You are here: Home » Credit Scores

Credit Scores

How Long Do Negative Items Stay on Credit Reports?

by April 16, 2013

Your credit report and credit score should be a couple of your most prized financial assets. A solid credit history without any negative marks can save you hundreds of thousands of dollars in interest over your lifetime. Likewise, a few negative marks on your report can drop your score which in turn raises the cost [...]

Read the full article →

How Will A Short Sale Affect My Credit Score?

by April 8, 2013

The lead up to the Great Recession was fueled by cheap credit, improper lending practices, and the unrealistic belief that housing prices could only go up. While some communities have seen housing price recoveries back to somewhat normal levels, others are still suffocating on a market full of foreclosures. All of the negative housing trends [...]

Read the full article →

Is Your Income Information for Sale?

by Miranda Marquit February 7, 2013

Big data is big business. The more information financial companies have about consumers, the more money they can make, and the more effective they can be. Consumer profiling is increasingly popular as companies look to target specific demographics. However, while many of us have become resigned to the fact that our spending and credit behaviors [...]

Read the full article →

What to Expect When You Stop Paying Your Bills

by Emily Guy Birken January 11, 2013

If your debts are piling up and you are feeling overwhelmed, simply not paying your bills may seem like an easy solution. It’s certainly the path of least resistance. But not paying your bills will only give you a short reprieve. In next to no time, you’ll find yourself in a much worse situation. Here [...]

Read the full article →

Announcing the Debt Movement

by January 2, 2013

Every year, millions of people create a list of New Year’s Resolutions. This is a great time to reflect upon the past year, look forward, and make big changes in your life. The most common resolutions often deal with similar topics – health, wealth, faith and family. If you get these major areas of your [...]

Read the full article →

The Fed Limits Credit for Stay-At-Home-Moms (and Dads)

by Emily Guy Birken September 25, 2012

For the past year, non-working spouses have found themselves in a difficult credit position: as of October 1, 2011, they were no longer able to qualify for credit based on their household income. This change came about because of the 2009 Credit CARD Act, which was attempting to fix problems in the credit industry. Unfortunately, [...]

Read the full article →

MyFICO Coupon Code – Save Money on Your Credit Score

by May 5, 2012

Do you know if you have a good credit score? If you are looking to get a copy of your credit score, then chances are good you are looking for your FICO credit score, which is the credit score most frequently used by lenders. Unfortunately, the only place to get a copy of your FICO [...]

Read the full article →

← Previous Entries

.