Do You Need Mortgage Life Insurance? Examining the Pros and Cons to Help You Decide

by Ryan Guina July 26, 2016

Do you have enough life insurance coverage? What would happen if you passed away today, tomorrow, or next year? Would your family have enough money to get by, or would they struggle financially? Would they be able to stay in your current home with the same standard of living, or would they need to downsize? […]

Read the full article →

Social Security Benefits for Children

by Kevin Mercadante October 14, 2015

One of the biggest concerns that all parents have is the care of their children in the event of their death. Your death will certainly cause deep emotional issues for your children, but the good news is that you can get financial help from the Social Security Administration in the care of your children as […]

Read the full article →

Standard Homeowner’s Insurance Doesn’t Cover Earthquakes and Flooding

by Kevin Mercadante October 12, 2015

Many homeowners are completely unaware that their homeowners insurance policy does not cover earthquakes or flooding. Worse, they may assume that they’re covered and take no action as a result. That assumption could be the most costly financial mistake you ever make. Both flooding and earthquakes come without warning and can do enough damage to […]

Read the full article →

Why Do You Have Life Insurance?

by Ryan Guina September 23, 2015

This is a sponsored post that contains affiliate links. It’s easy to complain about life insurance premiums. After all, we have to pay them each month, but rarely see the benefits. In fact, this reluctance to make a monthly premium payment for something you won’t see the benefit might be one reason that you’re underinsured. […]

Read the full article →

Is Medical Tourism a Viable Option? A Look at the Pros and Cons

by Kevin Mercadante December 30, 2013

Medical tourism is the practice of going outside of your home country to seek medical treatment. Right now it’s far more popular outside the United States, but it is growing rapidly here as well. Increasingly, medical tourism is becoming a viable option, at least in certain circumstances. Why medical tourism? By some accounts, medical tourism […]

Read the full article →

When Whole Life Insurance Actually Makes Sense

by Kevin Mercadante December 18, 2013

In almost every corner of the financial universe, we’re told that term life insurance is a better deal than whole life insurance. In general, I agree – I think we all do. But there are times when whole life insurance actually make sense. Based on logic alone, that has to be true. Since each of […]

Read the full article →

Save Money on Insurance: Self-Insure

by Miranda Marquit December 16, 2013

Insurance is one of those things that we all need if we plan to protect our assets. Whether you are protecting your health, your home, or even your life, insurance is a way for you to keep your family safe. However, paying all those premiums starts to add up. Health insurance premiums can get especially […]

Read the full article →