What to Ask Your HR Department About Life, Health, and Disability Insurance

by Emily Guy Birken May 9, 2012

With all of the paperwork you end up filling out on your first day on the job, finding out the exact details of your insurance benefits can slip your mind. However, it is important that you know exactly what coverage your employer is offering so you can know if there are any gaps. Here are […]

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Should You Buy Life Insurance on Your Kids?

by Ryan Guina April 10, 2012

Nothing stirs up the emotions like the thought of something happening to your child(ren). My wife and I recently had our second child, and I know the first few weeks were filled with a range of emotions – what if something happens to me, or my wife, or, heaven forbid, my daughter? The statistics say […]

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Insurance Policies You Don’t Need

by Emily Guy Birken March 22, 2012

In one of my favorite episodes of the television show Family Guy, a slick door-to-door salesman convinces the bumbling Peter to purchase volcano insurance. When Peter first suggests that they’d never had volcano trouble in Rhode Island, the salesman responds “Don’t you think we’re due for one?” which of course ensures his sale. Even though […]

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How To Find Affordable Auto Insurance Rates

by Ryan Guina January 24, 2012

Car insurance is a requirement – and not just to protect yourself and others in the event of an accident – but a legal requirement. If you drive a car, you need insurance. Fortunately (and unfortunately), there are thousands of companies which provide automobile insurance and just as many policies from which to choose.  With […]

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Pass it On – A Game of Chance, from AXA Equitable

by Ryan Guina September 6, 2011

How much do you know about life insurance? If you are like most people, you know you need it and you know it can be expensive. That about sums up my understanding of life insurance before I bought my first life insurance policy. But after my wife and I were married, I had to think […]

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Can You Survive a Financial Catastrophe?

by Ryan Guina August 31, 2011

Most financial experts recommend having an emergency fund – enough money to prevent a small emergency from becoming a major emergency. While most experts recommend you have an emergency fund, not all experts agree on how much you should keep in your emergency fund. Some experts recommend a month of living expenses, and some recommend […]

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Do You Need Life Insurance During Retirement?

by Emily Guy Birken August 16, 2011

As the date of your retirement nears, it’s likely that your term life insurance policy is also coming close to the end of its term. Now what? Do you renew your life insurance, even though you will soon be living off your retirement investments, or do you let the insurance lapse altogether? Though this question […]

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