Credit Scores

Credit Karma – Free Credit Score, No Credit Card Required

by Ryan Guina February 9, 2017

My wife and I bought a home a few years ago and I was curious about how buying a home affected our credit score. In the course of researching my credit score, I was looking for a way to get a truly free copy of my credit score. There are a lot of companies that […]

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MyFICO Discounts and Promo Codes – Save Money on Your Credit Score

by Ryan Guina July 15, 2016

Do you know if you have a good credit score? Chances are, it matters a lot more than you think. If you are hoping to get a copy of your credit score, you have plenty of reason to do so. First, knowing your credit score is the best way to figure out where your credit […]

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How Closing a Credit Card May Affect Your Credit Score

by Ryan Guina September 19, 2015

If you close you a credit card account, your credit score should increase, right? After all, you’ll no longer be able to rack up debt on a closed account. One less method of getting into debt should count for something, right? Unfortunately, it’s not that simple. Your credit score appears to be a simple number. […]

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Why You Need All Three of Your Credit Reports Right Now

by Neal Frankle March 6, 2015

Ryan has done an excellent job explaining why you need the highest credit score possible and how to make that happen. I completely agree with Ryan. One of the things that many people do in order to make sure their credit score is clean is to order their credit report. This is also a wise […]

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Do You Know Your Rights When it Comes to Debt Collection?

by Miranda Marquit July 16, 2013

One of the most difficult financial issues that many people have to deal with is debt. Not only can debt weigh you down when it comes to money, but it also causes stress in other ways. And once your debt is turned over to collections, it can become especially burdensome and stressful. Dealing with debt […]

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Preventing Identity Theft for Your Children

by Kevin Mercadante July 12, 2013

There’s always plenty in the media warning us about the dangers of identity theft to ourselves. But one area where identity theft rarely seems to focus is on children. Since children are typically not active users of credit, we tend to be far less concerned about the potential damage caused by identity theft. But that […]

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How to Repair Your Credit After Bankruptcy

by Kevin Mulligan June 26, 2013

Despite your best intentions you just couldn’t make all the payments work. The creditors wouldn’t work with you and you had to declare bankruptcy. Bankruptcy is an emotional process and a stressful time. Collection agencies are probably calling you, your workplace, and anywhere else they can find you. But once it is final your dischargeable debts are […]

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