With all of the paperwork you end up filling out on your first day on the job, finding out the exact details of your insurance benefits can slip your mind. However, it is important that you know exactly what coverage your employer is offering so you can know if there are any gaps. Here are [...]
Nothing stirs up the emotions like the thought of something happening to your child(ren). My wife and I recently had our second child, and I know the first few weeks were filled with a range of emotions – what if something happens to me, or my wife, or, heaven forbid, my daughter? The statistics say [...]
In one of my favorite episodes of the television show Family Guy, a slick door-to-door salesman convinces the bumbling Peter to purchase volcano insurance. When Peter first suggests that they’d never had volcano trouble in Rhode Island, the salesman responds “Don’t you think we’re due for one?” which of course ensures his sale. Even though [...]
Car insurance is a requirement – and not just to protect yourself and others in the event of an accident – but a legal requirement. If you drive a car, you need insurance. Fortunately (and unfortunately), there are thousands of companies which provide automobile insurance and just as many policies from which to choose. With [...]
Insurance is an interesting industry. It is there to protect you, but it sometimes seems like a huge waste of resources if you don’t end up needing it. Of course, if you do end up with a serious problem, not having insurance could take an already difficult situation and turn it into a financial catastrophe. [...]
How much do you know about life insurance? If you are like most people, you know you need it and you know it can be expensive. That about sums up my understanding of life insurance before I bought my first life insurance policy. But after my wife and I were married, I had to think [...]
Most financial experts recommend having an emergency fund – enough money to prevent a small emergency from becoming a major emergency. While most experts recommend you have an emergency fund, not all experts agree on how much you should keep in your emergency fund. Some experts recommend a month of living expenses, and some recommend [...]