Chase Bank Coupon Code – Earn up to $350 When You Open a New Chase Total Checking® and Chase SavingsSM Account

by Ryan Guina

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chase checking coupon code - earn up to $300 when you open a new account

You can earn up to $400 when you open new Chase checking or savings account!

Several years ago I opened a Chase Freedom® Visa card that featured a $100 sign up bonus. If you signed up for the credit card, you earned a $100 cash bonus after making a purchase. I’ve used the card as my main credit card for the last few years, but for the longest time, I never opened a savings or checking account with Chase Bank.

Then each month in my Chase Freedom bill, I received a Chase Checking Coupon Code for a $100 or $200 sign up bonus if I opened a new Chase Checking Account or Savings Account with direct deposit. While I do most of my banking online, it is nice to have access to a local bank when I need to deposit a large check or make a large cash withdrawal. In the end, the Chase coupons were enough to convince me to open a new savings and checking account from Chase Bank. I have now been a Chase Bank customer for over five years.

Now Chase is offering these same sign up bonuses to everyone! Read below for full offer details:

Chase Checking and Savings Account Sign up Bonuses

There are three different offers, one each for the Chase Premier Plus CheckingSM, Chase Total Checking®, and Chase SavingsSM.

The Chase Premier Plus CheckingSM features a $400 sign up bonus.

The Chase Total Checking® ($200), and Chase SavingsSM ($150) offers can be combined, so you can earn a $350 bonus for opening both accounts. Here are the account and bonus details:

Chase Premier Plus CheckingSM – $400 Sign up Bonus

  • Chase Premier Plus CheckingGet $400 when you open a new Chase Premier Plus CheckingSM account and set up direct deposit
  • Access 15,500 Chase ATMs and 5,300 branches
  • Enjoy the convenience and ease of a Chase Premier Plus CheckingSM account
  • Chase QuickDepositSM lets you deposit checks almost anytime, anywhere with the ease of taking a picture. Just point, snap, and deposit.
  • Chase QuickPaySM lets you pay people without cash or checks. Use it to send money to virtually anyone who has an email address or mobile number.
  • Earns interest
  • No Chase fee on first four non-Chase ATM transactions
  • Chase Premier Plus CheckingSM $400 Bonus – Learn More!

Chase Total Checking® – $200 Sign up Bonus

  • Chase Total Checking®Earn a $200 bonus when you open a Chase Total Checking® account and set up direct deposit
  • Access 15,500 Chase ATMs and 5,300 branches
  • Chase QuickDepositSM lets you deposit checks almost anytime, anywhere with the ease of taking a picture. Just point, snap, and deposit.
  • Chase Total Checking® $200 Bonus – Learn More!

Chase SavingsSM – $150 Sign up Bonus

  • Earn a $150 bonus when you open a Chase SavingsSM account, deposit a total of $10,000 or more in new money within 10 business days, and maintain a $10,000 balance for 90 days
  • Access 15,500 Chase ATMs and 5,300 branches
  • Chase QuickDepositSM lets you deposit checks almost anytime, anywhere with the ease of taking a picture. Just point, snap, and deposit.
  • Link this account to your Chase checking account for Overdraft Protection
  • Chase SavingsSM $150 Bonus – Learn More!

Chase Total Checking®What You Need to Know About Sign Up Bonus Offers

You might be thinking, “why in the world would Chase give away so much money” well the answer is easy. I probably never would have opened up a a savings or checking account with Chase, but because of their Chase coupons, I opened up an account and have been a happy customer ever since. They do these Chase account promotions because they know they have the quality service to back it up.

Be sure to read the fine print when you open your new account. As with most sign up bonus offers, you may be required to make a minimum deposit, and you may be required to maintain a minimum amount in your account for a set time frame. So be sure to note those requirements. Each bonus has slightly different requirements to receive your bonus.

You should also know that sign up bonuses are usually considered interest and will be reported to the IRS via IRS Form 1099-INT. I received my bonus in about a week or two. Your mileage may vary.

There you go – you can earn anywhere from $150 – $400 for about ten minutes work – not bad! If you have the cash on hand to make the minimum deposit, why would you not want to make some free money?

More about these Chase Accounts

I’ve been a happy Chase customer. It is quick and easy to link your Chase credit cards (if you have any) and easy to link external banks, such as online savings accounts, investment accounts, etc. Other features include:

  • Chase Debit Card
  • Online Banking and Online Bill Pay
  • Chase Mobile® Banking
  • Account Alerts
  • Access to 15,500 Chase ATMs and 5,300 branches

Because of how many different services Chase offers, you can have just about all your accounts in one place. They have several different savings to support customers at different levels, Certificates of Deposit, checking accounts, and credit cards. They also offer a variety of loan and investing products. If you’re looking to hold all of your financial accounts with one company, then Chase might be the perfect choice for you.

Chase Bank Awards & Security

Chase has a longstanding history. In fact, Chase was created through several different mergers, but it’s original predecessor dates back to 1799. After over 200 years in the financial world, we think they know what they’re doing! Aside from receiving excellent customer reviews, Chase has also been listed as one of the top 10 best banks according to US News. MyBankTracker has given them a Best Bank award. To top it off, your deposits are insured by the FDIC up to the maximum limits. All of this means that you don’t have to worry about the security of your money with Chase.

Chase Banking Advantages – Brick & Mortar Locations, Online Banking, and Mobile Apps

Chase has over 5,300 physical locations, which makes it convenient to visit a brick and mortar location if you need to handle a transaction in person. I’m a huge fan of online and mobile banking, but I opened my Chase account for those times I need to handle a transaction in person. I’ve been able to make a large cash deposit or withdrawal upon request, and the customer service has been helpful in setting up credit cards and learning more about their investing and wealth management services. But Chase also shines with their digital services.

Online and Mobile Banking: With a Chase checking or savings account, you’ll get access to tons of useful features on their website or mobile app. Thanks to their strong inline services, you’ll be able to see your balance and recent purchases, as well as deposit checks remotely. You can also pay your bills online, and also sign up for text alerts. One of the unique features is their Chase QuickPay, which allows you to quickly and easily send money it just about anyone.

If you haven’t used a bank’s mobile app before, it completely changes the way that you will look at banking, and Chase app is no different. They are constantly working to improve their app, and the even made it compatible with an AppleWatch app, checking your bank account could be as easy as looking at your wrist.

Alerts & Notifications: If you’re looking for fancy financial tools, Chase won’t disappoint. Not only is their app on the cutting edge of technology, they also offer plenty of online and mobile tools to help you keep your finances in tip-top shape. You can sign up for several different alerts that can be sent to your phone. You can have a low balance alert, an account overdrawn alert, an account summary, or even a transaction alert which will send you a notification if a transaction is made over a determined limit. These are only a few of the different alter types that you can have sent to your phone. These alerts will not only help you keep track of your money, but will also protect against fraud or stolen debit card.

Check your bank balance via SMS: But these alerts aren’t the only cool think you can do with a Chase banking or checking account. If you’re on the go but need to see your account balance, don’t worry, you can get you account information sent to you through text! Maybe you’re standing in line to buy a new pair of shoes, and you can’t remember if you deposited that check, you’re worried that your card is going to be declined, but you don’t have enough time to log onto the app. Don’t worry, just send a simple “bal” text to the Chase number and they will send you a text with your available balance. Easy as that! You can get your balance of any account sent to you through text. All you have to do is include the nickname of the account you want the balance on. You can even have your purchase history sent to you through text, just text “hist” and the account nickname.

Mobile deposits: You can also use the Chase App to remotely deposit check. Simply log in to your Chase Bank app, select the Mobile Deposit feature, take a picture of the front of your check, sign the back, then take a picture of the back of the check. Click deposit and you’re done. It’s fast and easy.

Chase Checking and Savings Accounts

Before you use one of the bonus Chase coupons to open up a checking account, there are a couple more things you should know. There are two different savings accounts that you can open, each has their own monthly fees and minimums to open up an account. The standard Chase Savings account has a $5 monthly fee that can be waived if you have at least $300 in the account or have an automatic transfer of at least $25 from a Chase checking account. The other savings account is the Chase Plus Savings, and this account has a $20 monthly fee that can only be waived if you have a minimum of $15,000 in the account, or you connect it with another one of Chase’s premium checking accounts. The fees start at $12 for the Total Checking and go up to $25 for both the other two accounts. Each account has different requirements to get the fees waived.

Chase also offers some different benefits that most other banks don’t have. One of the most interesting advantages to Chase is their customer service. Sure, you can contact customer service through traditional methods like phone or email, but you can also talk to a representative through Twitter. The Chase Twitter account can answer just about any question you have, but they usually do it in a professional and efficient way. Each representative initials tweets just in case you ever need to follow up on the information.

Speaking of Chase’s checking account, they also have three excellent checking options for you to choose from: Chase Total Checking, Chase Premier Plus Checking, and Chase Premier Platinum Checking. The first two, Chase Total and Chase Premier Plus, both have a $25 minimum to open an account, but the Premier Platinum account requires a $100 deposit to open up your account.

Because of all its benefits and advantages, it might sound like Chase is the perfect bank for everyone and has no shortcomings, but it does have a few. Like many popular banks, the interest rates on the savings accounts aren’t the highest you can find. But if you aren’t looking for a bank with the best interest rates, then Chase could be your best option.

If you’re looking to take advantage of the Chase coupon codes or bonus offers, not only will you get a couple free hundred bucks, but you’ll also get an excellent bank with great services. Using these Chase coupons can give you some free money for doing something that you would do anyways, open up a checking and savings account. If you’re going to be using a bank account, you might as well get paid to do it.

Best savings account interest rates: Here is a list of current interest rates if you are looking for the best interest rates. Visit any of the banks below for more information.

Advertising Disclosure: This content is not provided or commissioned by the bank advertiser. Opinions expressed here are author’s alone, not those of the bank advertiser, and have not been reviewed, approved or otherwise endorsed by the bank advertiser. This site may be compensated through the bank advertiser Affiliate Program. Back to Top.

Published or updated May 20, 2016.
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{ 15 comments… read them below or add one }

1 miry

This is the best deal going! Can you get both bonuses if you open the accounts at different times, or do you have to open both accounts at the same time? I want to make sure I can get both.


2 Ryan Guina

Miry, I’m not certain. I would try to open both Chase accounts at the same time to guarantee you get both bonuses. You could also ask their customer service if it’s possible. But personally, I try to remove all doubt and do everything at once. Best of luck!


3 mary

can it be used also to open a highschool checking account?


4 Ash

No, I was at the branch today, it can’t be used for high school checking.


5 lily

I just used one of the available promo code to open a new account with Chase yesterday. Got the $200 incentive offer for opening a checking account. Also got $150 offer for opening new saving account. Thanks for sharing!


6 Bob



7 Leo Carter



8 Axes

Chase $200 Coupon with direct deposit for checking account. Awesome!


9 Ajay

$150 for opening a new checking account at Chase. Thanks!


10 Dan

1. I called the customer service agents today, and they said they do a “hard” pull on your credit (hard inquiry) which affects you credit score. Another website said they do a soft pull for this checking account -Chase Total Checking (SM).

Do you have any information to confirm it either way?

2. Do you have to have direct deposit to redeem the $200? Can you circumvent the direct deposit by another method, such as a minimum balance?

Thanks so much!


11 Ryan Guina

Hi Dan, I’m not sure about the hard credit pull. I didn’t check my credit report when I opened my Chase account. As for direct deposit, you will need to read the terms on your account. The bonus I signed up for did not require a direct deposit, but they sometimes do. It all depends on the offer at the time you sign up. The good news is it is clearly stated on the paperwork when you sign up.


12 Joana

I just opened a new checking account in september, can I use on of this codes or other bonuses?


13 Maria Dilone

I opened a new checking account at Chase ($200.00 Bonus). Thanks!


14 Eric Bowlin

I think a lot of the time people are required to have their wages direct deposited into that bank…required at least 2 a month. Unfortunately for the financially independent like us, we don’t work normal jobs and usually don’t qualify for those little perks.


15 Ryan Guina

Hi Eric, I didn’t have a direct deposit requirement when I opened this account and received the bonus. I haven’t read the fine print lately, but it was required at the time I opened it. Also, direct deposit doesn’t necessarily have to come from a payroll. You may be able to do it from a business account or other outside account. This is where reading the fine print is important.


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