Use Your HSA as an Investment Vehicle

by Miranda Marquit July 30, 2012

One of the financial products gaining a lot of attention lately is the Health Savings Account (HSA). This is because the HSA makes it possible for you to set aside money for your medical expenses without a lot of trouble. And because HSAs are connected to high deductible health plans (HDHP), they are usually used […]

Read the full article →

Patient Protection and Affordable Care Act: What Will You Pay?

by Miranda Marquit July 23, 2012

Recently, the Supreme Court ruled that almost the entire Patient Protection and Affordable Care Act is constitutional, and it is set to continue rolling out changes. Some changes, such as dependents remaining on their parents’ insurance until age 26, the end to the practice of rescission, and an end to caps on “essential” benefits, are […]

Read the full article →

HSA Contribution Limits

by Kevin Mulligan July 18, 2012

Health savings accounts or HSAs are growing in popularity both among people needing insurance and employers looking to save on costs. What exactly is a health savings account, and what are the HSA contribution limits for each calendar year? What is a Health Savings Account? Health Savings Accounts are a financial account tied to the […]

Read the full article →

Where to Open a Health Savings Account

by Ryan Guina July 5, 2012

A couple years ago my wife and I decided to drop my employer sponsored health care plan and buy our own individual health care plan. The cost was very similar, but we had a better choice of doctors, which was important to us. When we changed plans, we opted for a high deductible health insurance plan. […]

Read the full article →

Do You Need Umbrella Insurance?

by Miranda Marquit May 29, 2012

When it comes to protecting your assets, you probably know that you need insurance. There are different insurance policies available, designed to protect your assets in a number of situations. Most policies include some kind of liability coverage. From auto insurance, to homeowner’s insurance, you want to protect yourself in the even that someone is […]

Read the full article →

Introduction to Disability Insurance – You Need it More Than You Think You Do

by Emily Guy Birken May 28, 2012

The numbers are staggering. According to the Council for Disability Awareness (CDA) “over one in four of today’s 20-year-olds will become disabled before they retire.” The average length of disability is a frighteningly long 31.2 months. But despite these statistics, many individuals—as many as 67% of private sector workers according to the CDA —have a […]

Read the full article →

What to Ask Your HR Department About Life, Health, and Disability Insurance

by Emily Guy Birken May 9, 2012

With all of the paperwork you end up filling out on your first day on the job, finding out the exact details of your insurance benefits can slip your mind. However, it is important that you know exactly what coverage your employer is offering so you can know if there are any gaps. Here are […]

Read the full article →