s that easy.

Two things to look out for: This is free, but there are several opportunities to pay for other credit reporting options. You do not need to do this to get your free score. There is also an opt out check box if you do not want your e-mail address shared with Equifax’s partners (I always opt out to keep my inbox clean).

What was my credit score?

Take a look for yourself.

My Equifax Credit Score

As you can see, I only have one factor hurting my score, which is a new credit account. I recently opened a new Discover Business Credit Card for my business (even though I have an EIN for my business, the business credit card application still required my SSN).

About FICO credit scores: FICO scores have a range from 300 to 850 and the higher, the better. 795 is definitely a high credit score, but I think good credit is a financial asset and high credit scores are becoming more valuable due to the credit crunch. Being proactive and increasing your credit score will give you financial flexibility in the future. I shouldn’t need to apply for credit any time soon, so I have plenty of time to improve my credit score.


Published or updated October 29, 2012.
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{ 14 comments… read them below or add one }

1 Kristen

I have not read the details of this offer, but please make sure you are not being enrolled in any kind of a program along with the free credit score.

In addition, if anyone wants to check their credit report, the best place to go is http://www.annualcreditreport.com. You can get your report from each of the three credit reporting bureaus at no cost. You will not be asked to enter in any credit card information. If you visit a site and they ask for your credit card info. in order to get your credit report, I would run the other way. Long story short, a lot of people end up enrolled in a credit monitoring program that becomes very hard to get out of. Unfortunately I learned that lesson the hard way …

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2 Ryan

Kristen, great point. I made sure this offer was legitimate, and there is no requirement to enter into any agreements or supply any credit card or other financial information. This is 100% free, with no obligations.

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3 Dividend Growth Investor

I just checked my credit score. It’s increasing which is great. I hope they don’t charge anything like Free Credit report dot com.

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4 D

Thanks! I usually just check my credit report (free), but it is nice to now have a benchmark for my actual score as well.

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5 Ryan

DGI, You didn’t have to put in your credit card number, so there is no way they can charge you. 100% free. ;)

And congrats on the rising score. :)

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6 Parag

great!!!! got mine and passed on to a bunch of my collegues.
Thanks
Parag
PS: Came to this page via reddit.

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7 EN

Ryan, thanks for the great find! This offer is probably going to run out quick so I’m already telling my family members to hurry!

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8 Wealthy Immigrant

Ryan,
Thanks for sharing this link! Yes, no credit card information is required and you can opt out just above the terms and conditions box.
The site doesn’t “trick” you into signing up for offers.

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9 See My Money

I took advantage of this. Always good to see the old score to be sure there is nothing unexpected.

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10 Becky@FamilyandFinances

Thanks for the link to this! I’ve always known my credit score had to be high, but I had no free way of finding out exactly what it was. Now I know – I have you (just barely) beat at 797!!!

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11 Ryan

Glad you all could take advantage of this offer! Becky, congrats on the high score! My wife had me beat too! ;)

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12 Jarhead

Awesome post dude. Not as good as it once was but better than it was 8 months ago. Just need to keep pluggin away. Hopefully in another year or so I will be back to where I was

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13 Monica

Thanks for sharing.Unfortunately I coudn’t access the page. It says it only allows ISP hosted in the US. Lucky.

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14 WillowDee

Just a heads-up on that free credit score…apparently it was a limited time offer, and it’s no longer available. I tried the link and got the following message: “We’re sorry – we’ve already given away 10,000 free FICO scores. Thank you for your interest. Please stay tuned for new and exciting FICO score promotions.”

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