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2013 Health Care Reform – Changes You Need to Know

by January 17, 2013

Change is a constant in life, and with the Affordable Care Act (also known as ACA) marching forward, change is definitely coming on the healthcare front. The largest health care reform changes from the implementation of the Affordable Care Act will hit in 2014, but 2013 has some big changes you should be aware of. [...]

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Do You Have Life Insurance for a Stay at Home Parent?

by Miranda Marquit October 22, 2012

One of the ways you can protect your assets is through insurance. While you don’t need all types of insurance, there are some types of insurance that you need. One of those types of insurance is life insurance. Of course, life insurance is meant to protect your family. It seems obvious that you need life [...]

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The Insurance Implications of Lending Out Your Car

by Emily Guy Birken September 18, 2012

When my son was born in 2010, we had the usual horde of family descend to help us out and coo over the new baby. Since we had only recently moved into our small three-bedroom house, we didn’t have much room for all the family, nor had we gotten any kind of guest room set [...]

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How Much to Put in Your Flexible Spending Account

by Emily Guy Birken September 5, 2012

As we head into fall, now is the perfect time to start thinking about your Flexible Spending Account for 2013. Open enrollment in these accounts are generally held in the late fall, and in order to make the best use of them, you’ll need to do a little planning and research ahead of time. Here [...]

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Life Insurance, Part of a Comprehensive Financial Plan

by August 22, 2012

What is the first thing that comes to mind when you think about financial planning? If you are like most people, it probably has to do with budgeting, or investing. Yes, both of these are fundamental parts of our financial planning. You can’t win at the financial game if you don’t follow the basic art [...]

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Why You Need Long Term Disability Insurance

by Jeff Rose August 10, 2012

There are so many types of insurance that you “must have”. Health insurance provides coverage for medical expenses while life insurance provides financial support for family members left behind when you die. What about disability insurance? Disability insurance on the other hand protects your income in the event you are unable to work as a [...]

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Health Insurance for the Unemployed

by July 31, 2012

A majority of people are honest, hard working folks that want to work. Not many people enjoy sitting on the couch, aimlessly clicking on job applications and sending their resumes off to a proverbial hiring black hole. We want to work, but sometimes the company lays off, or the funding gets cut, or the performance is [...]

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