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What to Expect When You Stop Paying Your Bills

by Emily Guy Birken January 11, 2013

If your debts are piling up and you are feeling overwhelmed, simply not paying your bills may seem like an easy solution. It’s certainly the path of least resistance. But not paying your bills will only give you a short reprieve. In next to no time, you’ll find yourself in a much worse situation. Here […]

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Announcing the Debt Movement

by Ryan Guina January 2, 2013

Every year, millions of people create a list of New Year’s Resolutions. This is a great time to reflect upon the past year, look forward, and make big changes in your life. The most common resolutions often deal with similar topics – health, wealth, faith and family. If you get these major areas of your […]

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The Fed Limits Credit for Stay-At-Home-Moms (and Dads)

by Emily Guy Birken September 25, 2012

For the past year, non-working spouses have found themselves in a difficult credit position: as of October 1, 2011, they were no longer able to qualify for credit based on their household income. This change came about because of the 2009 Credit CARD Act, which was attempting to fix problems in the credit industry. Unfortunately, […]

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MyFICO Coupon Code – Save Money on Your Credit Score

by Ryan Guina May 5, 2012

Do you know if you have a good credit score? If you are looking to get a copy of your credit score, then chances are good you are looking for your FICO credit score, which is the credit score most frequently used by lenders. Unfortunately, the only place to get a copy of your FICO […]

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Are These 6 Things Dragging on Your Credit Score?

by Miranda Marquit April 2, 2012

When we think of what hurts our credit scores, we often focus on missed payments and large amounts of debt. But you might be surprised to discover what else might be weighing on your credit. Remember that, even if you don’t think of it as a loan, or credit, other people that you owe money […]

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Consumer Behavior Reports: More than Just the Three Major Bureaus

by Miranda Marquit February 17, 2012

There is no doubt that your credit history is an important part of your financial life. It’s fairly common for consumers to understand that the three major credit bureaus — Equifax, TransUnion, and Experian — offer insight into how others view them. You can get a free credit report from each of these bureaus every […]

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How Much Does a New Mortgage Affect Your Credit Score?

by Ryan Guina January 5, 2012

My wife and I bought a house last April, and while we were going through the house buying process, I was curious about the role my credit score would play in getting the mortgage and how it would be affected once we got the mortgage. Of course, I know you need a good credit score […]

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