Currently in the U.S.A we are in a low interest rate environment. This is very advantageous for the American consumer overall, with just a few disadvantages. A few of these advantages and ... Read More about Interest Rates are Dropping – What Does that Mean for You?
A great way to manage your budget is by using a targeted savings account for your large and/or infrequent expenses. Another term for this is a personal accrual account. A targeted savings account can ... Read More about How to Open a Sub Account at Capital One 360
Are you looking for a new online savings account with high interest rates? Not long ago I was looking for another online savings account that offered better interest rates than I was currently ... Read More about Discover Bank Review – High Interest Savings Account, CDs, Money Markets, and More
If you have a personal finance book on your shelf at home, there is a good chance that the author recommends you put your emergency fund savings into a money market account. Historically, that was ... Read More about Emergency Fund Savings: Money Market Or Savings Account?
As you have probably noticed, interest rates have plummeted over the last two years. Not long ago it was easy to find saving account interest rates in the 4-5% range, and CD rates slightly higher than ... Read More about Pros and Cons of Rewards Checking Accounts
My local bank offers a basic savings account with a 0.01% interest rate with the opportunity for a lot of fees. If you are a high roller and have a minimum of $30,000 to open an account, you can earn ... Read More about Best Online Savings Accounts with High Yield Returns
Not too long ago, the banking division of GMAC Financial rebranded under the name Ally Bank. With GM going into bankruptcy, they decided to put some distance between themselves and the name GM. That ... Read More about Ally Bank Review – Best in Class Savings and Checking
I went to the bank last Friday to deposit a check and I noticed a couple of the tellers huddling off to the side. The branch manager was walking back and forth between the customer and the tellers and ... Read More about Leave Your Money in the Bank – It’s Safe
I often traveled when I was in the military, and I could never count on finding an ATM from my bank. Even the largest branches can't have ATM machines everywhere. The problem with using another bank's ... Read More about How to Save Money on ATM Fees & Debit Card Fees
Capital One 360 is one of the top online banks in the nation. I opened a savings and checking account with them over 7 years ago and have been using it as one of my main bank accounts ever since then. ... Read More about Capital One 360 Referral Bonus – $25 for Savings