You are here: Home » Credit Scores

Credit Scores

Credit Karma – Free Credit Score, No Credit Card Required

by October 26, 2011

My wife and I bought a home a few months ago and I was curious about how buying a home affected our credit score. In the course of researching my score, I was looking for a way to get a free copy of my credit score, but I didn’t want to sign up for a [...]

Read the full article →

5 Debt Traps to Avoid — At All Costs

by Miranda Marquit October 14, 2011

Debt is often compared to a prison. And, truly, debt can be a financial prison. Consider: When you are in debt, you are in a cycle of paying interest to someone else. This is money that is not used for your good, but rather goes straight into someone else’s pocket. And, because of the nature [...]

Read the full article →

Can Authorized Users on Credit Cards Build Credit?

by Laura Adams October 12, 2011

A common question I get from Money Girl podcast listeners is about managing credit. Lately, it seems like many people are ready to pull the trigger on buying a home, but they’re getting rejected for a mortgage because their credit is too low. Or their credit score is preventing them from getting approved for a [...]

Read the full article →

How to Get Rid of Credit Card Debt

by Laura Adams July 27, 2011

If you have credit card debt you know it’s expensive. Carrying consumer debt on a high-interest credit card can drain your finances and be the source of a lot of stress. I read a troubling statistic that over a third of cardholders surveyed don’t even know the interest rate they’re paying on the credit card [...]

Read the full article →

Free Credit Monitoring from Credit Karma

by July 14, 2011

If you pay attention to the news, you have probably heard about some of the recent major security breaches in a variety of companies that store your personal and financial information. In some cases only credit card numbers and addresses were stolen, but in other cases, enough personal information was stolen that a thief could [...]

Read the full article →

What is a Good Credit Score?

by April 29, 2011

You have seen the commercials and heard the radio jingles, so by now you know that a good credit score is important. But what is a good credit score? Generally, anything above 700 is considered a good FICO credit score. But that is not the end of the story. The reality is that a good [...]

Read the full article →

Why Your Credit Report Matters to a Potential Employer

by Miranda Marquit April 22, 2011

Increasingly, as part of the background check when you apply for a new job, employers are asking if they can have a peek at your credit report. It is true that they are supposed to get your permission before looking, but denying your permission could be seen as a negative that could hurt your job [...]

Read the full article →

← Previous Entries

Next Entries →

.