I’m a big fan of credit cards because I love the cash back, fraud protection, and other benefits. But I know that a lot of people don’t care to use them for various reasons. If you are one of those people, then I recommend checking out eBillme for your online shopping (note: eBillme has been acquired by Westerun Union, and is now known as WU Pay). Previous accounts were transferred seamlessly to the new system and the old functionality remains the same!
WU Pay is a free service that gives shoppers the ability to shop online without giving out any personal information, including your credit card or debit card number. This protects you from identity theft, fraud, and lost or stolen information.
How WU Pay works
WU Pay is easy to use – just do your normal shopping at any of the more than 800 online merchants that support WU Pay, then select the WU Pay option when you check out. You will then receive an e-mail with your bill, which you can then pay straight from your bank account using bill pay – just like you would a regular bill such as your utility or telephone. You can pay WU Pay from over 17,000 banks and 75,000 walk-in locations.
Here is an illustration of how WU Pay works:
Once you send your online payment to WU Pay, they send the money to the merchant. It’s quick, easy, and free, and you don’t need to worry about sending any personal or financial information online.
Where can you use WU Pay? It is available at over 800 online merchants including Sears, Kmart, buy.com, tigerdirect.com, shoebuy.com, and others. For a full list of merchants, visit http://www.westernunion.com/wupay.
Benefits of using WU Pay
- Probably the most secure way to shop online. Because you don’t enter any financial information on any vendor website, you aren’t at risk of having your information lost, stolen, or intercepted.
- Cash Back Rewards. Just shop at your favorite online retailer, pay with WU Pay, and start earning 1% cash back for every order at participating merchants. You can redeem the cash for purchases at WU Pay merchant sites once you’ve earned $10 or more in rewards.
- Additional benefits: Best Price Guarantee, Satisfaction guarantee, Fraud Protection, Shipping Protection.
Have you used WU Pay? If so, I would love to hear your experiences.