The first step in improving your credit score is understanding that your credit score is a direct reflection of your credit report and the credit history it contains. Your credit history will not ... Read More about How To Make Corrections On Your Credit Report
The current financial climate probably means that you have family members and/or friends who could use a little financial help. They might even come to you looking for a little loan. Lending money to ... Read More about How to Lend Money to Family and Friends
Get a free credit score and protect yourself from identity theft with IDENTITY GUARD® EXTRA CAUTION®. Have you ever been exposed to identity theft? You probably have, even if you don't realize it. ... Read More about IDENTITY GUARD® – Identity Theft Protection and Free Credit Score
Debt can be a wonderful tool when used properly. For example, not many people can afford to buy a house with cash, or pay for college with cash while they are attending classes. Loans make it easier ... Read More about Fair Debt Collection Practices Act
The first thing a lender does when you apply for credit is pull a copy of your credit report. The information contained on your credit report will give lenders a basic overview of how you have ... Read More about What is a Credit Freeze?
The other day I wrote about Dave Ramsey's Debt Snowball, a method for quickly and effectively paying off your debt. The concept is fairly simple: list your balances from lowest to highest and pay ... Read More about Is Dave Ramsey’s Debt Snowball the Best Way to Pay Off Debt?
The Debt Snowball is Dave Ramsey's preferred method for eliminating consumer debt, and has proven to be an effective way to get out of debt. The Debt Snowball isn't without its critics, and you'll see ... Read More about The Debt Snowball Method for Reducing Debt
How do you deal with a family member who time after time finds himself in a financial sink hole? How do you best help? Is it as simple as writing a check? It's a bit more complicated than that ... Read More about How to Bail Out Family Members Without Going Broke
Have you ever needed a personal loan? When I was 20 I wanted to buy a car. I set a budget of $3,000, which is about the balance of my savings at the time. I wasn't comfortable dropping all my ... Read More about Need Money Fast? How and Where to Get a Personal Loan
Have you checked your credit report recently? A mistake on your credit report can drastically affect your FICO credit score. And since your credit report is a major factor in your credit score, and ... Read More about Credit Report Errors Can Lower Your Credit Score