Having a baby changed the way my wife and I do some things around our home. Time and money have both become a little more precious than they were before. One way we save money is by making our own baby food. Sure, it takes a little more time than buying a dozen jars at [...]
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Technology changes everything. 10 years ago, almost everyone had a traditional landline telephone. 20 years ago I lived in a town where you only had to dial the last 4 digits to make a local call. Before that it wasn’t uncommon to have a party line, where people shared a phone line and if you [...]
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My daughter recently turned a year old, and one of the things we are working on is building her savings. Of course, she doesn’t have a need for money right now, but eventually we want to teach her the concept of money, get her started on an allowance, and help her learn to set and [...]
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My wife and I are looking for a more family-friendly vehicle. We currently drive a 2 door Honda Accord and a 4 door Mazda 3. The Mazda 3 is currently our family car, but it is a compact car, about the size of a Honda Civic. It doesn’t give us much room for long trips [...]
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After reflecting at the end of this year, I realized that this had been a good year for my personal finances. I was able to set up an account on Mint.com, I opened a rewards credit card, began automating my finances, and I began to save money by more actively purchasing items online – including [...]
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My wife and I discussed cloth and disposable diapers before we had our first child. We were both intrigued by the idea of using cloth diapers for several reasons – possible cost savings, environment, better for child, convenience of not having to run to the store a couple times per week. Of course, we had [...]
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And you thought buying Christmas presents was hard. How about this challenge – what do you do with a Christmas gift you don’t want? First, I hope you were able to grit your teeth, form a fake smile and manage at least a pleasant ‘thank you’ when you opened the gift. Should You Keep The [...]
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