Citi Dividend Platinum Select VISA Card Review

The Citi® Dividend Platinum Select® Visa® Card is one of the best cash back credit cards from Citibank, and it currently offers new cardholders $100 cash back after making $500 of purchases within 3 months of opening a new account. Note: the $100 cash back offer is for a limited time only!

Citi® Dividend Platinum Select® Visa® Card Review

These are some of the high points for the Citi® Dividend Platinum Select® Visa® Card:

Earn cash rewards: The Citi® Dividend Platinum Select® Visa® Card offers 5% cash back on rotating categories and 1% cash back on all other purchases. For example, you can earn 5% cash back from Citi at Home Depot, Home furnishing stores and home and garden stores between 4/1/13 and 6/30/13, with enrollment. After this, the 5% cash rewards categories will change for the next quarter. In addition, cardholders can receive additional cash rewards by shopping in the Citi Bonus Cash Center – which features a network of over 400 merchants.

Take Advantage of Balance Transfers. The Citi® Dividend Platinum Select® Visa® Card is also a solid balance transfer credit card, as it offers a 0% introductory APR on balance transfers and purchases for 12 months, with a balance transfer fee of 3% ($5 minimum). This card also offers a competitive interest rate once your 0% intro APR expires. Interest rates depend on your credit.

No annual fee. Like most good credit cards, there is no annual fee with this card.

Citi Dividend Platinum Select Visa Card $100 Cash Back details:

$100 cash back after $500 in purchases within the first 3 months of account opening
0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness*
Earn 5% cash back from Citi at Home Depot, Home furnishing stores and home and garden stores between 4/1/13 and 6/30/13, with enrollment
Enroll at no additional cost each quarter for new categories that earn additional cash back.
Full 1% cash back on all other purchases and eligible cash advances.
No Annual Fee*

Who is this card for? The Citi® Dividend Platinum Select® Visa® Card is a solid credit card for anyone who is seeking a solid cash rewards credit card with no annual fee. The $100 cash back bonus for new card holders and the lack of an annual fee sweeten the deal considerably. This card is also nice for anyone who needs to transfer a credit card balance, as the 12 month 0% introductory APR on balance transfers and purchases is a generous offer.