Money Management

3 Good Reasons to Give Financial Gifts

by Miranda Marquit September 27, 2013

When we think of savvy finances, we rarely think that giving money away is the smartest thing to do. After all, shouldn’t you be using that money for something else – like building wealth? The reality, though, is that well-rounded finances include an aspect of giving. And, believe it or not, giving your money away […]

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Income vs Wealth – And What it Means For You

by Kevin Mercadante September 26, 2013

Back when I was in college and at least partially supporting my education as a real estate agent, I learned the not so subtle difference between income and wealth. I was out driving with a colleague (who later became a great friend and mentor), and made a comment about how wealthy a certain neighborhood was. […]

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What Happens if the Government Shuts Down?

by Ryan Guina September 25, 2013

For the last two and a half years, the government has been playing a game of chicken with the budget. And a lot of people are left nervously watching on the sidelines. The problem boils down to passing a spending bill to keep the government running. If the spending bill isn’t passed by the time […]

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Could a Splurge Be a Positive Thing?

by Miranda Marquit September 18, 2013

We are used to thinking of splurges in negative terms. A splurge is often an unplanned purchase — especially if that unplanned purchase is of something you don’t need. With the prevailing mindset that every dollar is supposed to be accounted for ahead of time, splurging can seem like the ultimate bad money management move. […]

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Can You Afford to Help Others with Their Finances Right Now?

by Miranda Marquit September 5, 2013

In general, my husband and I like to be available to help others. We’ve let relatives live with us, given money to those who need it, and engaged in other activities designed to help others. Recently, though, we’ve eased off a bit. We are preparing for what might be some upheavals in the life we […]

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Stop Living Paycheck to Paycheck – How to Break the Cycle

by Ryan Guina September 4, 2013

The most important financial rule to remember is that you must spend less than you earn. It’s a simple concept, but one that can be difficult to master – especially as the cost of living continues to grow faster than pay raises. This rule is even more difficult to master if you are stuck in […]

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What You Wear Matters … When You Shop

by Miranda Marquit August 23, 2013

Most of us know that when we go to a job interview, it’s important to wear the right thing. We want to look our best. It’s also true that it’s a good idea to get dressed up when you go to a nice party. And, in some places, it’s still considered socially proper to get […]

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