When to Think Twice About Paying Down Your Debt

We all know that we’re supposed to be paying down our debt — and doing it aggressively. However, there are situations when stretching your finances each month to make that extra payment might not be the best idea. While you want to meet your obligations whenever possible, and get rid of your debt as fast […]

Why None of Your Credit Scores are the Same

Many people are rather surprised when they look at their credit scores and see that they don’t match up. A credit score may differ across different credit bureaus, and those scores are often a little bit different than what you see when you get your score from FICO. Sometimes the difference is more than a […]

How To Make Corrections On Your Credit Report

The first step in improving your credit score is understanding that your credit score is a direct reflection of your credit report and the credit history it contains.  Your credit history will not only affect whether or not you can qualify for a loan, but also the interest rates that are offered with that credit […]

How to Lend Money to Family and Friends

The current financial climate probably means that you have family members and/or friends who could use a little financial help. They might even come to you looking for a little loan. Lending money to family and friends is always tricky, since nothing can destroy a good relationship like a fight over money. If you feel […]