Discover® More® Card Review

by Michael

One of the great things about American businesses is their need to compete for business, which can work to the advantage of consumers.  A perfect example of this is the  Discover® More® Card, which offers one of the most generous rewards programs on the market.

Discover® More® Card - Balance Transfer Fee* The reason why I mention the competition angle, is because many of the other major credit card issuers don’t have cards which include some of the features listed below.

The Discover® More® Card also includes:

  • 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% – 20.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
  • Discover is ranked #1 in customer loyalty–15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • $0 Fraud Liability plus mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information

When you consider the introductory offer, rewards program and lack of annual fee, the Discover® More® Card has to be considered as one of the best overall credit cards.  Depending on your credit, you will be provided a variable APR of 10.99% – 20.99% (V) and if you’re looking to save money on credit card interest, then you could take advantage of the generous introductory 0% balance transfer offer, which is 15 months with a balance transfer fee of 3% (no max).  That duration is longer than many card issuers offer, and the fee is lower than what most other card issuers offer.

Above average credit is required to obtain the Discover® More® Card so if you find yourself with a sub-par credit score, this is not the card for you.  To take advantage of this limited time offer, visit the Discover® More® Card through any link contained within this post.

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Published or updated February 1, 2012.
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