Money Management

Why Eliminating Cable TV Doesn’t Always Save Money

by Kevin Mercadante November 23, 2015

Talk about the need to cut living expenses, and the conversation will inevitably go toward eliminating cable TV. It’s a solid suggestion, but the problem is that it doesn’t always save money. Sure, you save money as far as the monthly bill to pay for your cable service. But you may find that you more than make […]

Read the full article →

Five Reasons to Sell Your House If You Are Facing a Money Crisis

by Kevin Mercadante November 20, 2015

People often defend their homes with every fiber of their being. No matter what’s happening, or how bad it gets, the homestead must be protected at all costs. I kind of understand that conviction. But at the same time I also wonder if homeownership can become an unsustainable burden when you’re facing a career crisis […]

Read the full article →

Why I Reconcile My Accounts Each Month – And You Should Too

by Miranda Marquit November 18, 2015

When I talk to my younger siblings, and to my younger cousins, as well as to fellow personal finance bloggers in their 20s, I notice something interesting: Most of the people I know don’t reconcile their accounts each month. My first checking account was a joint account I opened with my mother when I was […]

Read the full article →

Creative Ways to Give to Charity without Breaking the Bank

by Miranda Marquit October 9, 2015

One of the best ways to keep your finances on the right track is to give to charity. Giving money away can be a great way to ensure that you have well-rounded finances. However, you don’t have to just send money to your favorite legitimate charity. There are a number of creative ways to give […]

Read the full article →

How to Decide if a Purchase is Worth It

by Miranda Marquit October 7, 2015

One of the best things you can do for your finances is to make mindful decisions about how you spend your money. Too often, we just spend money without stopping to think, “Should I buy it?” Just having the money for something isn’t always a good reason to make a purchase. Before you make your […]

Read the full article →

Six Lifestyle Choices You’ll Need to Make to Retire Early

by Kevin Mercadante August 13, 2015

It sometimes seems as if everyone wants to retire early. In fact, if you spend enough time on personal finance blogs, you may even come to think that retiring early in the rule, rather than the exception. The reality however is that relatively few people will retire much before age 62 or 65. They may want […]

Read the full article →

How to Pay Off Your Student Loans So You Can Get On With Your Life

by Kevin Mercadante March 30, 2015

For an entire generation, student loan debt has become a crippling fact of life. Part of the problem is the sheer size of student loan debt. For the Class of 2013, average student loan debt is approaching $30,000 and about 70% of graduates are carrying them. How can you pay off your student loans so […]

Read the full article →