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Does Anyone Use Checks Anymore?

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(I mean besides the old lady in Wal-Mart that takes 10 minutes to fill out the check?)

I went to get my driver’s license changed today and I knew from the trip before they only accept cash, check, or debit, but there is a $2 service charge to use your debit card. I brought my checkbook to avoid paying the unnecessary fee and actually filled the check out wrong! I scribbled VOID on the front and wrote another.

That made me think about the last time I wrote a check and I don’t even remember when it was. I pay almost all of my bills on-line, and I use a credit or debit card for most purchases above $10 (if less than $10, I usually pay with cash).

For me the convenience of on-line bill-pay and paying with plastic make checks almost obsolete. I still keep them around for times like today… But I think the book I have will last me for years!


Published or updated December 9, 2010.
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