Using Your Credit Card to Your Best Advantage

There are personal finance bloggers and writers who believe that credit cards are evil, and that you should never, ever use them. If you can get by without debt, and if that’s your choice, I’m all for it. Everyone should do what works for them. However, I firmly believe that credit cards can be used […]

Avoid These 8 Credit Card Mistakes

Credit Cards

If you enjoy the benefits and convenience of using credit cards, don’t forget that they come with financial hazards that you should be aware of. To save money and maintain a good credit score, be sure to avoid the following 8 credit card mistakes: Mistake #1: Having your credit limit cut Your credit limit can […]

Featured Cash Back Credit Cards


Advertising Disclosure. Everyone who knows the tricks to staying on top of your personal finances also knows that owning a cash back credit card is a great way to save money everyday.  Yes, credit cards can increase your debt if used poorly, but when used properly, a good rewards card can put hundreds, or even […]

Credit Cards with Low Interest Rates

Capital One

As much as we’d love to pay all of our credit card balances in full, sometimes that’s just not possible.  Credit cards offer purchase protection on large purchases and finding a credit card with a low interest rate is a necessity if you choose to finance a purchase with a credit card.  Some cards can […]

Fetured Student Credit Cards


Advertising Disclosure. Teaching young adults about credit cards is a very necessary thing to do because mistakes made with a student credit card pale in comparison to the mistakes possible when you’re an established professional. For one, the credit limit is much lower on a student credit card, making the possible debt load less. Then, […]

Chase Sapphire Preferred® Card – $400 Cash or $500 Travel

Chase Sapphire Preferred

In terms of credit card sign-up bonuses, the Chase Sapphire Preferred® Card is as good as it gets.  This travel credit card features 40,000 bonus points are earned after a new cardholder has spent $3,000 within the first three months and those points can be redeemed for a variety of things.  Most notably, $400 cash […]