Chase Bank Coupon Codes – Earn up to $350 When You Open a New Chase Total Checking® and Chase SavingsSM Account

by Ryan Guina

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Chase Bank is one of the most well-known banks in the US. But I haven’t always had a Chase checking and savings account. That changed when I opened a Chase Freedom® card several years ago that featured a $100 sign up bonus. The Chase Freedom card has been in heavy rotation as one of my main credit cards for the last few years.

chase checking and savings account coupon codes and bonusesShortly after I was approved for my Chase Freedom card, Chase started sending me Chase Checking Coupon Codes good for a $100 or $200 sign up bonus if I opened a new Chase Checking Account or Savings Account with direct deposit. While I do most of my banking online, it is nice to have access to a local bank when I need to deposit a large check, make a cash withdrawal larger than I can get from an ATM, or when I need to do other banking needs, like get change for a garage sale.

The Chase coupons were enough to convince me to open both a new savings and checking account from Chase Bank and I couldn’t be happier. I have now been a Chase Bank customer for over five years.

Now Chase is offering these same sign up bonuses to everyone! Read below for full offer details:

Chase Checking and Savings Account Sign up Bonuses

There are three different offers, one each for the Chase Premier Plus CheckingSM, the Chase Total Checking®, and the Chase SavingsSM. Here are the account and bonus details:

Chase Premier Plus CheckingSM

  • Chase Premier Plus Checking?Enjoy $300 as a new Chase checking customer, when you open a Chase Premier Plus CheckingSM account and set up direct deposit
  • Access to over 16,000 Chase ATMs and 5,200 branches
  • Chase QuickDepositSM lets you deposit checks almost anytime, anywhere with the ease of taking a picture. Just point, snap, and deposit.
  • Earns interest
  • Chase Premier Plus CheckingSM – Learn More!

Chase Total Checking®

  • Chase Total Checking®Get a $200 bonus when you open a new Chase Total Checking® account and set up direct deposit
  • Access to over 16,000 Chase ATMs and 5,200 branches
  • Chase QuickDepositSM lets you deposit checks almost anytime, anywhere with the ease of taking a picture. Just point, snap, and deposit.
  • Chase Total Checking® – Learn More!

Chase SavingsSM

  • Get a $150 bonus when you open a new Chase SavingsSM account, deposit a total of $10,000 or more in new money within 10 business days, and maintain a $10,000 balance for 90 days
  • Access to over 16,000 Chase ATMs and 5,200 branches
  • Chase QuickDepositSM lets you deposit checks almost anytime, anywhere with the ease of taking a picture. Just point, snap, and deposit.
  • Link this account to your Chase checking account for Overdraft Protection
  • Chase SavingsSM – Learn More!

Chase Total Checking® + Chase SavingsSM

You can combine the Chase Total Checking® and Chase SavingsSM bonuses:

  • Chase Total Checking® and Chase Savings?Get up to $350 when you open a new Chase Total Checking® account with Direct Deposit and/or open a new Chase SavingsSM account, deposit $10,000 or more in new money and maintain a $10,000 balance for 90 days
  • Get a $200 bonus when you open a new Chase Total Checking® account and set up direct deposit
  • Get a $150 bonus when you open a new Chase SavingsSM account, deposit a total of $10,000 or more in new money within 10 days, and maintain a $10,000 balance for 90 days
  • Access to over 16,000 Chase ATMs and 5,200 branches
  • Chase QuickDepositSM lets you deposit checks almost anytime, anywhere with the ease of taking a picture. Just point, snap, and deposit.

Simply open both accounts at the same time and and meet the above requirements and you will be eligible to earn both bonuses. Visit the Chase website to view the combined offer.

What You Need to Know About Sign Up Bonus Offers

Be sure to read the fine print when you open your new account. As with most sign up bonus offers, you may be required to make a minimum deposit, and you may be required to maintain a minimum amount in your account for a set time frame. So be sure to note those requirements.

You should also know that sign up bonuses are usually considered interest and will be reported to the IRS via IRS Form 1099-INT. I received my bonus in about a week or two. Your mileage may vary.

There you go – you can earn any where from $150 – $350 for about ten minutes work – not bad!

More about these Chase Accounts

I’ve been a happy Chase customer. It is quick and easy to link your Chase credit cards to your new banking accounts (if you have any) and easy to link external banks, such as online savings accounts, investment accounts, etc. Other features include:

  • Chase Debit Card
  • Online Banking and Online Bill Pay
  • Chase Mobile® Banking
  • Account Alerts
  • Access to over 16,000 Chase ATMs and 5,200 branches

Because of how many different financial services Chase offers, you can have just about all your accounts in one place. They have several different savings accounts to support customers at different levels, Certificates of Deposit, checking accounts, and credit cards. They also offer a variety of loans, mortgages, and investment products. If you’re looking to hold all of your financial accounts with one company, then Chase might be the perfect choice for you.

Chase Total Checking® and Chase Savings?

Chase Bank Awards & Security

Chase has a longstanding history. In fact, Chase was created through several different mergers, but it’s original predecessor dates back to 1799. After over 200 years in the financial world, we think they know what they’re doing! Aside from receiving excellent customer reviews, Chase has also been listed as one of the top 10 best banks according to US News. MyBankTracker has given them a Best Bank award. To top it off, your deposits are insured by the FDIC up to the maximum limits. All of this means that you don’t have to worry about the security of your money with Chase.

Chase Banking Advantages – Brick & Mortar Locations, Online Banking, and Mobile Apps

Chase has over 5,200 physical locations, which makes it convenient to visit a brick and mortar location if you need to handle a transaction in person. I’m a huge fan of online and mobile banking, but I opened my Chase account for those times I need to handle a transaction in person. I’ve been able to make a large cash deposit or withdrawal upon request, and the customer service has been helpful in setting up credit cards and learning more about their investing and wealth management services. But Chase also shines with their digital services.

Online and Mobile Banking: With a Chase checking or savings account, you’ll get access to tons of useful features on their website or mobile app. Thanks to their strong inline services, you’ll be able to see your balance and recent purchases, as well as deposit checks remotely. You can also pay your bills online, and also sign up for text alerts. One of the unique features is their Chase QuickPaySM, which allows you to quickly and easily send money it just about anyone.

If you haven’t used a bank’s mobile app before, it completely changes the way that you will look at banking, and Chase app is no different. They are constantly working to improve their app, and the even made it compatible with an Apple Watch app, checking your bank account could be as easy as looking at your wrist.

Alerts & Notifications: If you’re looking for fancy financial tools, Chase won’t disappoint. Not only is their app on the cutting edge of technology, they also offer plenty of online and mobile tools to help you keep your finances in tip-top shape. You can sign up for several different alerts that can be sent to your phone. You can have a low balance alert, an account overdrawn alert, an account summary, or even a transaction alert which will send you a notification if a transaction is made over a determined limit. These are only a few of the different alter types that you can have sent to your phone. These alerts will not only help you keep track of your money, but will also protect against fraud or stolen debit card.

Check your bank balance via SMS: These alerts aren’t the only cool thing you can do with a Chase banking or checking account. If you’re on the go but need to see your account balance, don’t worry. You can get you account information sent to you via text! Maybe you’re standing in line to buy a new pair of shoes, and you can’t remember if you deposited that check, you’re worried that your card is going to be declined, but you don’t have enough time to log onto the app. Don’t worry, just send a simple “bal” text to the Chase number and they will send you a text with your available balance. Easy as that! You can get your balance of any account sent to you through text. All you have to do is include the nickname of the account you want the balance on. You can even have your purchase history sent to you through text, just text “hist” and the account nickname.

Mobile deposits: You can also use the Chase App to remotely deposit check. Simply log in to your Chase Bank app, select the Mobile Deposit feature, take a picture of the front of your check, sign the back, then take a picture of the back of the check. Click deposit and you’re done. It’s fast and easy.

Business bank accounts: Chase does offer business checking and savings accounts, business credit cards, and other features for the small business owner. Need more detailed banking information for opening a business checking out? Check out our post on How to Open a Business Checking or Savings Account for more information!

Chase Checking and Savings Accounts

Before you use one of the bonus Chase coupons to open up a checking account, there are a couple more things you should know. For example, each Chase account has a minimum required balance to open. There may also be some associated monthly service fees, which you may be able to have waived if you meet certain minimum balance requirements. Each account has different requirements to get the fees waived. We recommend you familiarize yourself with the full terms when opening your account. It’s generally very easy to avoid fees once you know the requirements.

Additional benefits from Chase Bank: Chase also offers some different benefits that most other banks don’t have. One of the most interesting advantages to Chase is their customer service. Sure, you can contact customer service through traditional methods like phone or email, but you can also talk to a representative through Twitter. The Chase Twitter account can answer just about any question you have, but they usually do it in a professional and efficient way. Each representative initials tweets just in case you ever need to follow up on the information.

Because of all its benefits and advantages, it might sound like Chase is the perfect bank for everyone. But it does have some shortcomings. Like many popular banks, the interest rates on the savings accounts aren’t the highest you can find. The mobile deposit limit may also be too low for some people, though you can usually contact customer service to learn more about their remote deposit limits.

Overall, Chase is an excellent banking option if you are looking for a full-service bank with a lot of features, excellent peripheral products, such as credit cards, loans, investment products, and other services.

If you’re looking to take advantage of the Chase coupon codes or bonus offers, not only will you get a couple hundred dollars for signing up, but you’ll also get an excellent bank with great services. Using these Chase coupons can give you some free money for doing something that you would do anyways, open up a checking and savings account. If you’re going to be using a bank account, you might as well get paid to do it.

Best savings account interest rates: Here is a list of current interest rates if you are looking for the best interest rates. Visit any of the banks below for more information.

Advertising Disclosure: This content is not provided or commissioned by the bank advertiser. Opinions expressed here are author’s alone, not those of the bank advertiser, and have not been reviewed, approved or otherwise endorsed by the bank advertiser. This site may be compensated through the bank advertiser Affiliate Program. Back to Top.

Published or updated October 4, 2016.
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{ 22 comments… read them below or add one }

1 miry

This is the best deal going! Can you get both bonuses if you open the accounts at different times, or do you have to open both accounts at the same time? I want to make sure I can get both.


2 Ryan Guina

Miry, I’m not certain. I would try to open both Chase accounts at the same time to guarantee you get both bonuses. You could also ask their customer service if it’s possible. But personally, I try to remove all doubt and do everything at once. Best of luck!


3 mary

can it be used also to open a highschool checking account?


4 Ash

No, I was at the branch today, it can’t be used for high school checking.


5 lily

I just used one of the available promo code to open a new account with Chase yesterday. Got the $200 incentive offer for opening a checking account. Also got $150 offer for opening new saving account. Thanks for sharing!


6 Bob



7 Leo Carter



8 Axes

Chase $200 Coupon with direct deposit for checking account. Awesome!


9 Ajay

$150 for opening a new checking account at Chase. Thanks!


10 Dan

1. I called the customer service agents today, and they said they do a “hard” pull on your credit (hard inquiry) which affects you credit score. Another website said they do a soft pull for this checking account -Chase Total Checking (SM).

Do you have any information to confirm it either way?

2. Do you have to have direct deposit to redeem the $200? Can you circumvent the direct deposit by another method, such as a minimum balance?

Thanks so much!


11 Ryan Guina

Hi Dan, I’m not sure about the hard credit pull. I didn’t check my credit report when I opened my Chase account. As for direct deposit, you will need to read the terms on your account. The bonus I signed up for did not require a direct deposit, but they sometimes do. It all depends on the offer at the time you sign up. The good news is it is clearly stated on the paperwork when you sign up.


12 Joana

I just opened a new checking account in september, can I use on of this codes or other bonuses?


13 Maria Dilone

I opened a new checking account at Chase ($200.00 Bonus). Thanks!


14 Eric Bowlin

I think a lot of the time people are required to have their wages direct deposited into that bank…required at least 2 a month. Unfortunately for the financially independent like us, we don’t work normal jobs and usually don’t qualify for those little perks.


15 Ryan Guina

Hi Eric, I didn’t have a direct deposit requirement when I opened this account and received the bonus. I haven’t read the fine print lately, but it was required at the time I opened it. Also, direct deposit doesn’t necessarily have to come from a payroll. You may be able to do it from a business account or other outside account. This is where reading the fine print is important.


16 Travis

That’s a really large bonus just for a checking account. I got the Freedom card too and love it. So much better than discover as VISA can be used anywhere.


17 jess

Would the offer be valid for a joint account ?


18 Ryan Guina

Hello Jess, yes, you can use this offer for a joint account. Or, you could open two individual accounts and each get the bonus. Either way works, so long as you meet the criteria to open the account and earn the bonus.


19 Hannah

Hi, I tried using all the codes you gave, but since I am an existing Chase customer, none of them work! I came into the Chase branch with NEW money to open accounts, and I could not get a single bonus you mentioned. Do you have any bonus offers that work if I bring NEW money, and I am an OLD Chase customer? I would appreciate your help on this.


20 Ryan Guina

Hannah, most of these offers only work for new customers. It’s generally included in the fine print. There is often an exclusion stating a time frame one must have not been a customer. For example, not within the last 12 months, or not within the last 18 months. I always recommend reading the full terms and conditions before applying, so you know if you qualify, and what to expect.


21 Avi

I opened saving checking at chase with sign up bonus and I want to open the same for my wife, can I add her name to my account as well at the same time I open the accounts or will that mess with the sign up bonus?


22 Ryan Guina

Avi, I would open separate accounts before adding your wife to your account if you both want to receive the sign up bonus. I don’t believe you can get the bonus if you already have a current Chase checking or savings account.


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