How Much Life Insurance Do You Need?

how much life insruance do you need?

I have a love-hate relationship with life insurance. On the one hand, I love it. It helped me get through college and have a life. It also helps me sleep at night knowing that my family would be taken care should something terrible happen to me (God forbid). I also hate it because many agents […]

Are Health Savings Accounts (HSAs) Going Away?

Healthcare Doctor

The Patient Protection and Affordable Care Act (PPACA), passed in 2010, has brought a number of changes to health care in the last couple of years. While some consumers have seen benefits from the PPACA, there are those who are not quite as fortunate. The biggest issue for some is with regard to Health Savings […]

Does Your Spouse Really Need Life Insurance?

The value of the work a stay-at-home spouse provides is significant – don't underestimate it!

We spend a lot of time talking about how much life insurance you need. That’s great, of course, but the exercise is often left incomplete. Most people address this issue from the standpoint of the main wage earner alone. Once they figure out how much life insurance they need, the next step they take is […]

Taking a Second Look at Long-Term Care Insurance

Do you need long term care insurance?

In recent years, long-term care insurance has become increasingly popular. This has largely come about because people are living longer and as they do, they face a greater likelihood of needing non-medical care in their last years. It may also be happening as a result of the fact that since few people have defined-benefit pensions, […]

Getting Maternity Care Coverage While Self-Employed

maternity care coverage while self employed

Being self-employed can be amazing. It can also be amazingly difficult at times. You run the ship, which means you may not have access to the support staff you had when you worked for a larger company. You also don’t have access to some of the benefits many larger companies offer, such as health insurance. […]

5 Types of Insurance You Need

Types of Insurance You Need

Insurance is an interesting industry. It is there to protect you, but it sometimes seems like a huge waste of resources if you don’t end up needing it. Of course, if you do end up with a serious problem, not having insurance could take an already difficult situation and turn it into a financial catastrophe. […]