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Been Turned Down for Credit? You Could Get a Free Credit Score

by Miranda Marquit January 27, 2011

One of the frustrations that many consumers have with the whole credit scoring process is the fact that it is difficult to get a copy of a credit score for free. It is true that web sites like Credit Karma, Credit Sesame, and Quizzle offer access to free credit scores, these scores are not the […]

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What Should You Do If You Miss a Credit Card Payment?

by Miranda Marquit January 14, 2011

We’re always being told about the importance of your credit report, and how what’s in there can affect your credit score. Since your payment history is one of the most important factors that go into your credit score, missing a credit card payment can be a real problem. Missing several credit card payments can be […]

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Why None of Your Credit Scores are the Same

by Miranda Marquit December 10, 2010

Many people are rather surprised when they look at their credit scores and see that they don’t match up. A credit score may differ across different credit bureaus, and those scores are often a little bit different than what you see when you get your score from FICO. Sometimes the difference is more than a […]

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How To Make Corrections On Your Credit Report

by Ryan Guina October 21, 2010

The first step in improving your credit score is understanding that your credit score is a direct reflection of your credit report and the credit history it contains.  Your credit history will not only affect whether or not you can qualify for a loan, but also the interest rates that are offered with that credit […]

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How to Lend Money to Family and Friends

by Miranda Marquit July 23, 2010

The current financial climate probably means that you have family members and/or friends who could use a little financial help. They might even come to you looking for a little loan. Lending money to family and friends is always tricky, since nothing can destroy a good relationship like a fight over money. If you feel […]

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IDENTITY GUARD® – Identity Theft Protection and Free Credit Score

by Ryan Guina July 14, 2010

Get a free credit score and protect yourself from identity theft with IDENTITY GUARD® EXTRA CAUTION®. Have you ever been exposed to identity theft? You probably have, even if you don’t realize it. I recently received a letter from my health insurance company stating there was a breach in their customer information database. Unfortunately, my […]

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Fair Debt Collection Practices Act

by Ryan Guina July 12, 2010

Debt can be a wonderful tool when used properly. For example, not many people can afford to buy a house with cash, or pay for college with cash while they are attending classes. Loans make it easier to afford these large ticket items, and still be able to live comfortably. But you needs to be […]

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