Preventing Identity Theft for Your Children

prevent identity theft for your children

There’s always plenty in the media warning us about the dangers of identity theft to ourselves. But one area where identity theft rarely seems to focus is on children. Since children are typically not active users of credit, we tend to be far less concerned about the potential damage caused by identity theft. But that […]

How to Repair Your Credit After Bankruptcy

Repair credit after bankruptcy

Despite your best intentions you just couldn’t make all the payments work. The creditors wouldn’t work with you and you had to declare bankruptcy. Bankruptcy is an emotional process and a stressful time. Collection agencies are probably calling you, your workplace, and anywhere else they can find you. But once it is final your dischargeable debts are […]

How Will A Short Sale Affect My Credit Score?

Short sales can have significant impact on your credit score.

The lead up to the Great Recession was fueled by cheap credit, improper lending practices, and the unrealistic belief that housing prices could only go up. While some communities have seen housing price recoveries back to somewhat normal levels, others are still suffocating on a market full of foreclosures. All of the negative housing trends […]