Note: This offer has expired. Please see the list of best student credit cards for more great options.
Citibank recently announced a $50 Statement Credit for new Citibank cardholders for any of their three most popular student credit cards, the Citi® mtvU™ Platinum Select® Visa Card, Citi Forward® Card, and the Citi® Dividend Select® Platinum Card. All three of these cards are good enough to be among the best student credit cards.
I don’t recommend credit cards for all students, but if you use credit cards responsibly, then getting a credit card while in college can be a good way to build your credit history and improve your credit score.
Citibank $50 Student Holiday Offer
Citi Student Holiday Offer
Each of these Citi cards comes with a $50 statement credit when you make $50 in purchases within 3 months of being a cardmember. They also come with a 0% Intro APR on purchases for 7 months. After that, 12.99%-21.99% variable APR based on your creditworthiness. There is no cosigner required for these cards, and as with all good credit card offers, these cards don’t have an annual fee. Here are some of the other common features, followed by some of the card specifics:
- $50 statement credit when you make $50 in purchases within 3 months of being a cardmember.
- 0% Intro APR on purchases for 7 months. After that, 12.99%-21.99% variable APR based on your creditworthiness.
- No annual fee and No cosigner required
- $0 liability on fraudulent charges.
Citi® mtvU™ Platinum Select® Visa Card. The Citi® mtvU™ Platinum Select® Visa Card for College Students offers up to 4,000 ThankYou® Points annually for maintaining good grades (up to 2,000 per semester for straight-A’s). Students can earn 5 ThankYou® Points for all purchases made at bookstores, record stores, restaurants, movie theaters and video rental stores. Apply here.
Citi Forward® Card. The Citi Forward® Card for College Students offers a unique rewards program, which separates it from the rest of the student credit card pack. Perhaps the most unique aspect is rewarding good credit behavior; The Citi Forward® Card for College Students allows cardholders to reduce their APR by up to 2% when you make on time payments each period and your balance remains below your credit limit. In addition, this card offers 2,500 bonus ThankYou® Points and 5 rewards points for each dollar spent on restaurants, music, books and movies (1 point for everything else). Apply here.
Citi® Dividend Platinum Select® Card. The Citi® Dividend Select® Card for College Students offers a best in class cash back rewards program for certain categories, including 5% cash back at supermarkets, drugstores, gas stations & utilities for 6 months; 1% thereafter. Cardholders can also earn at least 2% cash back in popular rotating categories like restaurants, apparel, hotel and more. All other purchases earn a flat 1% cash back. Apply here.
Use your card wisely. The $50 statement credit is a great bonus, and these card offerings are a solid option if you are looking for a new student credit card. Just make sure you use your cards wisely, and you can be on the path toward building a solid credit rating. These offers expire on 1/15/2011.
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