Credit Scores

Can Authorized Users on Credit Cards Build Credit?

by Laura Adams October 12, 2011

A common question I get from Money Girl podcast listeners is about managing credit. Lately, it seems like many people are ready to pull the trigger on buying a home, but they’re getting rejected for a mortgage because their credit is too low. Or their credit score is preventing them from getting approved for a […]

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How to Get Rid of Credit Card Debt

by Laura Adams July 27, 2011

If you have credit card debt you know it’s expensive. Carrying consumer debt on a high-interest credit card can drain your finances and be the source of a lot of stress. I read a troubling statistic that over a third of cardholders surveyed don’t even know the interest rate they’re paying on the credit card […]

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Free Credit Monitoring from Credit Karma

by Ryan Guina July 14, 2011

If you pay attention to the news, you have probably heard about some of the recent major security breaches in a variety of companies that store your personal and financial information. In some cases only credit card numbers and addresses were stolen, but in other cases, enough personal information was stolen that a thief could […]

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What is a Good Credit Score?

by Ryan Guina April 29, 2011

You have seen the commercials and heard the radio jingles, so by now you know that a good credit score is important. But what is a good credit score? Generally, anything above 700 is considered a good FICO credit score. But that is not the end of the story. The reality is that a good […]

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Why Your Credit Report Matters to a Potential Employer

by Miranda Marquit April 22, 2011

Increasingly, as part of the background check when you apply for a new job, employers are asking if they can have a peek at your credit report. It is true that they are supposed to get your permission before looking, but denying your permission could be seen as a negative that could hurt your job […]

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How to Get A Free Credit Score Online

by Ryan Guina April 8, 2011

Your credit score is important – it’s the first thing a lender is going to look at when you apply for a loan and it directly affects the interest rate you pay. A good credit score can save you thousands of dollars in interest over the life of a loan. Your FICO credit score is […]

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Raise Your Credit Score in 7 Steps

by Laura Adams March 22, 2011

You probably know that your credit score affects your ability to get a loan or credit card, but did you know it can affect your ability to rent a home, get affordable insurance, qualify for government benefits, and even land a job? Credit scores have a surprisingly far-reaching effect and can influence many aspects of […]

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