Family & Home

Do Freezer Chests Save Money?

by Ryan Guina December 19, 2012

My wife wants a chest freezer so we can store more food. The idea behind it seems sound – a freezer chests allow you to buy and store large amounts of food. This makes it easy to stock up on foods when they are on sale, and gives you the added convenience of not making […]

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Cable TV Too Expensive? Why Not try Cheap Alternatives to Cable?

by Ryan Guina December 6, 2012

Cable television is expensive. Sure, those big cable packages give you several hundred channels to choose from, but are you watching enough of them to justify the cost each month? For the majority of us, there are a handful of television shows or channels that we watch regularly. There may even be a few shows […]

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Using Christmas Shopping to Teach Kids About Money

by Emily Guy Birken November 27, 2012

When your children are small, maintaining the magic of Santa Claus can potentially throw a wrench in their financial education. Since “Santa” is bringing presents, then it can seem perfectly reasonable for them to ask for expensive gifts. They may understand that Mom and Dad aren’t made of money, but Santa ought to be. But […]

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How to File A FEMA Claim

by Ryan Guina October 31, 2012

When a natural disaster strikes, it can to get back to a normal way of life. For many people, that means taking each day at a time and trying to make your home livable again. For those who lost everything, it might mean trying to find safe shelter for a few days or longer. The […]

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How a Large Down Payment Helps You

by Miranda Marquit October 26, 2012

When we bought our house five years ago, we used a FHA loan. At the time, the down payment requirement was 2.5% (the requirement has since increased to 3.5%). Much as it shames me to admit, we bought with the smallest down payment we could get away with. Looking back, though, I wish that we […]

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The High Cost of Small Appliance Repair

by Ryan Guina October 12, 2012

Our microwave recently went out of commission. It’s funny how you don’t notice how much you use something until it is gone! The microwave itself was still functioning, however, the door button moved freely, but didn’t release the door. Thankfully, there wasn’t any food in the microwave, otherwise it might have gotten ugly if I […]

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Buying a House Together When You’re Not Married

by Emily Guy Birken October 5, 2012

While it may have been shocking as recently as 15 or 20 years ago, the “unmarriage” trend seems to be here to stay. According to a 2009 story by Lisa Selin Davis of Time Magazine, “more than 5 million unmarried couples cohabit in the U.S., nearly eight times the number in 1970, and a record-breaking […]

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